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3SIGN

Active
Private limited companyfounded 201412 yrs activeJules De Cocklaan 65, 9050 Gent, BelgiumKBO/BCE: BE 0551.954.942
Summary

3SIGN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,785 and a net result of €3,893. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020Computing infrastructure, data processing, hosting and related activities NACE 63100
1 site
Size
€294,589total assets 2025
Staff
5.8 FTE
Equity
€78,785
Profit
€3,893
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Board
1 member
Accounts 31 d early1 of 8 deeds read
Why 91- 1 change of registered office in 24 months+ Liquidity: current ratio 1.31, cash €136,240+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €294,589Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 52+3
equity 26.7% of total assets
Liquidity 60-2
short-term debt 73.3% · cash 46.2%
Profitability 57-43
return on assets 1.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%▼ -0.6% vs 11-2024 01-2025: 0.5%● 0.0% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%▲ +1.6% vs 02-2025 04-2025: 0.5%▼ -2.2% vs 03-2025 05-2025: 0.5%▼ -3.6% vs 04-2025 06-2025: 0.5%▲ +0.8% vs 05-2025 07-2025: 1.6%▲ +228% vs 06-2025highest value 08-2025: 0.2%▼ -88.3% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▲ +5.4% vs 03-2026 05-2026: 0.2%▲ +5.1% vs 04-2026 06-2026: 0.2%▼ -4.4% vs 05-2026 07-2026: 0.2%▲ +19.9% vs 06-2026 08-2026: 0.3%▲ +36.6% vs 07-2026 09-2026: 0.4%▲ +24.9% vs 08-2026 10-2026: 0.2%▼ -58.1% vs 09-2026lowest value
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 1.31, cash €136,240 lowers the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Size: total assets €294,589 lowers the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.19 in 2024; short-term debt: 73.3% and cash: 46.2% of total assets), and 73.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 24%, liquidity 44%, profitability 83%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 1.31, cash €136,240
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €294,589
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
29 d early
2023
6 d late
2022
28 d late
2021
23 d late
2020
31 d late
2019
59 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignations: Dries Van Giel (director) and…Appointment: Operation Growth (director) ·…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Result fell in 2025from €137,186 to €3,893 ▼ 97.2% View
  • Caution: Board changedlatest change 04-02-2026 · 1 in office 1 joined · 2 left View
  • Among the largest 5% on gross marginsector median €54,257 · 19,949 companies €410,023 View

By topic

Financials

Fiscal year
2025
Total assets
€294,589
Profit
€3,893
Solvency
26.7%
Total assets▼ 7.2%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 01-04-2026Resignations: Dries Van Giel (director) and Jens…
  3. 02-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
30-04-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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