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4.com

Active
Private limited companyfounded 2011active for 15 yearsBoulevard Delwart(TOU) 11, 7500 Tournai, BelgiumKBO/BCE: BE 0838.306.563
Summary

4.com has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.3m and a net result of €27,863. Equity remains stable across the filed financial years (±0.6% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, abbreviated format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27,863▼ 23.6%
2024 · €36,463
Working capital
€6.3m▲ 0.6%
2024 · €6.3m
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €73,151 in 2025 against €91,214 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€0.07m 2025 Net result€0.03m 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€0.2m--€0.3m▼ 59.7%-€0.2m▲ 46.5%-€0.2m▲ 11.6%-€0.1m▲ 11.9%-€0.08m▲ 40.6%-€0.09m▼ 10.3%-€0.07m▲ 19.8%
Net result-€0.1m--€2.1m▼ 1,909%-€0.1m▲ 94.3%-€0.09m▲ 20.6%-€0.07m▲ 27.9%€0.1m€0.04m▼ 64.9%€0.03m▼ 23.6%
Equity€8.5m-€6.4m▼ 24.5%€6.3m▼ 1.9%€6.2m▼ 1.5%€6.1m▼ 1.1%€6.2m▲ 1.7%€6.3m▲ 0.6%€6.3m▲ 0.4%
Total assets€10.1m-€7.3m▼ 27.6%€6.7m▼ 8.0%€6.7m▼ 0.1%€6.3m▼ 6.4%€6.4m▲ 1.6%€6.5m▲ 0.8%€6.5m▲ 0.4%
Debt€1.6m-€0.9m▼ 44.0%€0.4m▼ 51.1%€0.5m▲ 19.5%€0.2m▼ 67.6%€0.2m▼ 0.8%€0.2m▲ 8.2%€0.2m▲ 0.6%
Working capital€6.3m-€5.6m▼ 11.3%€5.1m▼ 8.3%€5.1m▼ 1.1%€6.1m▲ 20.0%€6.2m▲ 1.7%€6.3m▲ 0.9%€6.3m▲ 0.6%
Staff (FTE)000
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.5m
Fixed assets €20,073 ▼ 34.3%
Current assets €6.5m ▲ 0.6%
Equity and liabilities €6.5m
Equity €6.3m ▲ 0.4%
Debt €186,908 ▲ 0.6%
Debt's share of the balance-sheet total stays at 2.9%.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€62,680▲
2024 · -€75,794
Cash flow
€38,334▼
2024 · €51,883
Current ratio
35.47▲
2024 · 35.44
Debt to equity
0.03▲
2024 · 0.03
ROE
0.4%▼
2024 · 0.6%
ROA
0.4%▼
2024 · 0.6%
Interest coverage
-8.45▲
2024 · -8.87
Debt ≤ 1 year
€182,450▲
2024 · €181,455
Income taxes
€687▼
2024 · €941
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 544 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 93.4% are still going.

  • Medium-sized
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
5.9% stopped otherwise
93.4% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 544 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€6.5m€6.5m▲
Fixed assets21/28€0.03m€0.02m▼
Tangible fixed assets22/27€0.02m€0.01m▼
Furniture and vehicles24€0.01m€0.003m▼
Other tangible fixed assets26€0.007m€0.007m=
Financial fixed assets28€0.01m€0.01m=
Current assets29/58€6.4m€6.5m▲
Amounts receivable within one year40/41€3.4m€3.7m▲
Other amounts receivable41€3.4m€3.7m▲
Current investments50/53€2.5m€0.2m▼
Cash at bank and in hand54/58€0.06m€2.1m▲
Deferred charges and accrued income490/1€0.4m€0.5m▲
Equity and liabilities
Total equity and liabilities10/49€6.5m€6.5m▲
Equity10/15€6.3m€6.3m▲
Contributions10/11€7.4m€7.4m=
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Profit (loss) carried forward14-€1.1m-€1.1m▲
Amounts payable17/49€0.2m€0.2m▲
Amounts payable within one year42/48€0.2m€0.2m▲
Trade debts44€0.001m€0.003m▲
Suppliers440/4€0.001m€0.003m▲
Taxes, remuneration and social security45€0.004m€30▼
Taxes450/3€0.004m€30▼
Other amounts payable47/48€0.2m€0.2m▲
Accrued charges and deferred income492/3€0.004m€0.004m▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.01m▼
Other operating charges640/8€0.001m€0.01m▲
Gross operating margin9900-€0.07m-€0.05m▲
Operating profit (loss)9901-€0.09m-€0.07m▲
Financial income75/76B€0.1m€0.1m▼
Recurring financial income75€0.1m€0.1m▼
Financial charges65/66B€0.009m€0.007m▼
Recurring financial charges65€0.009m€0.007m▼
Profit (loss) for the period before taxes9903€0.04m€0.03m▼
Income taxes67/77€0.001m€0.001m▼
Profit (loss) for the period9904€0.04m€0.03m▼
Profit (loss) for the period to be appropriated9905€0.04m€0.03m▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1.2m-€1.1m▲
Profit (loss) brought forward from the previous period14P-€1.2m-€1.1m▲
Transfer from equity791/2€0.06m€0▼
Social balance sheet
Average headcount (FTE)90870.00.0=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.1m€0.1m€0.1m€0.09m€0.009m€0.01m€0.02m€0.01m▼ 32.1%
Other operating charges640/8---€0.002m€0.05m€0.001m€0.001m€0.01m▲ 909%
Non-recurring operating charges66A----€0.001m€0---
Gross operating margin9900-€0.1m-€0.07m-€0.07m-€0.06m-€0.08m-€0.07m-€0.07m-€0.05m▲ 31.3%
Operating profit (loss)9901-€0.2m-€0.3m-€0.2m-€0.2m-€0.1m-€0.08m-€0.09m-€0.07m▲ 19.8%
Financial income75/76B---€0.07m€0.08m€0.2m€0.1m€0.1m▼ 20.4%
Recurring financial income75€0.1m€0.2m€0.08m€0.07m€0.08m€0.2m€0.1m€0.1m▼ 20.4%
Financial charges65/66B---€0.01m€0.008m€487€0.009m€0.007m▼ 13.2%
Recurring financial charges65€0.03m€1.9m€0.02m€0.01m€0.008m€487€0.009m€0.007m▼ 13.2%
Profit (loss) for the period before taxes9903-€0.1m-€2.1m-€0.1m-€0.09m-€0.07m€0.1m€0.04m€0.03m▼ 23.7%
Income taxes67/77€277€310€0.001m€0.001m€0.001m€0.001m€0.001m€0.001m▼ 27.0%
Profit (loss) for the period9904-€0.1m-€2.1m-€0.1m-€0.09m-€0.07m€0.1m€0.04m€0.03m▼ 23.6%
Profit (loss) for the period to be appropriated9905-€0.1m-€2.1m-€0.1m-€0.09m-€0.07m€0.1m€0.04m€0.03m▼ 23.6%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€10.1m€7.3m€6.7m€6.7m€6.3m€6.4m€6.5m€6.5m▲ 0.4%
Formation expenses20€0--------
Fixed assets21/28€3.7m€1.6m€1.5m€1.5m€0.05m€0.05m€0.03m€0.02m▼ 34.3%
Intangible fixed assets21€0--------
Tangible fixed assets22/27€1.7m€1.6m€1.5m€1.4m€0.04m€0.04m€0.02m€0.01m▼ 50.0%
Land and buildings22---€1.4m€0----
Furniture and vehicles24---€0.03m€0.03m€0.03m€0.01m€0.003m▼ 75.1%
Other tangible fixed assets26---€0.007m€0.007m€0.007m€0.007m€0.007m=
Financial fixed assets28€2.0m€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m=
Current assets29/58€6.4m€5.7m€5.2m€5.3m€6.3m€6.4m€6.4m€6.5m▲ 0.6%
Stocks and contracts in progress3€0--------
Amounts receivable within one year40/41€2.9m€2.0m€2.2m€2.4m€2.8m€3.2m€3.4m€3.7m▲ 8.2%
Trade receivables40---€0-----
Other amounts receivable41---€2.4m€2.8m€3.2m€3.4m€3.7m▲ 8.2%
Current investments50/53€2.3m€2.3m€2.7m€2.7m€2.4m€2.4m€2.5m€0.2m▼ 92.9%
Cash at bank and in hand54/58€0.8m€1.0m€0.3m€0.02m€0.8m€0.4m€0.06m€2.1m▲ 3,588%
Deferred charges and accrued income490/1---€0.2m€0.2m€0.4m€0.4m€0.5m▲ 10.7%
Equity and liabilities
Total equity and liabilities10/49€10.1m€7.3m€6.7m€6.7m€6.3m€6.4m€6.5m€6.5m▲ 0.4%
Equity10/15€8.5m€6.4m€6.3m€6.2m€6.1m€6.2m€6.3m€6.3m▲ 0.4%
Contributions10/11€7.4m€7.4m-€7.4m€7.4m€7.4m€7.4m€7.4m=
Reserves13€1.1m€0.06m€0.06m€0.06m€0.06m€0.06m€0--
Non-distributable reserves130/1---€0.06m€0.06m€0.06m€0--
Reserves not available under the articles1311---€0.06m€0.06m€0.06m€0--
Profit (loss) carried forward14€0-€1.0m-€1.2m-€1.3m-€1.3m-€1.2m-€1.1m-€1.1m▲ 2.5%
Provisions and deferred taxes16€0--------
Amounts payable17/49€1.6m€0.9m€0.4m€0.5m€0.2m€0.2m€0.2m€0.2m▲ 0.6%
Amounts payable after more than one year17€1.5m€0.8m€0.4m€0.3m€0----
Financial debts170/4---€0.3m€0----
Amounts payable within one year42/48€0.1m€0.1m€0.07m€0.2m€0.2m€0.2m€0.2m€0.2m▲ 0.5%
Current portion of amounts payable after more than one year42---€0.06m€0----
Trade debts44€0.003m€0.004m€0.01m€0.001m€387€254€0.001m€0.003m▲ 218%
Suppliers440/4---€0.001m€387€254€0.001m€0.003m▲ 218%
Taxes, remuneration and social security45---€0.001m€0.001m€0.001m€0.004m€30▼ 99.3%
Taxes450/3---€0.001m€0.001m€0.001m€0.004m€30▼ 99.3%
Other amounts payable47/48---€0.2m€0.2m€0.2m€0.2m€0.2m▲ 2.0%
Accrued charges and deferred income492/3------€0.004m€0.004m▲ 4.8%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€0.1m-€2.1m-€0.1m-€0.09m-€0.07m€0.1m€0.04m€0.03m▼ 23.6%
+ Depreciation and write-downs630€0.1m€0.1m€0.1m€0.09m€0.009m€0.01m€0.02m€0.01m▼ 32.1%
Operating cash flow (approximation)€0.003m-€2.0m-€0.02m-€0.002m-€0.06m€0.1m€0.05m€0.04m▼ 26.1%
Investment in fixed assets (approximation)-€2.0m-€0.01m-€0.001m€1.4m-€0.009m€0€0-
Change in cash-€0.2m-€0.7m-€0.3m€0.8m-€0.4m-€0.3m€2.0m-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 14 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 abbreviated format 24-07-2026 2026-00337518
31-12-2024 full format 17-07-2025 2025-00281406
31-12-2023 full format 26-06-2024 2024-00162459
31-12-2022 full format 17-08-2023 2023-00331544
31-12-2021 full format 22-04-2022 2022-20006679
31-12-2020 full format 29-06-2021 2021-27200350
31-12-2019 full format 09-09-2020 2020-51900441
31-12-2018 full format 04-07-2019 2019-29000169
31-12-2017 micro format 12-07-2018 2018-32300289
31-12-2016 micro format 19-07-2017 2017-33500291

Show all 14 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.