3SR – Technical Solutions
ActiveThe computed 12-month bankruptcy probability of 3SR – Technical Solutions is 1.9% (moderate). The 2025 annual accounts show equity of €19k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 1860 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 19.52 in 2024), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
27.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
23 d early
2023
30 d late
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 65.9%
2024 · €54k
2022: €12k
2023: €36k
2024: €54k
2022 → 2025
Total assets
€29k▼ 49.7%
2024 · €57k
2022: €17k
2023: €41k
2024: €57k
2022 → 2025
Net result
€8k▼ 59.6%
2024 · €19k
2022: €8k
2023: €24k
2024: €19k
2022 → 2025
Working capital
€11k▼ 74.7%
2024 · €42k
2022: €12k
2023: €17k
2024: €42k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12k-€36k▲ 198%€54k▲ 51.6%€19k▼ 65.9%
Operating result€10k-€31k▲ 205%€26k▼ 18.2%€11k▼ 57.2%
Net result€8k-€24k▲ 203%€19k▼ 18.7%€8k▼ 59.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€8k▼ 33.2%
Current assets
€20k▼ 54.2%
Equity and liabilities €29k
Equity
€19k▼ 65.9%
Debt
€10k▲ 336%
The debt ratio rises from 4.0% to 35.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€18k▼
2024 · €32k
Cash flow
€15k▼
2024 · €26k
Solvency
65.0%▼
2024 · 96.0%
Current ratio
2.10▼
2024 · 19.52
Quick ratio
2.10▼
2024 · 19.52
Debt / equity
0.54▲
2024 · 0.04
ROE
42.2%▲
2024 · 35.6%
ROA
27.5%▼
2024 · 34.2%
Interest coverage
23.91▼
2024 · 33.54
Debt
€10k▲
2024 · €2k
Debt ≤ 1 year
€10k▲
2024 · €2k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€29k▼
Fixed assets21/28€12k€8k▼
Tangible fixed assets22/27€12k€8k▼
Plant, machinery and equipment23-€761
Furniture and vehicles24€12k€7k▼
Current assets29/58€45k€20k▼
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€0€4k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€39k€10k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€57k€29k▼
Equity10/15€54k€19k▼
Contributions10/11€5k€5k=
Reserves13€49k€14k▼
Distributable reserves133€49k€14k▼
Amounts payable17/49€2k€10k▲
Amounts payable within one year42/48€2k€10k▲
Trade debts44€0€0=
Suppliers440/4€0€0=
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€859€10k▲
Accrued charges and deferred income492/3-€236
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€595€584▼
Gross operating margin9900€33k€19k▼
Operating profit (loss)9901€26k€11k▼
Financial income75/76B€1€45▲
Recurring financial income75€1€45▲
Financial charges65/66B€966€760▼
Recurring financial charges65€966€760▼
Profit (loss) for the period before taxes9903€25k€10k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€19k€8k▼
Profit (loss) for the period to be appropriated9905€19k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€8k▼
Transfer from equity791/2-€36k
Transfer to equity691/2€19k-
To other reserves6921€19k-
Profit to be distributed694/7€859€44k▲
Return on contributions (dividend)694€859€44k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €8k ▼59.6%
Net result drops to €8k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 19.52
Current ratio from 4.61 to 19.52; short-term debt falls from €5k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2022net €24k ▲203%
Operating result €31k, net result €24k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 3,966 companies in sector 25110 we hold annual accounts for 2,130. 1,011 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2022
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.