3JCOURT
The computed 12-month bankruptcy probability of 3JCOURT is 2.9% (moderate). The 2025 annual accounts show negative equity (€-148k) and a net result of €-151k. Equity is shrinking by ~785.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 249 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-148k |
| Net result | €-151k |
| Staff (FTE) | 8.5 |
| Better than sector | 17% |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -11.6% | 13.9% | |
| Net result | €-151k | €19k | |
| Equity | €-148k | €95k | |
| Gross operating margin | €313k | €323k | |
| Staff costs | €341k | €281k |
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €-61k |
| Net profit | €-151k |
| Cash flow | €-63k |
| Staff costs | €341k |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €1.28M |
| Equity | €-148k |
| Debt | €1.43M |
| of which ≤ 1y | €1.17M |
| of which > 1y | €235k |
| Working capital | €-292k |
| Employees (FTE) | 8.5 |
| 2025 | |
|---|---|
| Current ratio | 0.75 |
| Quick ratio | 0.21 |
| Working capital ratio | -22.8% |
| Solvency | -11.6% |
| Debt / equity | -9.65 |
| Long-term debt ratio | -1.59 |
| Interest coverage | -2.12 |
| Gross margin | - |
| Net margin | - |
| ROA | -11.8% |
| ROE | 102.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (24 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.28M |
| Fixed assets | 21/28 | €403k |
| Formation expenses | 20 | €0 |
| Tangible fixed assets | 22/27 | €403k |
| Current assets | 29/58 | €876k |
| Stocks & contracts in progress | 3 | €636k |
| Amounts receivable within one year | 40/41 | €76k |
| Cash & bank | 54/58 | €116k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.28M |
| Equity | 10/15 | €-148k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-158k |
| Amounts payable | 17/49 | €1.43M |
| Amounts payable after one year | 17 | €235k |
| Amounts payable within one year | 42/48 | €1.17M |
| Trade debts payable within one year | 44 | €488k |
| Income statement | ||
| Gross operating margin | 9900 | €313k |
| Operating result | 9901 | €-148k |
| Financial income | 75 | €15 |
| Financial charges | 65 | €29k |
| Result before taxes | 9903 | €-151k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-151k |
| Result to be appropriated | 9905 | €-151k |
| NACE primary | Detailhandel in andere huishoudelijke artikelen, neg(47559) |
| Legal form | Private limited company(610) |
| Incorporation | 17-08-2021 |
| Status | Active |
| Postal code | 7500 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087B0398/00B000 | Wallonia | 2,158 m² | - | - |
| 57081I0949/00_000 | Wallonia | 201 m² | 1 · 89 m² | 13.6 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
17-10-2024 Capital increase of €200,000
Technical details
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}29-01-2024 Publication in the Belgian Official Gazette, Minor change
Technical details
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}| Legal nameFR | 3JCOURT |