55
ActiveSummary
55 has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,926 and a net result of €5,409. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 1053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▲+17
Solvency28▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.55 against 0.48 in 2024; short-term debt: 5.8% and cash: 1.7% of total assets), and 97.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.7%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 1053 sector peers (2025).
NBB · sector comparisonPosition among 1053 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
27 d early
2023
7 d early
2022
18 d early
2021
26 d early
2020
18 d late
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by total assets in Wemmel, Other services sector
Turnover
€158,956
EBIT margin
-2.6%
Net result
€5,409
2024 · -€3,819
Working capital
-€26,266▲ 17.1%
2024 · -€31,692
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€1,705▼ 37.7%€13,086▲ 667%€19,791▲ 51.2%€11,942▼ 39.7%€20,904▲ 75.0%
Net result€258within the sector's middle half▼ 84.2%€2,919below the sector's middle half▲ 1,031%€6,546below the sector's middle half▲ 124%-€3,819below the sector's middle half€5,409within the sector's middle half
EBIT margin
Equity€8,721within the sector's middle half▲ 3.1%€20,110below the sector's middle half▲ 131%€26,216below the sector's middle half▲ 30.4%€21,957below the sector's middle half▼ 16.2%€26,926below the sector's middle half▲ 22.6%
Total assets€31,068below the sector's middle half▼ 5.8%€1.1mwithin the sector's middle half▲ 3,316%€1.1mwithin the sector's middle half=€1.0mwithin the sector's middle half▼ 2.8%€1.0mwithin the sector's middle half▼ 1.8%
Debt€22,347▼ 8.8%€1.0m▲ 4,559%€1.0m▼ 0.5%€1.0m▼ 2.5%€986,173▼ 2.4%
Working capital€3,412-€42,850-€30,832▲ 28.0%-€31,692▼ 2.8%-€26,266▲ 17.1%
Solvency28.1%within the sector's middle half▲ 2.4pp1.9%below the sector's middle half▼ 26.2pp2.5%below the sector's middle half▲ 0.6pp2.1%below the sector's middle half▼ 0.3pp2.7%below the sector's middle half▲ 0.5pp
Staff (FTE)0.9▲ 125%0.2below the sector's middle half▼ 77.8%0.3below the sector's middle half▲ 50.0%0.2below the sector's middle half▼ 33.3%1below the sector's middle half▲ 400%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 75% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€980,709 ▼ 2.3%
Current assets
€32,390 ▲ 13.0%
Equity and liabilities €1.0m
Equity
€26,926 ▲ 22.6%
Debt
€986,173 ▼ 2.4%
Debt's share of the balance-sheet total falls from 97.9% to 97.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73,869▲
2024 · €62,323
Cash flow
€58,374▲
2024 · €46,562
Current ratio
0.55▲
2024 · 0.48
Quick ratio
0.51▲
2024 · 0.43
Debt to equity
36.62▼
2024 · 46.00
ROE
20.1%▲
2024 · -17.4%
ROA
0.5%▲
2024 · -0.4%
Interest coverage
5.83▲
2024 · 3.90
Debt ≤ 1 year
€58,656▼
2024 · €60,366
Debt > 1 year
€927,514▼
2024 · €949,647
Income taxes
€3,291▲
2024 · €228
Staff costs
€6,394▲
2024 · €6,111
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,377 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.0%
went bankrupt
1.6%
stopped otherwise
96%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,377 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €10,372 | €3,618 | €8,333 | €6,111 | €6,394 | ▲ 4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,083 | €32,395 | €46,211 | €50,381 | €52,965 | ▲ 5.1% |
| Other operating charges640/8 | €601 | €3,435 | €4,140 | €4,660 | €4,806 | ▲ 3.1% |
| Gross operating margin9900 | €23,761 | €52,535 | €78,473 | €73,094 | €85,069 | ▲ 16.4% |
| Operating profit (loss)9901 | €1,705 | €13,086 | €19,791 | €11,942 | €20,904 | ▲ 75.0% |
| Financial income75/76B | €38 | €332 | €1,042 | €462 | €467 | ▲ 1.2% |
| Recurring financial income75 | €38 | €332 | €1,042 | €462 | €467 | ▲ 1.2% |
| Financial charges65/66B | €1,265 | €10,273 | €11,771 | €15,995 | €12,672 | ▼ 20.8% |
| Recurring financial charges65 | €1,265 | €10,273 | €11,771 | €15,995 | €12,672 | ▼ 20.8% |
| Profit (loss) for the period before taxes9903 | €479 | €3,145 | €9,062 | -€3,591 | €8,699 | ▲ 342% |
| Income taxes67/77 | €221 | €227 | €2,515 | €228 | €3,291 | ▲ 1,342% |
| Profit (loss) for the period9904 | €258 | €2,919 | €6,546 | -€3,819 | €5,409 | ▲ 242% |
| Profit (loss) for the period to be appropriated9905 | €258 | €2,919 | €6,546 | -€3,819 | €5,409 | ▲ 242% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,068 | €1.1m | €1.1m | €1.0m | €1.0m | ▼ 1.8% |
| Fixed assets21/28 | €10,473 | €1.0m | €1.0m | €1.0m | €980,709 | ▼ 2.3% |
| Tangible fixed assets22/27 | €10,473 | €1.0m | €1.0m | €1.0m | €980,709 | ▼ 2.3% |
| Land and buildings22 | - | €998,092 | €962,479 | €926,867 | €891,254 | ▼ 3.8% |
| Plant, machinery and equipment23 | €7,781 | €5,818 | €3,855 | €18,039 | €17,576 | ▼ 2.6% |
| Furniture and vehicles24 | €1,828 | €6,264 | €17,469 | €15,527 | €16,060 | ▲ 3.4% |
| Other tangible fixed assets26 | €864 | €36,528 | €41,919 | €42,867 | €55,819 | ▲ 30.2% |
| Current assets29/58 | €20,595 | €14,637 | €36,033 | €28,674 | €32,390 | ▲ 13.0% |
| Stocks and contracts in progress3 | €849 | €867 | €2,177 | €2,932 | €2,504 | ▼ 14.6% |
| Stocks30/36 | €849 | €867 | €2,177 | €2,932 | €2,504 | ▼ 14.6% |
| Amounts receivable within one year40/41 | €406 | - | €1,258 | €203 | €2,625 | ▲ 1,196% |
| Trade receivables40 | €406 | - | - | €203 | €1,760 | ▲ 769% |
| Other amounts receivable41 | - | - | €1,258 | - | €865 | - |
| Cash at bank and in hand54/58 | €17,735 | €1,671 | €15,832 | €10,151 | €17,293 | ▲ 70.4% |
| Deferred charges and accrued income490/1 | €1,605 | €12,098 | €16,766 | €15,388 | €9,968 | ▼ 35.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,068 | €1.1m | €1.1m | €1.0m | €1.0m | ▼ 1.8% |
| Equity10/15 | €8,721 | €20,110 | €26,216 | €21,957 | €26,926 | ▲ 22.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,870 | €1,870 | €6,555 | €6,555 | €11,964 | ▲ 82.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €10 | €10 | €10 | €10 | €10 | = |
| Distributable reserves133 | - | - | €6,545 | €6,545 | €11,954 | ▲ 82.6% |
| Profit (loss) carried forward14 | €651 | €3,570 | €5,431 | €1,612 | €1,612 | = |
| Investment grants15 | - | €8,470 | €8,030 | €7,590 | €7,150 | ▼ 5.8% |
| Amounts payable17/49 | €22,347 | €1.0m | €1.0m | €1.0m | €986,173 | ▼ 2.4% |
| Amounts payable after more than one year17 | €5,159 | €983,741 | €968,673 | €949,647 | €927,514 | ▼ 2.3% |
| Financial debts170/4 | €5,159 | €586,449 | €571,382 | €552,356 | €530,223 | ▼ 4.0% |
| Other amounts payable178/9 | - | €397,291 | €397,291 | €397,291 | €397,291 | = |
| Amounts payable within one year42/48 | €17,183 | €57,486 | €66,865 | €60,366 | €58,656 | ▼ 2.8% |
| Current portion of amounts payable after more than one year42 | €4,874 | €28,800 | €32,544 | €34,876 | €36,957 | ▲ 6.0% |
| Trade debts44 | €22 | €3,465 | €3,135 | €4,060 | €518 | ▼ 87.2% |
| Suppliers440/4 | €22 | €3,465 | €3,135 | €4,060 | €518 | ▼ 87.2% |
| Taxes, remuneration and social security45 | €6,395 | €4,253 | €6,990 | €2,008 | €8,754 | ▲ 336% |
| Taxes450/3 | €5,517 | €3,572 | €2,515 | €1,473 | €5,041 | ▲ 242% |
| Remuneration and social security454/9 | €878 | €681 | €4,474 | €536 | €3,714 | ▲ 593% |
| Other amounts payable47/48 | €5,892 | €20,968 | €24,196 | €19,422 | €12,426 | ▼ 36.0% |
| Accrued charges and deferred income492/3 | €5 | €2 | €1 | €4 | €3 | ▼ 22.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €258 | €2,919 | €6,546 | -€3,819 | €5,409 | ▲ 242% |
| + Depreciation and write-downs630 | €11,083 | €32,395 | €46,211 | €50,381 | €52,965 | ▲ 5.1% |
| Operating cash flow (approximation) | €11,341 | €35,314 | €52,757 | €46,562 | €58,374 | ▲ 25.4% |
| Investment in fixed assets (approximation) | - | -€1.1m | -€25,231 | -€27,960 | -€30,374 | ▼ 8.6% |
| Change in cash | - | -€16,064 | €14,161 | -€5,681 | €7,143 | ▲ 226% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €5,409
Net result €5,409 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €6,546 ▲124%
Net result €6,546, the highest in the series.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Back to profitnet €1,631
Net result €1,631 after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 2 establishment units since 2014
Ground area
411 m²
Building footprint
319 m²
Volume, LiDAR
1,836 m³
3 parcels, Brussels, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
55 sprl
since 20142.235.511.389
Louis de Brouckèrelaan 53, 1083 Ganshoren
since 20222.337.998.324
3 parcels
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0332/00C028 | Brussels | 233 m² | 1 · 232 m² | 12.8 m · 2 fl. |
| 21008A0332/00M022 | Brussels | 142 m² | 1 · 86 m² | 9.0 m · 2 fl. |
| 22005A0475/00N000 | Flanders | 36 m² | - | - |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,962. 1,782 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47632Retail sale of bicycles
47639Retail sale of other sporting goods
85510Sports and recreation education
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0897128650
Registered
24-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.