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4BKL

Active
Private limited companyfounded 20242 yrs activeKoningin Astridlaan 59/B, 1780 Wemmel, BelgiumKBO/BCE: BE 1012.588.443
Summary

4BKL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,423 and a net result of €77,423. Its solvency ranks better than 50% of 7997 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency75
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.15; short-term debt: 46.1% and cash: 28.4% of total assets), and 49.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.4%
Return on assets
47.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
20 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 August 2024, 4BKL was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€82,423
Total assets
€163,405
Net result
€77,423
Working capital
€86,727

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €163,405
Fixed assets €1,296
Current assets €162,109
Equity and liabilities €163,405
Equity €82,423
Debt €80,982
Debt finances 49.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€119,252
Cash flow
€80,387
Current ratio
2.15
Debt to equity
0.98
ROE
93.9%
ROA
47.4%
Interest coverage
77.38
Debt ≤ 1 year
€75,382
Income taxes
€38,737
Staff costs
€65,181

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€163,405
Fixed assets21/28€1,296
Tangible fixed assets22/27€931
Furniture and vehicles24€931
Financial fixed assets28€365
Current assets29/58€162,109
Amounts receivable within one year40/41€115,747
Trade receivables40€16,335
Other amounts receivable41€99,412
Cash at bank and in hand54/58€46,362
Equity and liabilities
Total equity and liabilities10/49€163,405
Equity10/15€82,423
Contributions10/11€5,000
Reserves13€75,000
Distributable reserves133€75,000
Profit (loss) carried forward14€2,423
Amounts payable17/49€80,982
Amounts payable within one year42/48€75,382
Trade debts44€7,232
Suppliers440/4€7,232
Taxes, remuneration and social security45€66,571
Taxes450/3€58,127
Remuneration and social security454/9€8,444
Other amounts payable47/48€1,579
Accrued charges and deferred income492/3€5,600
Income statement Code2025
Remuneration, social security and pensions62€65,181
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,964
Gross operating margin9900€184,433
Operating profit (loss)9901€116,288
Financial income75/76B€1,412
Recurring financial income75€1,412
Financial charges65/66B€1,541
Recurring financial charges65€1,541
Profit (loss) for the period before taxes9903€116,160
Income taxes67/77€38,737
Profit (loss) for the period9904€77,423
Profit (loss) for the period to be appropriated9905€77,423
Appropriation of the result
Profit (loss) to be appropriated9906€77,423
Transfer to equity691/2€75,000
To other reserves6921€75,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€65,181
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,964
Gross operating margin9900€184,433
Operating profit (loss)9901€116,288
Financial income75/76B€1,412
Recurring financial income75€1,412
Financial charges65/66B€1,541
Recurring financial charges65€1,541
Profit (loss) for the period before taxes9903€116,160
Income taxes67/77€38,737
Profit (loss) for the period9904€77,423
Profit (loss) for the period to be appropriated9905€77,423
Line2025
Assets
Total assets20/58€163,405
Fixed assets21/28€1,296
Tangible fixed assets22/27€931
Furniture and vehicles24€931
Financial fixed assets28€365
Current assets29/58€162,109
Amounts receivable within one year40/41€115,747
Trade receivables40€16,335
Other amounts receivable41€99,412
Cash at bank and in hand54/58€46,362
Equity and liabilities
Total equity and liabilities10/49€163,405
Equity10/15€82,423
Contributions10/11€5,000
Reserves13€75,000
Distributable reserves133€75,000
Profit (loss) carried forward14€2,423
Amounts payable17/49€80,982
Amounts payable within one year42/48€75,382
Trade debts44€7,232
Suppliers440/4€7,232
Taxes, remuneration and social security45€66,571
Taxes450/3€58,127
Remuneration and social security454/9€8,444
Other amounts payable47/48€1,579
Accrued charges and deferred income492/3€5,600
Line2025
Profit (loss) for the period9904€77,423
+ Depreciation and write-downs630€2,964
Operating cash flow (approximation)€80,387

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
11-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
6,201 m²
Building footprint
1,886 m²
Volume, LiDAR
19,322 m³
Parcel 22662B0407/00D011, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
42 companies at this address See who is registered here
1 establishment unit
4BKL
Koningin Astridlaan 59/B, 1780 WemmelHoldings
since 20242.363.014.822
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0407/00D011indicative Flanders 6,201 m² 1 · 1,886 m² 15.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,204 companies in this sector we hold annual accounts for 3,517. 2,596 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded20-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012588443
Registered 19-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.