Financials
- Financial year
- 2025
- Total assets
- €18,928
- Loss
- -€1,065
- Solvency
- 92.6%
Total assets▼ 0.1%
Net result
20182025
3T-Projects
ActiveSummary
The computed 12-month bankruptcy probability of 3T-Projects is 2.1% (moderate). The 2025 annual accounts show equity of €17,525 and a net result of -€1,065. Equity is shrinking by about 20% per year across the filed financial years. Its solvency ranks better than 92% of 11,213 sector peers (NACE 68, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Development of residential building projects
NACE 68121
Size
€18,928total assets 2025
- Equity
- €17,525
- Loss
- -€1,065
Turnover not published (abbreviated or micro format)
Structure
2025 accounts filed 61 days late1 of 2 deeds summarised
Why 55raises riskLast filed accounts filed 61 days late; 3 of the last 3 lateLiquidity: current ratio 13.49No registered site in the KBOlowers riskSize: total assets €18,928Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 61% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency
100=
equity 92.6% of total assets
Liquidity
100+50
short-term debt 7.4%
Profitability
23-4
return on assets -5.6%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.8%
12-2024: 2.8%● unchanged vs 11-2024
01-2025: 2.8%● unchanged vs 12-2024
02-2025: 2.8%● unchanged vs 01-2025
03-2025: 2.6%▼ -0.2 percentage points vs 02-2025
04-2025: 2.6%● unchanged vs 03-2025
05-2025: 2.5%▼ -0.1 percentage points vs 04-2025
06-2025: 2.5%● unchanged vs 05-2025
07-2025: 2.6%▲ +0.1 percentage points vs 06-2025
08-2025: 3.3%▲ +0.7 percentage points vs 07-2025
09-2025: 3.8%▲ +0.5 percentage points vs 08-2025
10-2025: 5.2%▲ +1.4 percentage points vs 09-2025highest value
11-2025: 2.0%▼ -3.2 percentage points vs 10-2025
12-2025: 1.9%▼ -0.1 percentage points vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 2.0%▲ +0.1 percentage points vs 02-2026
04-2026: 2.0%● unchanged vs 03-2026
05-2026: 2.0%● unchanged vs 04-2026
06-2026: 2.0%● unchanged vs 05-2026
07-2026: 1.9%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 2.7%▲ +0.8 percentage points vs 07-2026
09-2026: 2.9%▲ +0.2 percentage points vs 08-2026
10-2026: 2.1%▼ -0.8 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 13.49, compared with 54.11 in 2024, above the usual 1.5; short-term debt: 7.4% of total assets), and 7.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 98% on liquidity, 22% on profitability and 33% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
56 days late
2023
60 days late
2022
60 days late
2021
59 days late
2020
88 days late
2019
80 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 66 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · micro…
- Liquidity more than 43 timescurrent ratio 54.11
Key points
By topic
Timeline
- Events
- 15
- Since
- 2015
- Next accounts
- by 31-07-2027
- 29-09-2024Annual accounts filed
- 29-09-2023Annual accounts filed
- 29-06-2023Resignation: Andy Van Herreweghe (director)
Company details
- Legal form
- Private limited company (pre-2019)
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 13-06-2013
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 1
- Who signs
- Each director alone
Key facts about 3T-Projects
- What is the company number of 3T-Projects?
- 0535.663.395. In Belgium the VAT number is the company number with BE in front: BE 0535.663.395.
- Where is 3T-Projects based?
- The registered office is at Hundelgemsebaan(Hund) 20, 9630 Zwalm.Company details
- What does 3T-Projects do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of 3T-Projects?
- Private limited company (pre-2019) (BVBA).
- When was 3T-Projects founded?
- On 13-06-2013.
- Is 3T-Projects still active?
- Yes, 3T-Projects is an active enterprise in the KBO register.
- What is the turnover of 3T-Projects?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is 3T-Projects profitable?
- In financial year 2025, 3T-Projects made a loss of €1,065.
- Where can I find the annual accounts of 3T-Projects?
- 3T-Projects filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 3T-Projects due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to 3T-Projects
Comparable companies
- CL BouwOudenaarde
- VL DevelopmentsWesterlo
- TEMARELTessenderlo-Ham
- K-ImvestBeveren-Kruibeke-Zwijndrecht
- Immo LongchampBraine-l'Alleud
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.