4.com
ActiveSummary
4.com has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.3m and a net result of €27,863. Equity remains stable across the filed financial years (±0.6% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €6.3m
- Profit
- €27,863
Why 95lowers riskSize: total assets €6.5mLiquidity: current ratio 35.47, cash €2.1mFigures for financial year 2025 (filed 24-07-2026)Equity €6.3m (97.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 82% on solvency, 95% on liquidity, 11% on profitability and 49% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 19 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · full…
- Annual accounts filedfinancial year 2023 · full…
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €73,151 in 2025 against €91,214 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 544 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 93.6% are still going.
- Medium-sized
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 544 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m | €0.1m | €0.1m | €0.09m | €0.009m | €0.01m | €0.02m | €0.01m | ▼ 32.1% |
| Other operating charges640/8 | - | - | - | €0.002m | €0.05m | €0.001m | €0.001m | €0.01m | ▲ 909% |
| Non-recurring operating charges66A | - | - | - | - | €0.001m | €0 | - | - | - |
| Gross operating margin9900 | -€0.1m | -€0.07m | -€0.07m | -€0.06m | -€0.08m | -€0.07m | -€0.07m | -€0.05m | ▲ 31.3% |
| Operating profit (loss)9901 | -€0.2m | -€0.3m | -€0.2m | -€0.2m | -€0.1m | -€0.08m | -€0.09m | -€0.07m | ▲ 19.8% |
| Financial income75/76B | - | - | - | €0.07m | €0.08m | €0.2m | €0.1m | €0.1m | ▼ 20.4% |
| Recurring financial income75 | €0.1m | €0.2m | €0.08m | €0.07m | €0.08m | €0.2m | €0.1m | €0.1m | ▼ 20.4% |
| Financial charges65/66B | - | - | - | €0.01m | €0.008m | €487 | €0.009m | €0.007m | ▼ 13.2% |
| Recurring financial charges65 | €0.03m | €1.9m | €0.02m | €0.01m | €0.008m | €487 | €0.009m | €0.007m | ▼ 13.2% |
| Profit (loss) for the period before taxes9903 | -€0.1m | -€2.1m | -€0.1m | -€0.09m | -€0.07m | €0.1m | €0.04m | €0.03m | ▼ 23.7% |
| Income taxes67/77 | €277 | €310 | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | ▼ 27.0% |
| Profit (loss) for the period9904 | -€0.1m | -€2.1m | -€0.1m | -€0.09m | -€0.07m | €0.1m | €0.04m | €0.03m | ▼ 23.6% |
| Profit (loss) for the period to be appropriated9905 | -€0.1m | -€2.1m | -€0.1m | -€0.09m | -€0.07m | €0.1m | €0.04m | €0.03m | ▼ 23.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €10.1m | €7.3m | €6.7m | €6.7m | €6.3m | €6.4m | €6.5m | €6.5m | ▲ 0.4% |
| Formation expenses20 | €0 | - | - | - | - | - | - | - | - |
| Fixed assets21/28 | €3.7m | €1.6m | €1.5m | €1.5m | €0.05m | €0.05m | €0.03m | €0.02m | ▼ 34.3% |
| Intangible fixed assets21 | €0 | - | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €1.7m | €1.6m | €1.5m | €1.4m | €0.04m | €0.04m | €0.02m | €0.01m | ▼ 50.0% |
| Land and buildings22 | - | - | - | €1.4m | €0 | - | - | - | - |
| Furniture and vehicles24 | - | - | - | €0.03m | €0.03m | €0.03m | €0.01m | €0.003m | ▼ 75.1% |
| Other tangible fixed assets26 | - | - | - | €0.007m | €0.007m | €0.007m | €0.007m | €0.007m | = |
| Financial fixed assets28 | €2.0m | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Current assets29/58 | €6.4m | €5.7m | €5.2m | €5.3m | €6.3m | €6.4m | €6.4m | €6.5m | ▲ 0.6% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €2.9m | €2.0m | €2.2m | €2.4m | €2.8m | €3.2m | €3.4m | €3.7m | ▲ 8.2% |
| Trade receivables40 | - | - | - | €0 | - | - | - | - | - |
| Other amounts receivable41 | - | - | - | €2.4m | €2.8m | €3.2m | €3.4m | €3.7m | ▲ 8.2% |
| Current investments50/53 | €2.3m | €2.3m | €2.7m | €2.7m | €2.4m | €2.4m | €2.5m | €0.2m | ▼ 92.9% |
| Cash at bank and in hand54/58 | €0.8m | €1.0m | €0.3m | €0.02m | €0.8m | €0.4m | €0.06m | €2.1m | ▲ 37× |
| Deferred charges and accrued income490/1 | - | - | - | €0.2m | €0.2m | €0.4m | €0.4m | €0.5m | ▲ 10.7% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €10.1m | €7.3m | €6.7m | €6.7m | €6.3m | €6.4m | €6.5m | €6.5m | ▲ 0.4% |
| Equity10/15 | €8.5m | €6.4m | €6.3m | €6.2m | €6.1m | €6.2m | €6.3m | €6.3m | ▲ 0.4% |
| Contributions10/11 | €7.4m | €7.4m | - | €7.4m | €7.4m | €7.4m | €7.4m | €7.4m | = |
| Reserves13 | €1.1m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0 | - | - |
| Non-distributable reserves130/1 | - | - | - | €0.06m | €0.06m | €0.06m | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.06m | €0.06m | €0.06m | €0 | - | - |
| Profit (loss) carried forward14 | €0 | -€1.0m | -€1.2m | -€1.3m | -€1.3m | -€1.2m | -€1.1m | -€1.1m | ▲ 2.5% |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - | - | - | - |
| Amounts payable17/49 | €1.6m | €0.9m | €0.4m | €0.5m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 0.6% |
| Amounts payable after more than one year17 | €1.5m | €0.8m | €0.4m | €0.3m | €0 | - | - | - | - |
| Financial debts170/4 | - | - | - | €0.3m | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €0.1m | €0.1m | €0.07m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 0.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.06m | €0 | - | - | - | - |
| Trade debts44 | €0.003m | €0.004m | €0.01m | €0.001m | €387 | €254 | €0.001m | €0.003m | ▲ 218% |
| Suppliers440/4 | - | - | - | €0.001m | €387 | €254 | €0.001m | €0.003m | ▲ 218% |
| Taxes, remuneration and social security45 | - | - | - | €0.001m | €0.001m | €0.001m | €0.004m | €30 | ▼ 99.3% |
| Taxes450/3 | - | - | - | €0.001m | €0.001m | €0.001m | €0.004m | €30 | ▼ 99.3% |
| Other amounts payable47/48 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 2.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €0.004m | €0.004m | ▲ 4.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.1m | -€2.1m | -€0.1m | -€0.09m | -€0.07m | €0.1m | €0.04m | €0.03m | ▼ 23.6% |
| + Depreciation and write-downs630 | €0.1m | €0.1m | €0.1m | €0.09m | €0.009m | €0.01m | €0.02m | €0.01m | ▼ 32.1% |
| Operating cash flow (approximation) | €0.003m | -€2.0m | -€0.02m | -€0.002m | -€0.06m | €0.1m | €0.05m | €0.04m | ▼ 26.1% |
| Investment in fixed assets (approximation) | - | €2.0m | -€0.01m | -€0.001m | €1.4m | -€0.009m | €0 | €0 | - |
| Change in cash | - | €0.2m | -€0.7m | -€0.3m | €0.8m | -€0.4m | -€0.3m | €2.0m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 24-07-2026 | 2026-00337518 |
| 31-12-2024 | full format | 17-07-2025 | 2025-00281406 |
| 31-12-2023 | full format | 26-06-2024 | 2024-00162459 |
| 31-12-2022 | full format | 17-08-2023 | 2023-00331544 |
| 31-12-2021 | full format | 22-04-2022 | 2022-20006679 |
| 31-12-2020 | full format | 29-06-2021 | 2021-27200350 |
| 31-12-2019 | full format | 09-09-2020 | 2020-51900441 |
| 31-12-2018 | full format | 04-07-2019 | 2019-29000169 |
| 31-12-2017 | micro format | 12-07-2018 | 2018-32300289 |
| 31-12-2016 | micro format | 19-07-2017 | 2017-33500291 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MauricePierre MARCHAL |
|
Owners and capital
Capital and shareholders
- 14-06-2024 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
14-06
Gazette deed
Resignation: MauricePierre MARCHAL (manager)Appointment: MauricePierre MARCHAL (administrateur non statutaire) · Capital conversion · Legal form clause10 facts ▸
- General meeting, 06-05-2024
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible créé en application de l'article 39, §2, deuxième alinéa, supprimer” (deed in French)
- Legal form clause, “adapter et conserver, adapter les statuts aux dispositions du Code des sociétés et des associations” (deed in French)
- Amendment of the articles (2 times)
- Director resignation, MauricePierre MARCHAL (manager)
- Director appointment, MauricePierre MARCHAL (administrateur non statutaire)
- Director discharge, MauricePierre MARCHAL
- Power of attorney, Sylvie DELCOUR
- Power of attorney
About the unread acts
Of the 7 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- 4.com
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Wallonne, organe d'administration” (deed in French)“Région Wallonne, organe d'administration peut établir ou supprimer sièges administratifs, sièges d'exploitation, succursales, dépôts…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement, réviseur ou autre expert” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 14:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Pas requise si dettes qu'à actionnaires et tous actionnaires créanciers confirment par écrit, assemblée désigne liquidateurs et détermine…” (deed in French)