Vernda
ActiveSummary
Vernda has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €181k. Equity is growing by ~78.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+56
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.72 against 1.17 in 2024; short-term debt: 18.5% and cash: 82.4% of total assets), and 25.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
56.3%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
30 d early
2023
19 d early
2022
2 d early
2021
1 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€240k▲ 305%
2024 · €59k
2019: €7k
2020: €18k
2021: €12k
2022: €59k
2023: €143k
2024: €59k
2019 → 2025
Total assets
€321k▲ 3.4%
2024 · €310k
2019: €46k
2020: €62k
2021: €44k
2022: €81k
2023: €225k
2024: €310k
2019 → 2025
Net result
€181k▲ 55.0%
2024 · €116k
2019: €1k
2020: €10k
2021: €-6k
2022: €47k
2023: €86k
2024: €116k
2019 → 2025
Working capital
€221k▲ 490%
2024 · €37k
2019: €119
2020: €11k
2021: €9k
2022: €50k
2023: €81k
2024: €37k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€59k▲ 394%€143k▲ 142%€59k▼ 58.5%€240k▲ 305%
Operating result€-6k-€60k€109k▲ 81.5%€151k▲ 38.6%€238k▲ 57.3%
Net result€-6k-€47k€86k▲ 83.6%€116k▲ 34.9%€181k▲ 55.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€41k ▼ 23.5%
Current assets
€280k ▲ 9.0%
Equity and liabilities €321k
Equity
€240k ▲ 305%
Debt
€81k ▼ 67.7%
Debt's share of the balance-sheet total falls from 80.9% to 25.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€251k▲
2024 · €164k
Cash flow
€193k▲
2024 · €129k
Current ratio
4.72▲
2024 · 1.17
Debt to equity
0.34▼
2024 · 4.24
ROE
75.3%▼
2024 · 196.9%
ROA
56.3%▲
2024 · 37.6%
Interest coverage
137.68▲
2024 · 77.17
Debt ≤ 1 year
€59k▼
2024 · €220k
Debt > 1 year
€22k▼
2024 · €31k
Income taxes
€56k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€310k€321k▲
Fixed assets21/28€53k€41k▼
Tangible fixed assets22/27€53k€41k▼
Plant, machinery and equipment23€1k€849▼
Furniture and vehicles24€50k€39k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€257k€280k▲
Amounts receivable within one year40/41€28k€15k▼
Trade receivables40€18k€11k▼
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58€227k€264k▲
Deferred charges and accrued income490/1€2k€255▼
Equity and liabilities
Total equity and liabilities10/49€310k€321k▲
Equity10/15€59k€240k▲
Contributions10/11€19k€19k=
Reserves13€40k€220k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€40k€220k▲
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€251k€81k▼
Amounts payable after more than one year17€31k€22k▼
Financial debts170/4€31k€22k▼
Amounts payable within one year42/48€220k€59k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€103€49k▲
Taxes450/3€103€49k▲
Other amounts payable47/48€208k€0▼
Accrued charges and deferred income492/3€21€21▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€825€1k▲
Gross operating margin9900€165k€252k▲
Operating profit (loss)9901€151k€238k▲
Financial income75/76B€0€250▲
Recurring financial income75€0€250▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€149k€237k▲
Income taxes67/77€33k€56k▲
Profit (loss) for the period9904€116k€181k▲
Profit (loss) for the period to be appropriated9905€116k€181k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€182k▲
Profit (loss) brought forward from the previous period14P€2k€1k▼
Transfer from equity791/2€83k€0▼
Transfer to equity691/2€0€180k▲
To other reserves6921€0€180k▲
Profit to be distributed694/7€200k€0▼
Return on contributions (dividend)694€200k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2019net €181k ▲55%
Operating result €238k, net result €181k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 4.72
Current ratio from 1.17 to 4.72; short-term debt falls from €220k to €59k.
30-09
Financial
Equity above €200kEq €240k ▲305%
4 profitable years in a row build equity to €240k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €143k ▲142%
2 profitable years in a row build equity to €143k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 3.30
Current ratio from 1.30 to 3.30; short-term debt falls from €30k to €22k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-6k ▼156%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roowegel 29090 Merelbeke-MelleGround area
311 m²
Building footprint
95 m²
Volume, LiDAR
905 m³
Parcel 44024A0322/00D000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vernda
since 20182.272.760.676
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44024A0322/00D000 | Flanders | 311 m² | 1 · 95 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LAURENT JEWELS
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JVS
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,853 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2018
Fiscal year end30-09
Activities, NACEBEL 2025
68110Buying and selling of own real estate
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.