Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
From profit to loss in 2025, after a profit of €6,154 in 2024.
€39,170 of the debts are secured on the company's own assets. In 2023 that was €70,000.
In 2025, 2 people joined and 2 left.
The 2022 accounts came latest: 31 days after the end of the period.
Less equity than 95% of companies in machinery and equipment. Sector median €495,797 · 478 companies.
The dashed line is the sector median: 0.3% across 980 companies (NACE 28, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 28, micro). It does better than 4% of them on solvency, 4% on liquidity, 5% on profitability and 1% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,008 companies had the same profile as 3Dtools has now. Each dot stands for 16 companies, two years later.
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of 3Dtools itself: 5.9% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for 3Dtools. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.71 (0.8 in 2024), below 1. Short-term debt is 84.1% and cash 0% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 12 days before the deadline. In the sector (NACE 28), the median for financial year 2024 was 11 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| 3Dtools Lendelede | €437,487 | €49,049 | -25.0% | 2.3 |
| HATEC ENGINEERING Zonhoven | €421,818 | €141,469 | 70.9% | 1.3 |
| The Roberts Nieuwpoort | €516,504 | €81,926 | 44.8% | - |
| TLT Automation Ingelmunster | €454,510 | €137,684 | 46.5% | - |
| GHARACHO SPUTNIK Ostend | €184,641 | €123,486 | 81.0% | - |
| INDUVIDO Merchtem | €705,247 | €148,181 | 12.2% | - |
| IESERVICES Erpe-Mere | €510,862 | €192,431 | 46.8% | - |
These companies have the same main activity as 3Dtools: manufacture of machinery and equipment not elsewhere classified (NACE 28299). They are comparable in size and age: total assets between €185,000 and €705,000, founded between 2018 and 2021.
3Dtools files the abbreviated format. That format states no turnover. The gross margin rose from €6,369 in 2021 to €49,049 in 2025.
OOTB holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €94,000 and €330,000.
Higher than 5% of 478 companies in 2025.
Higher than 12% of 476 companies in 2025.
Lower than 95% of 477 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter · Staff: middle half
Staff costs divided by the average number of full-time equivalents.
In 2025, 2 people joined and 2 left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
437,487 | 378,266 | 200,674 | 113,514 | 81,550 | |
21/28 |
174,595 | 157,956 | 70,547 | 55,602 | 18,809 | |
21 |
22,864 | 28,584 | - | - | - | |
22/27 |
148,231 | 125,872 | 70,547 | 55,602 | 18,809 | |
23 |
66,583 | 85,645 | 64,335 | 50,626 | 18,041 | |
24 |
3,233 | 5,371 | 6,212 | 4,976 | 768 | |
25 |
71,353 | 26,941 | - | - | - | |
26 |
7,063 | 7,914 | - | - | - | |
28 |
3,500 | 3,500 | - | - | - | |
29/58 |
262,892 | 220,311 | 130,127 | 57,911 | 62,741 | |
3 |
120,100 | 114,111 | 24,000 | 15,000 | 13,878 | |
30/36 |
120,100 | 14,236 | 24,000 | 15,000 | 13,878 | |
37 |
0 | 99,875 | - | - | - | |
40/41 |
122,532 | 71,857 | 67,745 | 17,646 | 35,500 | |
40 |
110,535 | 51,262 | 67,713 | 17,197 | 35,500 | |
41 |
11,997 | 20,595 | 32 | 449 | - | |
54/58 |
80 | 40 | 13,650 | 18,018 | 11,321 | |
490/1 |
20,181 | 34,303 | 24,733 | 7,248 | 2,043 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
437,487 | 378,266 | 200,674 | 113,514 | 81,550 | |
10/15 |
-109,393 | 35,612 | 29,458 | 26,958 | 18,779 | |
10/11 |
15,000 | 15,000 | 15,000 | 15,000 | 15,000 | |
13 |
0 | 20,612 | - | - | - | |
133 |
0 | 20,612 | - | - | - | |
14 |
-124,393 | - | 14,458 | 11,958 | 3,779 | |
17/49 |
546,880 | 342,655 | 171,216 | 86,555 | 62,771 | |
17 |
178,167 | 67,908 | - | - | - | |
170/4 |
178,167 | 67,908 | - | - | - | |
42/48 |
367,789 | 274,747 | 170,804 | 86,555 | 62,771 | |
42 |
23,357 | 14,802 | - | - | - | |
43 |
48,947 | 46,858 | 70,000 | - | - | |
430/8 |
48,947 | 46,858 | 70,000 | - | - | |
44 |
231,385 | 204,628 | 82,836 | 80,129 | 57,894 | |
440/4 |
231,385 | 204,628 | 82,836 | 80,129 | 57,894 | |
45 |
39,101 | 8,434 | 3,764 | 1,519 | 4,686 | |
450/3 |
14,067 | 650 | 2,664 | 1,519 | 4,686 | |
454/9 |
25,034 | 7,784 | 1,100 | - | - | |
47/48 |
25,000 | 25 | 14,204 | 4,908 | 191 | |
492/3 |
924 | - | 412 | - | - | |
| Income statement | ||||||
9900 |
49,049 | 101,192 | 27,743 | 13,957 | 6,369 | |
62 |
117,693 | 65,715 | 8,099 | - | - | |
630 |
37,866 | 21,380 | 12,716 | 4,749 | 2,360 | |
640/8 |
745 | 1,255 | 574 | 187 | 111 | |
9901 |
-107,254 | 12,842 | 6,354 | 9,021 | 3,898 | |
75/76B |
1,266 | 235 | 1 | 45 | - | |
75 |
1,266 | 235 | 1 | 45 | - | |
65/66B |
39,018 | 6,273 | 3,855 | 886 | 119 | |
65 |
39,018 | 6,273 | 3,855 | 886 | 119 | |
9903 |
-145,005 | 6,804 | 2,500 | 8,179 | 3,779 | |
67/77 |
0 | 650 | - | - | - | |
9904 |
-145,005 | 6,154 | 2,500 | 8,179 | 3,779 | |
9905 |
-145,005 | 6,154 | 2,500 | 8,179 | 3,779 | |
| Appropriation of the result | ||||||
9906 |
-145,005 | 20,612 | 14,458 | 11,958 | 3,779 | |
14P |
0 | 14,458 | 11,958 | 3,779 | - | |
791/2 |
20,612 | - | - | - | - | |
691/2 |
0 | 20,612 | - | - | - | |
6921 |
0 | 20,612 | - | - | - | |
| Social balance sheet | ||||||
9087 |
2.3 | 1.3 | 0.3 | - | - | |
Hours worked1013 |
3,959 | 2,226 | 326 | - | - | |
| Document | ||||||
The notes to these accounts have 24 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00491929.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-08-2026 | 2026-00491929 | |
| 31-12-2024 | abbreviated format | 18-08-2025 | 2025-00381020 | |
| 31-12-2023 | abbreviated format | 09-07-2024 | 2024-00225181 | |
| 31-12-2022 | abbreviated format | 31-08-2023 | 2023-00393021 | |
| 31-12-2021 | abbreviated format | 05-04-2022 | 2022-20000290 |
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €50,000 | €12,500 |
| 2023 | 1 | €9,000 | €9,000 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| -69,388 | 34,222 | 19,070 | 13,770 | 6,258 | ||
| -107,139 | 27,534 | 15,216 | 12,928 | 6,139 | ||
| 54,505 | 108,790 | 27,661 | 41,543 | 19,296 | ||
| 39 | -13,610 | -4,368 | 6,697 | - | ||
| -104,897 | -54,436 | -40,677 | -28,644 | -30 | ||
| -25.0% | 9.4% | 14.7% | 23.7% | 23.0% | ||
| 0.71 | 0.80 | 0.76 | 0.67 | 1.00 | ||
| 0.39 | 0.39 | 0.62 | 0.50 | 0.78 | ||
| - | 9.62 | 5.81 | 3.21 | 3.34 | ||
| - | 17.3% | 8.5% | 30.3% | 20.1% | ||
| -33.1% | 1.6% | 1.2% | 7.2% | 4.6% | ||
| -1.78 | 5.46 | 4.95 | 15.54 | 52.76 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 |
|---|---|---|---|
| Employees at the balance-sheet date | 2 | 2 | 1 |
| full-time | 2 | 2 | 1 |
| part-time | 0 | - | - |
| in full-time equivalents | 2 | 2 | 1 |
| 2.3 | 1.3 | 0.3 | |
| On a permanent contract | 2 | 2 | 1 |
| Joined | 2 | 1 | 1 |
| Left | 2 | 0 | 0 |
| Training hours | - | 4 | 10 |
Source: social balance sheet in the 2023 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €39,170 | €122,583 | €70,000 | - | - |
| - | €110,000 | €110,000 | - | - | |
| Mandates to pledge the business | €110,000 | - | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €54,505 | €76,690 | €27,661 | €41,543 | €19,296 |
| Intangible fixed assets | - | €28,600 | - | - | - |
| Financial fixed assets | €0 | €3,500 | - | - | - |
| €37,866 | €21,380 | €12,716 | €4,749 | €2,360 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €107,254, after a profit of €12,842 in 2024. It is the lowest result since 2021.
Equity is negative. Debt (€546,880) exceeds the balance-sheet total (€437,487).
Source: lists of holdings in the owners' accounts
Source: list of holdings in the 2025 accounts of OOTB. Every holding stands with its own latest accounts.
| MANTIRO
registered office since 29-06-2010 · founded in 2010 |
total assets €548,979 (2022) 0826.882.438 |
The network starts from the shareholders of 3Dtools. Every company they also own or run is a node.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
3Dtools was incorporated on 7 October 2020 as a private limited company by OOTB, PLAM and one natural person, with a starting capital of €15,000.12 The registered office was moved to Lendelede in 2024.3 In 2026 the capital was increased by €250,000.4 Since 2020, OOTB BV has served as director.5 Total assets rose from €81,550 in 2021 to €437,487 in 2025 and headcount from 0.3 full-time equivalents in 2023 to 2.3 in 2025.6
| Establishment | Since | Unit number |
|---|---|---|
| Heulsestraat 87 B registered office 8860 Lendelede | 07-10-2020 | 2.308.426.586 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34025C0185/00F002 | 2.3 ha | 1 · 292 m² | 8.4 m · 1 |
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