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A & A CHOCOLATERIE

Active
Public limited companyfounded 2007active for 19 yearsMosten 16, 9160 Lokeren, BelgiumKBO/BCE: BE 0892.388.320

From the official registers: KBO 17 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

A & A CHOCOLATERIE has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.1m and a net result of €1.4m. Equity has been growing by about 6.3% per year since 2019. Its solvency ranks better than 63% of 788 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 28-09-2007 Normal situation
Activity
Manufacture of cocoa, chocolate and sugar confectionery NACE 10820and 2 others
Establishment unit
2.175.665.260 9160 Lokeren, since 27-01-2009
Financial year end
30 April
Peppol
Reachable since 12-11-2025

Board and ownership

Board
  • CREOLO CHOCOLATESManaging director · permanent representative Lemmens Bruno
  • PEJAMAXManaging director · permanent representative Geltmeyer Wim
  • M&A CHOCOLATESDirector · since 01-01-2024 · permanent representative Michaël CAENEPEEL
  • PMG CONSULTDirector · since 01-01-2024 · permanent representative Peter-Jan GELTMEYER
and 4 other directors

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 30-04-2025
Turnover
€22.1m
▼ 13.7%
Profit
€1.4m
▲ 12.2%
Equity
€4.1m
▲ 0.3%
Total assets
€8.3m
▼ 10.3%
Staff
35.4 FTE
▼ 7.6%
Filed on 20-10-2025, 41 days before the deadlinePDF
Score breakdownraises riskLiquidity: current ratio 1.57, cash €103,895, halvedSector: Manufacture of food products (NACE 10)lowers riskFounded in 2007Profit of €1.4m (financial year 2025)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of small companies in food products (NACE 10)
Financial strength · tick: 2024
Strong
Solvency 74+5
equity 49.2% of total assets
Liquidity 35=
short-term debt 37.3% · cash 1.2%
Profitability 83+5
return on assets 16.2%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (630 companies, NACE 10, small)
Last 24 months 11-2024: 0.4%highest value 12-2024: 0.3%▼ -0.1 percentage points vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.2%▼ -0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.2 percentage points vs 09-2026
Credit of up to €340,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.57 (1.38 in 2024), above the usual 1.5. Short-term debt is 37.3% and cash 1.2% of total assets. However, 50.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, small). It does better than 66% of them on solvency, 32% on liquidity, 78% on profitability and 22% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.57, cash €103,895, halved
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Profit of €1.4m (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 20-10-2025, 41 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
41 days early
2024
26 days early
2023
9 days early
2022
23 days early
2021
33 days early
2020
33 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 4 November (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-04-2026 year end01-11-2026 today30-11-2026 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €1.4m 7 years View

Comparable companies

These companies have the same main activity as A & A CHOCOLATERIE: manufacture of cocoa, chocolate and sugar confectionery (NACE 10820). They are comparable in size and age: total assets between €5.6m and €18m, founded between 1990 and 2004.

CompanyTotal assetsTurnover
A & A CHOCOLATERIE Lokeren€8.3m€22.1m
PRALINART Lokeren€15.1m€25.2m
Bicobel Lokeren€7.3m€10.8m
DELAFAILLE Beveren-Kruibeke-Zwijndrecht€11.9m€17.2m
Q CHOCOLATE Sint-Niklaas€17.9m€38.9m
BELVAS Ath€15.7m€12.2m
ROYAL CHOCOLATES Mol€5.6m€23.7m
Full comparison

Documents

Annual accounts at the NBB

All 17 annual accounts

Articles and registers

Key facts about A & A CHOCOLATERIE

What is the company number of A & A CHOCOLATERIE?
The company number of A & A CHOCOLATERIE is 0892.388.320. The VAT number is the same number with BE in front: BE 0892.388.320.
Where is A & A CHOCOLATERIE based?
The registered office is at Mosten 16, 9160 Lokeren.Company details
What does A & A CHOCOLATERIE do?
According to the KBO register, the main activity is manufacture of cocoa, chocolate and sugar confectionery (NACE 10820).
What is the legal form of A & A CHOCOLATERIE?
The legal form of A & A CHOCOLATERIE is Public limited company (NV).
When was A & A CHOCOLATERIE founded?
A & A CHOCOLATERIE was founded on 28-09-2007.
Is A & A CHOCOLATERIE still active?
Yes, A & A CHOCOLATERIE is an active enterprise in the KBO register.
How many employees does A & A CHOCOLATERIE have?
A & A CHOCOLATERIE had an average of 35.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of A & A CHOCOLATERIE?
The turnover of A & A CHOCOLATERIE was €22.1m in financial year 2025, according to the filed annual accounts.
Is A & A CHOCOLATERIE profitable?
In financial year 2025, A & A CHOCOLATERIE made a profit of €1.4m.
Where can I find the annual accounts of A & A CHOCOLATERIE?
A & A CHOCOLATERIE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of A & A CHOCOLATERIE due?
A & A CHOCOLATERIE must file the annual accounts for financial year 2026 by 30-11-2026.Timeline

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