Financials
- Financial year
- 2025
- Total assets
- €3,106
- Loss
- -€4,684
- Solvency
- 10.2%
A.à.z detailing
ActiveSummary
The annual accounts of A.à.z detailing for financial year 2025 show a net loss of 151% of total assets. The 2025 annual accounts show equity of €316 and a net result of -€4,684. Its solvency ranks better than 24% of 3,232 sector peers (NACE 95, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Washing and cleaning of motor vehicles
NACE 95316
1 site
Size
€3,106total assets 2025
- Staff
- 1.3 FTE
- Equity
- €316
- Loss
- -€4,684
Turnover not published (micro format)
Structure
Accounts on time
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFounded in 2024Equity €316 (10.2% of total assets)lowers riskLiquidity: current ratio 1.11, cash €2,232Size: total assets €3,106Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 26% of its sector peers (NACE 95, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
35
equity 10.2% of total assets
Liquidity
50
short-term debt 89.8% · cash 71.9%
Profitability
0
return on assets -150.8%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.8%
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.9%▲ +0.1 percentage points vs 11-2025
01-2026: 2.2%▲ +0.3 percentage points vs 12-2025
02-2026: 2.3%▲ +0.1 percentage points vs 01-2026
03-2026: 2.6%▲ +0.3 percentage points vs 02-2026
04-2026: 2.6%● unchanged vs 03-2026
05-2026: 2.8%▲ +0.2 percentage points vs 04-2026
06-2026: 2.9%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 2.8%▼ -0.1 percentage points vs 06-2026
08-2026: 1.0%▼ -1.8 percentage points vs 07-2026lowest value
09-2026: 1.1%▲ +0.1 percentage points vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 23% on solvency, 49% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 3232 sector peers (2025).
NBB · sector comparisonPosition among 3232 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: HAMRAZ Niaz Mohammad (director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Washing and cleaning of motor vehiclesNACE 95316
- Founded
- 30-09-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 30
- Who signs
- Each director alone
- Purpose
- “Het uitbaten van een carwash; Het reinigen en polijsten van voertuigen, het reinigen van…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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