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PLAM

Active
Private limited companyfounded 201015 yrs activeNijverheidslaan 45-47, 8560 Wevelgem, BelgiumKBO/BCE: BE 0830.290.009

PLAM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.96M and a net result of €640k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 5487 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-11-2025, 75 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
75 d early
2024
123 d early
2023
42 d early
2022
17 d early
2021
118 d early
2020
52 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€9.96M▲ 6.6%
2024 · €9.35M
2019: €7.66M 2020: €8.18M 2021: €8.25M 2022: €8.74M 2023: €8.97M 2024: €9.35M
2019 → 2025
Net result
€640k▼ 25.5%
2024 · €859k
2019: €541k 2020: €567k 2021: €70k 2022: €511k 2023: €247k 2024: €859k
2019 → 2025
Total assets
€12.06M▲ 2.8%
2024 · €11.74M
2019: €15.66M 2020: €12.22M 2021: €10.70M 2022: €11.08M 2023: €11.09M 2024: €11.74M
2019 → 2025
Solvency
82.6%▲ 2.9pp
2024 · 79.7%
2019: 48.9% 2020: 66.9% 2021: 77.0% 2022: 78.9% 2023: 80.9% 2024: 79.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€8.25M-€8.74M▲ 6.0%€8.97M▲ 2.6%€9.35M▲ 4.2%€9.96M▲ 6.6%
Operating result€133k-€284k▲ 114%€151k▼ 46.9%€450k▲ 198%€294k▼ 34.7%
Net result€70k-€511k▲ 632%€247k▼ 51.7%€859k▲ 248%€640k▼ 25.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€250k€500k€750kOperating result 2021: €133k€133kNet result 2021: €70k€70kOperating result 2022: €284k€284kNet result 2022: €511k€511kOperating result 2023: €151k€151kNet result 2023: €247k€247kOperating result 2024: €450k€450kNet result 2024: €859k€859kOperating result 2025: €294k€294kNet result 2025: €640k€640k20212022202320242025
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.06M
Fixed assets €8.84M▲ 3.3%
Current assets €3.22M▲ 1.3%
Equity and liabilities €12.06M
Equity €9.96M▲ 6.6%
Debt €2.10M▼ 12.0%
The debt ratio falls from 20.3% to 17.4%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
82.6%
2024 · 79.7%
ROE
6.4%
2024 · 9.2%
ROA
5.3%
2024 · 7.3%
Debt
€2.10M
2024 · €2.39M
Debt ≤ 1 year
€1.65M
2024 · €1.98M
Debt > 1 year
€420k
2024 · €388k
Income taxes
€129k
2024 · €191k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€11.74M€12.06M
Fixed assets21/28€8.56M€8.84M
Tangible fixed assets22/27€31k€9k
Furniture and vehicles24€31k€9k
Financial fixed assets28€8.53M€8.83M
Current assets29/58€3.18M€3.22M
Amounts receivable after more than one year29-€150k
Other amounts receivable291-€150k
Amounts receivable within one year40/41€116k€105k
Trade receivables40€116k€53k
Other amounts receivable41-€52k
Current investments50/53€2.76M€2.12M
Cash at bank and in hand54/58€302k€837k
Deferred charges and accrued income490/1€6k€9k
Equity and liabilities
Total equity and liabilities10/49€11.74M€12.06M
Equity10/15€9.35M€9.96M
Contributions10/11€5.08M€5.08M=
Reserves13€4.16M€4.80M
Distributable reserves133€4.16M€4.80M
Profit (loss) carried forward14€117k€90k
Amounts payable17/49€2.39M€2.10M
Amounts payable after more than one year17€388k€420k
Financial debts170/4-€110k
Other amounts payable178/9€388k€310k
Amounts payable within one year42/48€1.98M€1.65M
Current portion of amounts payable after more than one year42€78k€106k
Trade debts44€37k€35k
Suppliers440/4€37k€35k
Taxes, remuneration and social security45€51k€21k
Taxes450/3€51k€21k
Other amounts payable47/48€1.82M€1.49M
Accrued charges and deferred income492/3€17k€31k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k
Other operating charges640/8€2k€1k
Gross operating margin9900€473k€317k
Operating profit (loss)9901€450k€294k
Financial income75/76B€658k€540k
Recurring financial income75€658k€540k
Financial charges65/66B€58k€65k
Recurring financial charges65€51k€65k
Non-recurring financial charges66B€7k-
Profit (loss) for the period before taxes9903€1.05M€768k
Income taxes67/77€191k€129k
Profit (loss) for the period9904€859k€640k
Profit (loss) for the period to be appropriated9905€859k€640k
Appropriation of the result
Profit (loss) to be appropriated9906€977k€756k
Profit (loss) brought forward from the previous period14P€118k€117k
Transfer from equity791/2€478k-
Transfer to equity691/2€859k€640k
To other reserves6921€859k€640k
Profit to be distributed694/7€480k€27k
Return on contributions (dividend)694€480k€2k
Directors or managers695-€25k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
17-11
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial Highest result since 2019net €859k ▲248%
Operating result €450k, net result €859k, both a record.
2023
20-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
14-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
05-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Weakest financial yearnet €70k ▼87.7%
Net result drops to €70k, the lowest in the series; recovery starts the following year.
2020
10-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
30-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
04-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2024
ARRI BV
Director · since 27-06-2024 · Legal entity · perm. rep.: Lieven Spillebeen
Current
27-06-2024 ARRI BV: Appointed as Director
27-06-2024 Nele Van Bruwaene: Resigned as Director
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2010
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidslaan 45-478560 Wevelgem
Ground area
7,049 m²
Building footprint
4,773 m²
Volume, LiDAR
43,809 m³
Parcel 34029B0453/00F000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PLAM
Nijverheidslaan 45-47, 8560 WevelgemFinancial service activities, except insurance and pension funding
since 20102.193.098.932
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34029B0453/00F000 Flanders 7,049 m² 1 · 4,773 m² 12.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 6,033 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-10-2010
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.