FC4U

Active

Private limited companyfounded 20242 yrs activeStationlei 48, 1800 Vilvoorde, BelgiumKBO/BCE: BE 1012.137.491

FC4U has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €116k. Its solvency ranks better than 32% of 2238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2025

48 / 100

Fair

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency28

Growth-

Stability67

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity short (current ratio 0.89), and 78% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

22%

Return on assets

50.2%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

32 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€51k

Total assets

€231k

Net result

€116k

Working capital

€-19k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition

Assets €231k

34.7%

65.3%

Fixed assets €80k

Current assets €151k

Equity and liabilities €231k

22.0%

78.0%

Equity €51k

Debt €180k

Debt finances 78.0% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€168k

Cash flow

€117k

Solvency

22.0%

Current ratio

0.89

Quick ratio

0.89

Debt / equity

3.55

ROE

228.2%

ROA

50.2%

Interest coverage

22.43

Debt

€180k

Debt ≤ 1 year

€170k

Debt > 1 year

€10k

Income taxes

€43k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€231k

Fixed assets21/28€80k

Financial fixed assets28€80k

Current assets29/58€151k

Amounts receivable within one year40/41€65k

Trade receivables40€35k

Other amounts receivable41€30k

Cash at bank and in hand54/58€85k

Equity and liabilities

Total equity and liabilities10/49€231k

Equity10/15€51k

Contributions10/11€5k

Outside capital11€5k

Share premium1100/10€5k

Reserves13€45k

Distributable reserves133€45k

Profit (loss) carried forward14€684

Amounts payable17/49€180k

Amounts payable after more than one year17€10k

Financial debts170/4€10k

Amounts payable within one year42/48€170k

Current portion of amounts payable after more than one year42€31k

Trade debts44€4k

Suppliers440/4€4k

Taxes, remuneration and social security45€61k

Taxes450/3€61k

Other amounts payable47/48€74k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k

Other operating charges640/8€327

Gross operating margin9900€168k

Operating profit (loss)9901€166k

Financial charges65/66B€7k

Recurring financial charges65€7k

Profit (loss) for the period before taxes9903€159k

Income taxes67/77€43k

Profit (loss) for the period9904€116k

Profit (loss) for the period to be appropriated9905€116k

Appropriation of the result

Profit (loss) to be appropriated9906€116k

Transfer to equity691/2€45k

To other reserves6921€45k

Profit to be distributed694/7€70k

Directors or managers695€70k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

29-06

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

NBB filing

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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