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7F

Active
Private limited companyfounded 20197 yrs activeZwartkeeltjeslaan 171, 1160 Oudergem, BelgiumKBO/BCE: BE 0733.872.603
Summary

7F has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156,685 and a net result of €286,366. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency72▲+41
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.35 against 0.64 in 2024; short-term debt: 52.5% and cash: 43.7% of total assets), and 52.5% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.5%
Return on assets
86.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €156,685
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
7 d early
2024
9 d early
2023
43 d early
2022
32 d early
2021
40 d early
2020
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

7F was incorporated on 10 September 2019 as a Private limited company.1 The registered office was moved to Bruxelles in 2026.2 Total assets rose from EUR 80,885 in 2020 to EUR 330,020 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 19-08-2026
  3. 3National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€156,685▲ 923%
2024 · €15,319
Total assets
€330,020▲ 27.8%
2024 · €258,157
Net result
€286,366▲ 24.5%
2024 · €230,004
Working capital
€59,959
2024 · -€86,977
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€101,605▲ 28.2%€102,317▲ 0.7%€216,174▲ 111%€301,613▲ 39.5%€377,533▲ 25.2%
Net result€79,673▲ 29.1%€80,431▲ 1.0%€165,829▲ 106%€230,004▲ 38.7%€286,366▲ 24.5%
Equity€148,305▲ 102%€222,486▲ 50.0%€18,315▼ 91.8%€15,319▼ 16.4%€156,685▲ 923%
Total assets€159,420▲ 97.1%€240,354▲ 50.8%€396,065▲ 64.8%€258,157▼ 34.8%€330,020▲ 27.8%
Debt€11,115▲ 49.2%€17,867▲ 60.7%€377,750▲ 2,014%€242,838▼ 35.7%€173,335▼ 28.6%
Working capital€140,404▲ 93.5%€106,951▼ 23.8%-€90,317-€86,977▲ 3.7%€59,959
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2025 Equity +923% on 2024. Cause not known from the registers.
  • 2023 Equity -92%, Total assets +65% on 2022. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000€400,000Operating result 2021: €101,605€101,605Net result 2021: €79,673€79,673Operating result 2022: €102,317€102,317Net result 2022: €80,431€80,431Operating result 2023: €216,174€216,174Net result 2023: €165,829€165,829Operating result 2024: €301,613€301,613Net result 2024: €230,004€230,004Operating result 2025: €377,533€377,533Net result 2025: €286,366€286,36620212022202320242025€0€100,000€200,000€300,000€400,000Operating result 2023: €216,174€216,000Net result 2023: €165,829€166,000Operating result 2024: €301,613€302,000Net result 2024: €230,004€230,000Operating result 2025: €377,533€378,000Net result 2025: €286,366€286,000202320242025
The operating result has risen four years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330,020
Fixed assets €96,726 ▼ 6.4%
Current assets €233,294 ▲ 50.7%
Equity and liabilities €330,020
Equity €156,685 ▲ 923%
Debt €173,335 ▼ 28.6%
Debt's share of the balance-sheet total falls from 94.1% to 52.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€385,330▲
2024 · €309,611
Cash flow
€294,163▲
2024 · €238,002
Current ratio
1.35▲
2024 · 0.64
Debt to equity
1.11▼
2024 · 15.85
ROE
182.8%
ROA
86.8%▼
2024 · 89.1%
Interest coverage
161.67▼
2024 · 515.50
Debt ≤ 1 year
€173,335▼
2024 · €241,779
Income taxes
€91,235▲
2024 · €71,113
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€258,157€330,020▲
Fixed assets21/28€103,355€96,726▼
Tangible fixed assets22/27€103,355€96,726▼
Land and buildings22€98,338€92,964▼
Furniture and vehicles24€5,017€3,763▼
Current assets29/58€154,802€233,294▲
Amounts receivable within one year40/41€29,908€26,277▼
Trade receivables40€25,182€25,564▲
Other amounts receivable41€4,726€713▼
Current investments50/53€100,073€60,558▼
Cash at bank and in hand54/58€22,368€144,233▲
Deferred charges and accrued income490/1€2,454€2,225▼
Equity and liabilities
Total equity and liabilities10/49€258,157€330,020▲
Equity10/15€15,319€156,685▲
Contributions10/11€15,000€15,000=
Profit (loss) carried forward14€319€141,685▲
Amounts payable17/49€242,838€173,335▼
Amounts payable within one year42/48€241,779€173,335▼
Current portion of amounts payable after more than one year42-€15,183
Trade debts44€4,921€3,864▼
Suppliers440/4€4,921€3,864▼
Taxes, remuneration and social security45€2,865€30,107▲
Taxes450/3€2,865€30,107▲
Other amounts payable47/48€233,992€124,182▼
Accrued charges and deferred income492/3€1,059-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,998€7,797▼
Other operating charges640/8€918€947▲
Non-recurring operating charges66A-€169
Gross operating margin9900€310,529€386,446▲
Operating profit (loss)9901€301,613€377,533▲
Financial income75/76B€104€2,452▲
Recurring financial income75€104€2,452▲
Financial charges65/66B€601€2,383▲
Recurring financial charges65€601€2,383▲
Profit (loss) for the period before taxes9903€301,117€377,602▲
Income taxes67/77€71,113€91,235▲
Profit (loss) for the period9904€230,004€286,366▲
Profit (loss) for the period to be appropriated9905€230,004€286,366▲
Appropriation of the result
Profit (loss) to be appropriated9906€233,319€286,685▲
Profit (loss) brought forward from the previous period14P€3,315€319▼
Profit to be distributed694/7€233,000€145,000▼
Return on contributions (dividend)694€233,000€145,000▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,957€8,250€9,242€7,998€7,797▼ 2.5%
Other operating charges640/8-€560€1,272€918€947▲ 3.2%
Non-recurring operating charges66A----€169-
Gross operating margin9900€104,562€111,127€226,688€310,529€386,446▲ 24.4%
Operating profit (loss)9901€101,605€102,317€216,174€301,613€377,533▲ 25.2%
Financial income75/76B---€104€2,452▲ 2,254%
Recurring financial income75---€104€2,452▲ 2,254%
Financial charges65/66B€322€639€601€601€2,383▲ 297%
Recurring financial charges65€322€639€601€601€2,383▲ 297%
Profit (loss) for the period before taxes9903€101,283€101,679€215,573€301,117€377,602▲ 25.4%
Income taxes67/77€21,610€21,247€49,744€71,113€91,235▲ 28.3%
Profit (loss) for the period9904€79,673€80,431€165,829€230,004€286,366▲ 24.5%
Profit (loss) for the period to be appropriated9905€79,673€80,431€165,829€230,004€286,366▲ 24.5%
Line20212022202320242025Change
Assets
Total assets20/58€159,420€240,354€396,065€258,157€330,020▲ 27.8%
Fixed assets21/28€7,901€115,535€108,632€103,355€96,726▼ 6.4%
Tangible fixed assets22/27€7,901€115,535€108,632€103,355€96,726▼ 6.4%
Land and buildings22-€109,086€103,712€98,338€92,964▼ 5.5%
Furniture and vehicles24€7,901€6,449€4,920€5,017€3,763▼ 25.0%
Current assets29/58€151,520€124,819€287,433€154,802€233,294▲ 50.7%
Amounts receivable within one year40/41-€24,404€18,444€29,908€26,277▼ 12.1%
Trade receivables40-€24,318€16,226€25,182€25,564▲ 1.5%
Other amounts receivable41-€85€2,218€4,726€713▼ 84.9%
Current investments50/53---€100,073€60,558▼ 39.5%
Cash at bank and in hand54/58€151,093€98,645€267,698€22,368€144,233▲ 545%
Deferred charges and accrued income490/1€426€1,770€1,291€2,454€2,225▼ 9.3%
Equity and liabilities
Total equity and liabilities10/49€159,420€240,354€396,065€258,157€330,020▲ 27.8%
Equity10/15€148,305€222,486€18,315€15,319€156,685▲ 923%
Contributions10/11€15,000€15,000€15,000€15,000€15,000=
Profit (loss) carried forward14€133,305€207,486€3,315€319€141,685▲ 44,311%
Amounts payable17/49€11,115€17,867€377,750€242,838€173,335▼ 28.6%
Amounts payable within one year42/48€11,115€17,867€377,750€241,779€173,335▼ 28.3%
Current portion of amounts payable after more than one year42----€15,183-
Trade debts44€107€732€2,586€4,921€3,864▼ 21.5%
Suppliers440/4€107€732€2,586€4,921€3,864▼ 21.5%
Taxes, remuneration and social security45€10,881€16,884€6,000€2,865€30,107▲ 951%
Taxes450/3€10,881€16,884€6,000€2,865€30,107▲ 951%
Other amounts payable47/48€128€251€369,164€233,992€124,182▼ 46.9%
Accrued charges and deferred income492/3---€1,059--
Line20212022202320242025Change
Profit (loss) for the period9904€79,673€80,431€165,829€230,004€286,366▲ 24.5%
+ Depreciation and write-downs630€2,957€8,250€9,242€7,998€7,797▼ 2.5%
Operating cash flow (approximation)€82,630€88,682€175,071€238,002€294,163▲ 23.6%
Investment in fixed assets (approximation)--€115,885-€2,339-€2,721-€1,169▲ 57.0%
Change in cash--€52,448€169,053-€245,331€121,865▲ 150%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
State Gazette act Registered office
Registered-office move · Power of attorney3 facts ▸
  • Board meeting, 04-05-2026
  • Registered-office move, Avenue des Traquets 171 - 1160 Bruxelles
  • Power of attorney, Big4 & Partners SRL
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2020net €286,366 ▲24.5%
Operating result €377,533, net result €286,366, both a record.
31-12
Financial Liquidity doublescurrent ratio 1.35
Current ratio from 0.64 to 1.35; short-term debt falls from €241,779 to €173,335.
31-12
Financial Equity above €150,000Eq €156,685 ▲923%
6 profitable years in a row build equity to €156,685.
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200,000Eq €222,486 ▲50%
3 profitable years in a row build equity to €222,486.
21-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100,000Eq €148,305 ▲102%
2 profitable years in a row build equity to €148,305.
16-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
836 m²
Building footprint
186 m²
Volume, LiDAR
1,478 m³
2 parcels, Brussels · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
7F - The Ludicrous Energy Company - Belgium Energy Lab
Dokter Edmond Cordierlaan 14, 1160 OudergemReal estate activities
since 20192.293.149.383
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21332B0494/00C007 Brussels 605 m² 1 · 111 m² 10.3 m · 2 fl.
21002A0151/00A004 Brussels 231 m² 1 · 75 m² 12.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,384. 3,822 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-09-2019
Fiscal year end31-12
Trade name FR SF ; Seven F
Activities, NACEBEL 2025
68110Buying and selling of own real estate
70200Business and other management consultancy
85699Other educational support services
Contact
Phone 0479971472Oudergem
E-invoicing
Reachable via Peppol
Peppol ID 0208:0733872603
Also 9925:BE0733872603
Registered 03-10-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.