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Private limited companyfounded 20206 yrs activeRue de la Reine 2, 1330 Rixensart, BelgiumKBO/BCE: BE 0745.864.078
Summary

4Mine is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €25.3m and a net result of €217,434. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 63% of 9871 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
32 d early
2024
28 d early
2023
36 d early
2022
32 d early
2021
33 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

4Mine was incorporated on 7 April 2020 as a Private limited company.1 Total assets went from EUR 35 million in 2021 to EUR 37 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€25.3m▲ 0.9%
2023 · €25.1m
Net result
€217,434▲ 2.6%
2023 · €211,979
Total assets
€37.4m▲ 0.1%
2023 · €37.3m
Solvency
67.8%▲ 0.5pp
2023 · 67.2%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result-€5,635--€14,269▼ 153%-€17,646▼ 23.7%-€11,295▲ 36.0%
Net result€401,136above the sector's middle half-€234,240above the sector's middle half▼ 41.6%€211,979above the sector's middle half▼ 9.5%€217,434above the sector's middle half▲ 2.6%
Equity€24.6mabove the sector's middle half-€24.9mabove the sector's middle half▲ 1.0%€25.1mabove the sector's middle half▲ 0.9%€25.3mabove the sector's middle half▲ 0.9%
Total assets€35.2mabove the sector's middle half-€37.3mabove the sector's middle half▲ 6.0%€37.3mabove the sector's middle half=€37.4mabove the sector's middle half▲ 0.1%
Debt€10.6m-€12.5m▲ 17.9%€12.2m▼ 1.8%€12.0m▼ 1.5%
Working capital€1.6mabove the sector's middle half
Solvency70.0%within the sector's middle half-66.6%within the sector's middle half▼ 3.4pp67.2%within the sector's middle half▲ 0.6pp67.8%within the sector's middle half▲ 0.5pp
Return on assets (ROA)1.1%within the sector's middle half-0.6%below the sector's middle half▼ 0.5pp0.6%below the sector's middle half▼ 0.1pp0.6%below the sector's middle half=
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000Operating result 2021: -€5,635-€5,635Net result 2021: €401,136€401,136Operating result 2022: -€14,269-€14,269Net result 2022: €234,240€234,240Operating result 2023: -€17,646-€17,646Net result 2023: €211,979€211,979Operating result 2024: -€11,295-€11,295Net result 2024: €217,434€217,4342021202220232024-€100,000€0€100,000€200,000Operating result 2022: -€14,269-€14,300Net result 2022: €234,240€234,000Operating result 2023: -€17,646-€17,600Net result 2023: €211,979€212,000Operating result 2024: -€11,295-€11,300Net result 2024: €217,434€217,000202220232024
The operating result stays negative: a loss of €11,295 in 2024 against €17,646 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €37.4m
Fixed assets €35.7m =
Current assets €1.6m ▲ 2.0%
Equity and liabilities €37.4m
Equity €25.3m ▲ 0.9%
Debt €12.0m ▼ 1.5%
Debt's share of the balance-sheet total falls from 32.8% to 32.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
0.9%▲
2023 · 0.8%
Debt > 1 year
€12.0m▼
2023 · €12.2m
Income taxes
€6,928▲
2023 · €5,113
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€37.3m€37.4m▲
Fixed assets21/28€35.7m€35.7m=
Tangible fixed assets22/27€691,277€688,625▼
Land and buildings22€691,277€688,625▼
Financial fixed assets28€35.1m€35.1m=
Current assets29/58€1.6m€1.6m▲
Amounts receivable within one year40/41€15,863€20,651▲
Other amounts receivable41€15,863€20,651▲
Current investments50/53€1.4m€1.4m=
Cash at bank and in hand54/58€152,615€179,413▲
Equity and liabilities
Total equity and liabilities10/49€37.3m€37.4m▲
Equity10/15€25.1m€25.3m▲
Contributions10/11€24.2m€24.2m=
Profit (loss) carried forward14€847,355€1.1m▲
Amounts payable17/49€12.2m€12.0m▼
Amounts payable after more than one year17€12.2m€12.0m▼
Other amounts payable178/9€12.2m€12.0m▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,652€2,652=
Other operating charges640/8€1,113€1,126▲
Gross operating margin9900-€13,881-€7,516▲
Operating profit (loss)9901-€17,646-€11,295▲
Financial income75/76B€234,784€235,703▲
Recurring financial income75€234,784€235,703▲
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903€217,092€224,361▲
Income taxes67/77€5,113€6,928▲
Profit (loss) for the period9904€211,979€217,434▲
Profit (loss) for the period to be appropriated9905€211,979€217,434▲
Appropriation of the result
Profit (loss) to be appropriated9906€847,355€1.1m▲
Profit (loss) brought forward from the previous period14P€635,376€847,355▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2,652€2,652€2,652=
Other operating charges640/8€695€467€1,113€1,126▲ 1.2%
Gross operating margin9900-€4,940-€11,150-€13,881-€7,516▲ 45.9%
Operating profit (loss)9901-€5,635-€14,269-€17,646-€11,295▲ 36.0%
Financial income75/76B€424,017€270,194€234,784€235,703▲ 0.4%
Recurring financial income75€424,017€270,194€234,784€235,703▲ 0.4%
Financial charges65/66B€49€9,148€46€46=
Recurring financial charges65€49€9,148€46€46=
Profit (loss) for the period before taxes9903€418,333€246,777€217,092€224,361▲ 3.3%
Income taxes67/77€17,197€12,537€5,113€6,928▲ 35.5%
Profit (loss) for the period9904€401,136€234,240€211,979€217,434▲ 2.6%
Profit (loss) for the period to be appropriated9905€401,136€234,240€211,979€217,434▲ 2.6%
Line2021202220232024Change
Assets
Total assets20/58€35.2m€37.3m€37.3m€37.4m▲ 0.1%
Fixed assets21/28€35.1m€35.7m€35.7m€35.7m=
Tangible fixed assets22/27-€693,929€691,277€688,625▼ 0.4%
Land and buildings22-€693,929€691,277€688,625▼ 0.4%
Financial fixed assets28€35.1m€35.1m€35.1m€35.1m=
Current assets29/58€155,536€1.6m€1.6m€1.6m▲ 2.0%
Amounts receivable within one year40/41€5,145€14,677€15,863€20,651▲ 30.2%
Other amounts receivable41€5,145€14,677€15,863€20,651▲ 30.2%
Current investments50/53-€1.4m€1.4m€1.4m=
Cash at bank and in hand54/58€150,391€164,431€152,615€179,413▲ 17.6%
Equity and liabilities
Total equity and liabilities10/49€35.2m€37.3m€37.3m€37.4m▲ 0.1%
Equity10/15€24.6m€24.9m€25.1m€25.3m▲ 0.9%
Contributions10/11€24.2m€24.2m€24.2m€24.2m=
Profit (loss) carried forward14€401,136€635,376€847,355€1.1m▲ 25.7%
Amounts payable17/49€10.6m€12.5m€12.2m€12.0m▼ 1.5%
Amounts payable after more than one year17€10.6m€12.4m€12.2m€12.0m▼ 1.5%
Other amounts payable178/9€10.6m€12.4m€12.2m€12.0m▼ 1.5%
Amounts payable within one year42/48-€13,262---
Trade debts44-€13,262---
Suppliers440/4-€13,262---
Line2021202220232024Change
Profit (loss) for the period9904€401,136€234,240€211,979€217,434▲ 2.6%
+ Depreciation and write-downs630-€2,652€2,652€2,652=
Operating cash flow (approximation)€401,136€236,893€214,631€220,086▲ 2.5%
Investment in fixed assets (approximation)--€696,582€0€0-
Change in cash-€14,040-€11,816€26,798▲ 327%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €211,979 ▼9.5%
Net result drops to €211,979, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €25mEq €25.1m ▲0.9%
3 profitable years in a row build equity to €25.1m.
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
3,448 m²
Building footprint
172 m²
Parcel 25091D0191/00B000, Wallonia. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Rue de la Reine 2, 1330 Rixensart
Holdings
since 20202.301.261.058
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25091D0191/00B000 Wallonia 3,448 m² 1 · 172 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of 4Mine and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 3,828 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Not found in the Peppol register

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.