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Complete company report
Generated 12-08-2026
Active BE 0524.725.260Private limited company

4FINANCE

Paul De Mertenlaan 36 ·1090 Jette, Belgium· 13 yrs active
Sector: Activiteiten van (gecertificeerde) (fiscaal) accountants (69201)
Conclusion Checked

The computed 12-month bankruptcy probability of 4FINANCE is 0.2% (very low). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 13 yrs
Board 1
Locations 1
Publications 7
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 31-08-2025 2025-00455520
31-12-2023 volledig 07-10-2024 2024-00496869
31-12-2022 volledig 30-08-2023 2023-00388753
31-12-2021 micro 03-09-2022 2022-20410515
31-12-2020 micro 31-08-2021 2021-62700418
31-12-2019 micro 04-10-2020 2020-59900048
31-12-2018 micro 30-08-2019 2019-61500324
31-12-2017 micro 30-08-2018 2018-58500222
31-12-2016 micro 29-08-2017 2017-53500310
31-12-2015 volledig 29-08-2016 2016-50400510
Directors & mandates 2 directors
Current directors & mandates
  • CHARH Samid
    Director
    State Gazette act 25090568 (17-07-2025)
    Current
    01-07-2025 → present
Former directors (1)
  • Derdeb
    Director
    State Gazette act 26301999 (09-01-2026)
    Former
    - → 30-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van (gecertificeerde) (fiscaal) accountants(69201)
Legal form Private limited company(610)
Incorporation21-03-2013
StatusActive
Postal code1090
Connections & network 1 connected companies
Network connections
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
4Finance
de Limburg Stirumlaan 166, 1780 WemmelActiviteiten van (gecertificeerde) (fiscaal) accountants
since 20242.358.400.887
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21464D0173/00A000 Brussels 1,195 m² 1 · 1,013 m² 17.7 m · 5 fl.
22662B0385/00X005 Flanders 674 m² 1 · 114 m² 11.1 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-01-2026
State Gazette act Director changes
v3.2
2025
17-11-2025
State Gazette act Miscellaneous
proposal · Samuel WYNANT
14-11-2025
State Gazette act Miscellaneous
Demerger proposal · Damien HISETTE
31-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
17-07-2025
State Gazette act Director changes
v3.2
17-01-2025
State Gazette act Registered-office change
v3.2
2024
07-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
10-11-2023
State Gazette act Director changes
v3.2
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
03-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
04-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
29-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
29-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
28-12-2015
State Gazette act Registered-office change
v3.2
Belgisch Staatsblad, acts 7 acts
Address history · 2
17-01-2025
v3.2
28-12-2015
v3.2
All acts · 7 updated 7 months ago
2026
09-01-2026 Derdeb resigns as director Director changes
  • Derdeb, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Derdeb",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-12-30",
      "evidence_quote": "L\u2019assembl\u00E9e prend acte de la d\u00E9mission de M. Derdeb en tant qu\u2019administrateur de la soci\u00E9t\u00E9, avec effet au 30 d\u00E9cembre 2025. L\u2019assembl\u00E9e lui donne d\u00E9charge pour l\u2019exercice de son mandat.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0524.725.260",
    "name_full": "4FINANCE",
    "legal_form": "SRL"
  }
}
2025
17-11-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Samuel WYNANT
Summary: proposalNotary: Samuel WYNANT · Bruxelles
Technical details 
{
  "stage": "proposal",
  "notary": {
    "name": "Samuel WYNANT",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-11-17",
    "filing_date": "2025-11-13",
    "act_kind_objet": "DIVERS"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": null,
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "demerger_partial",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0524.725.260",
        "name": "4FINANCE",
        "role": "demerged",
        "address": "897 Chauss\u00E9e d\u0027Alsemberg 1180 Uccle",
        "is_foreign": false,
        "legal_form": "SRL",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      },
      {
        "kbo": null,
        "name": "AVENTYS ACCOUNTING",
        "role": "recipient",
        "address": "1082, , Venelle du Champ du Moulin 9/4",
        "is_foreign": false,
        "legal_form": "SRL",
        "is_new_company": true,
        "jurisdiction_country": "BE"
      },
      {
        "kbo": null,
        "name": "FINARYS",
        "role": "recipient",
        "address": "1090, , avenue paul de merten, 36 bo\u00EEte 8",
        "is_foreign": false,
        "legal_form": "SRL",
        "is_new_company": true,
        "jurisdiction_country": "BE"
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "12:75"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": "2025-09-30",
    "exchange_ratio_text": null,
    "new_shares_issued_n": 18600,
    "real_estate_included": true,
    "patrimony_description": "A partial split of the patrimony of 4FINANCE SRL, consisting of tangible assets (office equipment), current assets (a partner\u0027s current account and bank balance), and specific receivables, transferred to two new companies.",
    "equity_transferred_eur": 14260.0,
    "accounting_effective_date": "2025-09-30"
  },
  "subject_company": {
    "kbo": "0524.725.260",
    "name_full": "4FINANCE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Samuel WYNANT",
    "org_rep_person_name": null
  },
  "summary_narrative": "De SRL 4FINANCE, gevestigd in Uccle, heeft een project voor een gedeeltelijke splitsing goedgekeurd. Hierbij wordt een deel van haar vermogen, waaronder activa zoals een rekening bij een partner en bankgelden, overgedragen aan twee nieuwe vennootschappen: SRL AVENTYS ACCOUNTING en SRL FINARYS, die beide zullen worden opgericht. De nieuwe vennootschappen zullen elk 18.600 aandelen uitgiften aan de aandeelhouders van 4FINANCE, waarbij de verhouding 1:1 wordt gehandhaafd.",
  "co_filed_documents": [],
  "detected_real_type": "demerger_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
14-11-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Damien HISETTE
Summary: Demerger proposalNotary: Damien HISETTE · Bruxelles
Technical details 
{
  "notary": {
    "name": "Damien HISETTE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-11-14",
    "filing_date": "2025-11-12",
    "act_kind_objet": "DIVERS"
  },
  "key_dates": [
    {
      "date": "2013-03-20",
      "label": "constitu\u00E9 par acte notari\u00E9"
    },
    {
      "date": "2023-11-03",
      "label": "statuts ont \u00E9t\u00E9 modifi\u00E9s"
    },
    {
      "date": "2025-10-30",
      "label": "r\u00E9union de l\u2019organe d\u2019administration"
    },
    {
      "date": "2025-09-30",
      "label": "valeur nette comptable"
    },
    {
      "date": "2025-11-12",
      "label": "D\u00E9pos\u00E9"
    }
  ],
  "key_parties": [
    {
      "kind": "org",
      "name": "AVENTYS ACCOUNTING",
      "role": "Soci\u00E9t\u00E9 b\u00E9n\u00E9ficiaire"
    },
    {
      "kind": "person",
      "name": "Damien HISETTE",
      "role": "Notaire"
    },
    {
      "kind": "person",
      "name": "Rida DERDEB",
      "role": "Aandeelhouder"
    },
    {
      "kind": "person",
      "name": "Samid CHARH",
      "role": "Aandeelhouder"
    }
  ],
  "key_amounts_eur": [
    {
      "label": "montant de l\u2019apport de la SRL 4FINANCE",
      "amount": 14260.0
    },
    {
      "label": "valeur comptable nette Immobilisation corporelle",
      "amount": 1771.86
    },
    {
      "label": "compte courant associ\u00E9",
      "amount": 273263.31
    },
    {
      "label": "valeur disponible en banque",
      "amount": 16300.0
    },
    {
      "label": "Dettes fournisseurs",
      "amount": 226945.0
    },
    {
      "label": "apport",
      "amount": 6292.97
    },
    {
      "label": "R\u00E9sultat report\u00E9",
      "amount": 26918.98
    },
    {
      "label": "R\u00E9sultat provisoire",
      "amount": 31178.23
    },
    {
      "label": "TOTAL FP",
      "amount": 64390.17
    }
  ],
  "subject_company": {
    "kbo": "0524.725.260",
    "name_full": "4FINANCE",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "demerger_proposal"
}
17-07-2025 CHARH Samid appointed as director Director changes
  • CHARH Samid, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CHARH Samid",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale acte la nomination en tant qu\u0027administrateur Monsieur CHARH Samid \u00E0 compter du 01/07/2025"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0524.725.260",
    "name_full": "4FINANCE",
    "legal_form": "SRL"
  }
}
17-01-2025 Registered office moved within Uccle Registered-office change
  • Rue Edith Cavell 66, 1180 Uccle → Chaussée d'Alsemberg 897, 1180 Uccle
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Uccle",
        "region": "Brussels Gewest",
        "street": "Chauss\u00E9e d\u0027Alsemberg",
        "country": "BE",
        "postcode": "1180",
        "box_number": null,
        "street_number": "897"
      },
      "old_address": {
        "city": "Uccle",
        "region": "Brussels Gewest",
        "street": "Rue Edith Cavell",
        "country": "BE",
        "postcode": "1180",
        "box_number": "3",
        "street_number": "66"
      },
      "effective_date": "2024-12-02",
      "evidence_quote": "l\u0027assembl\u00E9e approuve le transfert du si\u00E8ge social \u00E0 dater du 2 d\u00E9cembre 2024 au 897 chauss\u00E9e d\u0027Alsemberg \u00E0 1180 Uccle."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0524.725.260",
    "name_full": "4FINANCE",
    "legal_form": "SRL"
  }
}
2023
10-11-2023 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0524.725.260",
    "name_full": "4FINANCE",
    "legal_form": "SC"
  }
}
2015
28-12-2015 Registered office moved within Uccle Registered-office change
  • Avenue Winston Churchill 55, 1180 Uccle → rue Edith Cavell 66, 1180 Uccle
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Uccle",
        "region": "Brussels",
        "street": "rue Edith Cavell",
        "country": "BE",
        "postcode": "1180",
        "box_number": null,
        "street_number": "66"
      },
      "old_address": {
        "city": "Uccle",
        "region": "Brussels",
        "street": "Avenue Winston Churchill",
        "country": "BE",
        "postcode": "1180",
        "box_number": null,
        "street_number": "55"
      },
      "effective_date": "2015-12-16",
      "evidence_quote": "l\u0027assembl\u00E9e approuve le transfert du si\u00E8ge social \u00E0 dater du 16 d\u00E9cembre 2015, au 66 rue Edith Cavell \u00E0 1180 Uccle"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0524.725.260",
    "name_full": "4FINANCE",
    "legal_form": "SC"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Accountants en belastingconsulenten69201Activiteiten van (gecertificeerde) (fiscaal) accountants69201
Primary activity highlighted.
Names & trade names
Legal nameFR 4FINANCE
Registered office
Paul De Mertenlaan 36 bus 8
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative