Filings
5 annual accounts 5 late
The 2021 accounts came latest: 31 days after the end of the period.
3ML
Lifetime
5 annual accounts with figures on one time axispeak €19,170 (2024)
-€3,107▼ €22,276
lowest -€5,602 (2025)
-€5,602▼ €17,270
peak €23,376 (2024)
€17,774▼ 24.0%
€25,540▼ 8.9%
Board1 name since 2021
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €19,170 to -€3,107Loss of €5,602Equity from €23,376 to €17,774
Key points
from the 2025 annual accountsStarting capital
€2,500 100 shares
Position in the sector
-€5,602
Lower net result than 86% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Turnover not published (micro format)
Checked score
91
Excellent
Financially stronger than 35% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 167.38, cash €10,310
Size: total assets €43,314
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 39% of them on solvency, 71% on liquidity, 9% on profitability and 21% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Short-term debt is 0.2% and cash 23.8% of total assets. 59% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
30 days late
2022
31 days late
2021
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 31 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LAHAYE François-Xavier Etienne André Joseph 100 sharesdeed of 18-06-2021
Shares in 1 company, Custom Surgical Gmbh
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0769775766
Incorporation
Founding capital of €2,500, 100 shares · Founder: LAHAYE François-Xavier Etienne André Joseph · Appointment: LAHAYE François-Xavier Etienne André Joseph (director) · published on 18-06-2021 · Gazette deed
First establishment
Avenue des Chevrefeuilles 24, Neupré
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 3ML Neupré | €43,314 | -€3,107 | 41.0% | - |
| DREAMS COME TRUE Villers-le-Bouillet | €41,960 | -€2,284 | 34.3% | - |
| JMB ASSETS & MANAGEMENT Esneux | €45,508 | €300 | 90.4% | - |
| Team Engineering Liège | €41,690 | -€40,033 | 63.6% | - |
| BFinAnts Thimister-Clermont | €39,434 | -€1,200 | 100.0% | - |
| THALIE CONSEIL Dalhem | €41,107 | €182 | 7.3% | - |
| ON AIR MOTION Visé | €52,623 | -€27,948 | 37.3% | - |
These companies have the same main activity as 3ML: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €39,400 and €52,600, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 16-06-2021Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.318.403.8294121 Neupré, since 16-06-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 15-01-2026
Insights on 3ML
3ML files the micro format. That format states no turnover. The gross margin fell from -€2,313 in 2021 to -€3,107 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 3ML
- What is the company number of 3ML?
- The company number of 3ML is 0769.775.766. The VAT number is the same number with BE in front: BE 0769.775.766.
- Where is 3ML based?
- The registered office is at Avenue des Chevrefeuilles 24, 4121 Neupré.Company details
- What does 3ML do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of 3ML?
- 3ML is a private limited company (BV).
- When was 3ML founded?
- 3ML was founded on 16-06-2021.
- Is 3ML still active?
- Yes, 3ML is an active enterprise in the KBO register.
- What is the turnover of 3ML?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is 3ML profitable?
- In financial year 2025, 3ML made a loss of €5,602.
- Where can I find the annual accounts of 3ML?
- 3ML filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 3ML due?
- 3ML must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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