Active BE 0769.775.766Private limited company

3ML

Avenue des Chevrefeuilles(N) 24 ·4121 Neupré, Belgium· 5 yrs active

Sector: Business and other management consultancy (70200)

Conclusion Checked

3ML has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€18k
Net result	€-6k
Better than sector	40%
Active	5 yrs

Financial profile 5 of 5 axes measured · computed by Checked

55 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 45

Profitability 0

Solvency 85

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

45 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview5 NBB filings

Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	41.0%	55.4%	better than 40% of 4760 sector peers
Net result	€-6k	€38k	better than 9% of 4760 sector peers
Equity	€18k	€64k	better than 26% of 4761 sector peers
Gross operating margin	€-3k	€61k	better than 6% of 4753 sector peers
Total assets	€43k	€146k	better than 14% of 4761 sector peers

EBITDA

€-4k

- 21-25

Net profit

€-6k

- 21-25

Cash flow

€-4k

- 21-25

Total assets

€43k

-15.7% 21-25

Equity

€18k

-24.0% 21-25

Working capital

€11k

-15.4% 21-25

Income taxes

€6k

+56.8% 21-25

Debt

€26k

-8.9% 21-25

Debt ≤ 1y

€66

-98.8% 21-25

Debt > 1y

€25k

+12.5% 21-25

Current ratio

167.38

+4827.4% 21-25

Quick ratio

167.38

+4827.4% 21-25

Solvency

41.0%

-9.8% 21-25

Debt / equity

1.44

+19.9% 21-25

ROE

-31.5%

- 21-25

ROA

-12.9%

- 21-25

Interest coverage

-14.53

- 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro schema
Revenue	-
EBITDA	€-4k
Net profit	€-6k
Cash flow	€-4k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€43k
Equity	€18k
Debt	€26k
of which ≤ 1y	€66
of which > 1y	€25k
Working capital	€11k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	167.38
Quick ratio	167.38
Working capital ratio	25.2%
Solvency	41.0%
Debt / equity	1.44
Long-term debt ratio	1.43
Interest coverage	-14.53
Gross margin	-
Net margin	-
ROA	-12.9%
ROE	-31.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €32k · 74.6% Current assets €11k · 25.4%

Equity & liabilities

Equity €18k · 41.0% Debt €26k · 59.0%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€43k
Fixed assets	21/28	€32k
Tangible fixed assets	22/27	€7k
Financial fixed assets	28	€25k
Current assets	29/58	€11k
Amounts receivable within one year	40/41	€687
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€43k
Equity	10/15	€18k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€15k
Amounts payable	17/49	€26k
Amounts payable after one year	17	€25k
Amounts payable within one year	42/48	€66
Trade debts payable within one year	44	€66
Income statement
Gross operating margin	9900	€-3k
Operating result	9901	€-5k
Financial income	75	€0
Financial charges	65	€241
Result before taxes	9903	€-6k
Net result for the period	9904	€-6k
Result to be appropriated	9905	€-6k

Legal Structure

NACE primary	Business and other management consultancy(70200)
Legal form	Private limited company(610)
Incorporation	16-06-2021
Status	Active
Postal code	4121

Establishment units 1 location

Avenue des Chevrefeuilles(N) 24, 4121 Neupré

Activities auxiliary to financial services and insurance activities

since 20212.318.403.829

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
61044B0030/00L007	Wallonia	1,573 m²	1 · 202 m²	8.2 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

All 5 NBB filing 5

2022 2022: 1 NBB filing 2023 2023: 1 NBB filing 2024 2024: 1 NBB filing 2025 2025: 1 NBB filing 2026 2026: 1 NBB filing

2026

31-08-2026 NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-08-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-08-2024 NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-08-2023 NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-08-2022 NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Business and other management consultancy70200Business consulting70220

Names & trade names

Legal nameFR

3ML

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