3M VASTGOED
Active3M VASTGOED has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.71M and a net result of €377k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency56▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.12 in 2024; short-term debt: 64.5% and cash: 3.1% of total assets), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.7%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
32 d late
2024
110 d late
2023
91 d late
2022
61 d late
2021
75 d late
2020
60 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.71M▲ 16.1%
2024 · €2.33M
2018: €419k
2019: €660k
2020: €909k
2021: €1.22M
2022: €1.49M
2023: €2.00M
2024: €2.33M
2018 → 2025
Total assets
€8.82M=
2024 · €8.82M
2018: €1.41M
2019: €2.75M
2020: €3.53M
2021: €6.52M
2022: €7.91M
2023: €7.84M
2024: €8.82M
2018 → 2025
Net result
€377k▲ 10.9%
2024 · €340k
2018: €328k
2019: €229k
2020: €250k
2021: €314k
2022: €263k
2023: €511k
2024: €340k
2018 → 2025
Working capital
€1.13M▲ 58.6%
2024 · €713k
2018: €375k
2019: €-77k
2020: €208k
2021: €127k
2022: €214k
2023: €332k
2024: €713k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.49M▲ 21.4%€2.00M▲ 34.4%€2.33M▲ 17.0%€2.71M▲ 16.1%
Operating result€460k-€371k▼ 19.3%€708k▲ 90.6%€484k▼ 31.6%€509k▲ 5.2%
Net result€314k-€263k▼ 16.3%€511k▲ 94.3%€340k▼ 33.5%€377k▲ 10.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.82M
Fixed assets
€2.00M▼ 4.8%
Current assets
€6.82M▲ 1.5%
Equity and liabilities €8.82M
Equity
€2.71M▲ 16.1%
Provisions
€21k▼ 5.3%
Debt
€6.09M▼ 5.8%
The debt ratio falls from 73.3% to 69.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€615k▲
2024 · €590k
Cash flow
€483k▲
2024 · €446k
Solvency
30.7%▲
2024 · 26.5%
Current ratio
1.20▲
2024 · 1.12
Quick ratio
0.35▲
2024 · 0.21
Debt / equity
2.25▼
2024 · 2.77
ROE
13.9%▼
2024 · 14.6%
ROA
4.3%▲
2024 · 3.9%
Interest coverage
15.99▲
2024 · 13.29
Debt
€6.09M▼
2024 · €6.46M
Debt ≤ 1 year
€5.69M▼
2024 · €6.01M
Debt > 1 year
€390k▼
2024 · €450k
Income taxes
€132k▲
2024 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.82M€8.82M=
Fixed assets21/28€2.10M€2.00M▼
Tangible fixed assets22/27€2.10M€1.99M▼
Land and buildings22€2.02M€1.93M▼
Furniture and vehicles24€79k€64k▼
Financial fixed assets28€3k€3k=
Current assets29/58€6.72M€6.82M▲
Amounts receivable after more than one year29€225k€125k▼
Other amounts receivable291€225k€125k▼
Stocks and contracts in progress3€5.46M€4.81M▼
Stocks30/36€5.46M€4.81M▼
Amounts receivable within one year40/41€849k€1.58M▲
Trade receivables40-€6k
Other amounts receivable41€849k€1.57M▲
Cash at bank and in hand54/58€161k€274k▲
Deferred charges and accrued income490/1€22k€34k▲
Equity and liabilities
Total equity and liabilities10/49€8.82M€8.82M=
Equity10/15€2.33M€2.71M▲
Contributions10/11€19k€19k=
Reserves13€2.32M€2.69M▲
Tax-exempt reserves132€68k€64k▼
Distributable reserves133€2.25M€2.63M▲
Provisions and deferred taxes16€23k€21k▼
Deferred taxes168€23k€21k▼
Amounts payable17/49€6.46M€6.09M▼
Amounts payable after more than one year17€450k€390k▼
Financial debts170/4€450k€390k▼
Amounts payable within one year42/48€6.01M€5.69M▼
Current portion of amounts payable after more than one year42€59k€60k▲
Trade debts44€834€17k▲
Suppliers440/4€834€17k▲
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45€281k€256k▼
Taxes450/3€281k€256k▼
Other amounts payable47/48€5.66M€5.36M▼
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€106k▲
Other operating charges640/8€51k€21k▼
Gross operating margin9900€640k€636k▼
Operating profit (loss)9901€484k€509k▲
Financial income75/76B€22k€37k▲
Recurring financial income75€22k€37k▲
Financial charges65/66B€44k€38k▼
Recurring financial charges65€44k€38k▼
Profit (loss) for the period before taxes9903€461k€507k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€123k€132k▲
Profit (loss) for the period9904€340k€377k▲
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€343k€380k▲
Appropriation of the result
Profit (loss) to be appropriated9906€343k€380k▲
Transfer to equity691/2€343k€380k▲
To other reserves6921€343k€380k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 32 days late
2025
18-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 110 days late
2024
31-12
Financial
Equity above €2MEq €2.33M ▲17%
7 profitable years in a row build equity to €2.33M.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 91 days late
2023
31-12
Financial
Highest result since 2018net €511k ▲94.3%
Operating result €708k, net result €511k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 61 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 75 days late
2021
31-12
Financial
Equity above €1MEq €1.22M ▲34.6%
4 profitable years in a row build equity to €1.22M.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Weakest financial yearnet €229k ▼30.4%
Net result drops to €229k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €660k ▲57.6%
2 profitable years in a row build equity to €660k.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentseheirweg 169850 DeinzeGround area
9,464 m²
Building footprint
316 m²
Volume, LiDAR
1,685 m³
Parcel 44070B0206/00E000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3M Vastgoed
since 20152.287.452.317
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44070B0206/00E000 | Flanders | 9,464 m² | 1 · 316 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 2,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2015
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mathieu@vastgoedmartens.be
Phone:0486/29 07 24