GNS ARCHITECTS
ActiveThe annual accounts of GNS ARCHITECTS for fiscal year 2025 show a net loss of 100% of the equity at the start of that year. The 2025 annual accounts show equity of €95 and a net result of €-20k. Equity is shrinking by ~17.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 10% of 9460 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-68
Solvency25▼-5
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.96 against 1.04 in 2024; short-term debt: 100% and cash: 44.2% of total assets), and 100% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0%
Return on assets
-9.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
20 d late
2023
27 d late
2022
29 d late
2021
30 d late
2020
28 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95▼ 99.5%
2024 · €20k
2018: €23k
2019: €9k
2020: €21k
2021: €18k
2022: €10k
2023: €1k
2024: €20k
2018 → 2025
Total assets
€205k▼ 47.2%
2024 · €387k
2018: €66k
2019: €62k
2020: €156k
2021: €139k
2022: €190k
2023: €302k
2024: €387k
2018 → 2025
Net result
€-20k
2024 · €18k
2018: €5k
2019: €-14k
2020: €12k
2021: €-3k
2022: €-8k
2023: €-9k
2024: €18k
2018 → 2025
Working capital
€-7k
2024 · €13k
2018: €21k
2019: €4k
2020: €15k
2021: €15k
2022: €9k
2023: €229
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€10k▼ 42.7%€1k▼ 85.8%€20k▲ 1,285%€95▼ 99.5%
Operating result€-3k-€-7k▼ 154%€-9k▼ 20.1%€19k€-20k
Net result€-3k-€-8k▼ 154%€-9k▼ 15.2%€18k€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€7k▲ 7.7%
Current assets
€197k▼ 48.2%
Equity and liabilities €205k
Equity
€95▼ 99.5%
Debt
€204k▼ 44.4%
The debt ratio rises from 94.9% to 100.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▼
2024 · €20k
Cash flow
€-17k▼
2024 · €19k
Solvency
0.0%▼
2024 · 5.1%
Current ratio
0.96▼
2024 · 1.04
Quick ratio
0.96▼
2024 · 1.04
ROA
-9.7%▼
2024 · 4.8%
Interest coverage
-145.00▼
2024 · 179.77
Debt
€204k▼
2024 · €368k
Debt ≤ 1 year
€204k▼
2024 · €368k
Income taxes
€0▼
2024 · €982
Staff costs
€73k▲
2024 · €73k
Equity ratios withheld: equity of €95 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€387k€205k▼
Fixed assets21/28€7k€7k▲
Tangible fixed assets22/27€7k€7k▲
Furniture and vehicles24€7k€5k▼
Other tangible fixed assets26-€2k
Current assets29/58€381k€197k▼
Amounts receivable within one year40/41€230k€83k▼
Trade receivables40€192k€83k▼
Other amounts receivable41€38k€15▼
Cash at bank and in hand54/58€135k€90k▼
Deferred charges and accrued income490/1€15k€24k▲
Equity and liabilities
Total equity and liabilities10/49€387k€205k▼
Equity10/15€20k€95▼
Contributions10/11€6k€6k=
Reserves13€14k€14k=
Non-distributable reserves130/1€826€826=
Reserves not available under the articles1311€826€826=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-668€-20k▼
Amounts payable17/49€368k€204k▼
Amounts payable within one year42/48€368k€204k▼
Trade debts44€350k€195k▼
Suppliers440/4€350k€195k▼
Taxes, remuneration and social security45€18k€9k▼
Taxes450/3€2k€897▼
Remuneration and social security454/9€16k€8k▼
Other amounts payable47/48€174€174=
Income statement
Code20242025
Remuneration, social security and pensions62€73k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€12k
Other operating charges640/8€387€460▲
Gross operating margin9900€94k€69k▼
Operating profit (loss)9901€19k€-20k▼
Financial income75/76B€44€39▼
Recurring financial income75€44€39▼
Financial charges65/66B€114€114=
Recurring financial charges65€114€114=
Profit (loss) for the period before taxes9903€19k€-20k▼
Income taxes67/77€982€0▼
Profit (loss) for the period9904€18k€-20k▼
Profit (loss) for the period to be appropriated9905€18k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-668€-20k▼
Profit (loss) brought forward from the previous period14P€-19k€-668▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-20k ▼207%
Net result drops to €-20k, the lowest in the series.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after 3 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Allardstraat 2561180 UkkelGround area
627 m²
Building footprint
373 m²
Volume, LiDAR
1,952 m³
Parcel 21616G0030/00V015, Brussels · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GNS ARCHITECTS
since 20162.256.223.661
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0030/00V015 | Brussels | 627 m² | 1 · 373 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 58 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-09-2016
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.