3T-Projects
Active3T-Projects has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €-798. Equity is shrinking by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
70
/ 100
Healthy▲ +25 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100▲+70
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 54.11 against 1.25 in 2023), and 1.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.2%
Return on assets
-4.2%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
60 d late
2022
60 d late
2021
59 d late
2020
88 d late
2019
80 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€19k▼ 4.1%
2023 · €19k
2018: €76k
2019: €84k
2020: €53k
2021: €21k
2022: €21k
2023: €19k
2018 → 2024
Total assets
€19k▼ 80.7%
2023 · €98k
2018: €1.92M
2019: €405k
2020: €282k
2021: €21k
2022: €99k
2023: €98k
2018 → 2024
Net result
€-798▲ 40.4%
2023 · €-1k
2018: €9k
2019: €8k
2020: €-31k
2021: €-32k
2022: €-3k
2023: €-1k
2018 → 2024
Working capital
€19k▼ 4.1%
2023 · €19k
2018: €1.42M
2019: €84k
2020: €53k
2022: €21k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€53k-€21k▼ 60.4%€21k▼ 1.6%€19k▼ 6.5%€19k▼ 4.1%
Operating result€-30k-€-30k▲ 1.1%€-3k▲ 90.6%€-1k▲ 55.3%€-723▲ 42.7%
Net result€-31k-€-32k▼ 5.1%€-3k▲ 91.0%€-1k▲ 53.7%€-798▲ 40.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €723 in 2024 against €1k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €19k
Equity
€19k▼ 4.1%
Debt
€350▼ 99.6%
The debt ratio falls from 80.2% to 1.8%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
98.2%▲
2023 · 19.8%
Current ratio
54.11▲
2023 · 1.25
Quick ratio
54.11▲
2023 · 1.25
Debt / equity
0.02▼
2023 · 4.05
ROE
-4.3%▲
2023 · -6.9%
ROA
-4.2%▼
2023 · -1.4%
Debt
€350▼
2023 · €79k
Debt ≤ 1 year
€350▼
2023 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€98k€19k▼
Current assets29/58€98k€19k▼
Amounts receivable within one year40/41€98k€19k▼
Other amounts receivable41€98k€19k▼
Cash at bank and in hand54/58€155€12▼
Equity and liabilities
Total equity and liabilities10/49€98k€19k▼
Equity10/15€19k€19k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-1k€-2k▼
Amounts payable17/49€79k€350▼
Amounts payable within one year42/48€79k€350▼
Other amounts payable47/48€79k€350▼
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€249-
Other operating charges640/8€12k€723▼
Gross operating margin9900€11k-
Operating profit (loss)9901€-1k€-723▲
Financial charges65/66B€77€75▼
Recurring financial charges65€77€75▼
Profit (loss) for the period before taxes9903€-1k€-798▲
Profit (loss) for the period9904€-1k€-798▲
Profit (loss) for the period to be appropriated9905€-1k€-798▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-2k▼
Profit (loss) brought forward from the previous period14P€267€-1k▼
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Liquidity times 43current ratio 54.11
Current ratio from 1.25 to 54.11; short-term debt falls from €79k to €350.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 88 days late
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 80 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 92 days late
2018
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 71 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hundelgemsebaan(Hund) 209630 ZwalmGround area
1,019 m²
Building footprint
165 m²
Volume, LiDAR
930 m³
Parcel 45016A0494/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45016A0494/00E000 | Flanders | 1,018 m² | 1 · 165 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MATH IMMO
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GR&JJ
BE 0631.942.033
Lasne · Eq €19k
ND2
BE 0644.755.832
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smans
BE 0677.959.526
Temse · Eq €19k
Of 9,637 companies in sector 68121 we hold annual accounts for 7,329. 3,907 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-06-2013
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.