3D4ALL
ActiveSummary
3D4ALL has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,355 and a net result of €20,620. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 25% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+22
Solvency51▼-9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.91 against 1.51 in 2024; short-term debt: 38% and cash: 15.6% of total assets), and 73.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
12.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-04-2026, 97 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
97 d early
2024
33 d early
2023
32 d early
2022
44 d early
2021
41 d early
2020
47 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€44,355▼ 24.9%
2024 · €59,035
Total assets
€168,330▼ 0.9%
2024 · €169,891
Net result
€20,620
2024 · -€9,468
Working capital
-€5,947
2024 · €15,921
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,608▲ 97.9%€43,490▲ 111%€6,588▼ 84.9%-€6,102€24,824
Net result€16,447▲ 73.6%€32,251▲ 96.1%€4,887▼ 84.8%-€9,468€20,620
Equity€35,440▲ 77.3%€65,691▲ 85.4%€69,577▲ 5.9%€59,035▼ 15.2%€44,355▼ 24.9%
Total assets€93,536▼ 14.0%€118,012▲ 26.2%€105,301▼ 10.8%€169,891▲ 61.3%€168,330▼ 0.9%
Debt€58,096▼ 34.6%€52,322▼ 9.9%€35,724▼ 31.7%€110,856▲ 210%€123,976▲ 11.8%
Working capital€44,472▼ 11.9%€35,877▼ 19.3%€32,087▼ 10.6%€15,921▼ 50.4%-€5,947
Staff (FTE)0.3▼ 62.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24,824 after a loss of €6,102 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168,330
Fixed assets
€110,353 ▼ 10.0%
Current assets
€57,977 ▲ 22.5%
Equity and liabilities €168,330
Equity
€44,355 ▼ 24.9%
Debt
€123,976 ▲ 11.8%
Debt's share of the balance-sheet total rises from 65.3% to 73.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€64,079▲
2024 · €32,429
Cash flow
€59,875▲
2024 · €29,063
Current ratio
0.91▼
2024 · 1.51
Quick ratio
0.81▼
2024 · 1.41
Debt to equity
2.80▲
2024 · 1.88
ROE
46.5%▲
2024 · -16.0%
ROA
12.2%▲
2024 · -5.6%
Interest coverage
23.96▲
2024 · 10.01
Debt ≤ 1 year
€63,925▲
2024 · €31,390
Debt > 1 year
€60,037▼
2024 · €79,451
Income taxes
€1,537▲
2024 · €137
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €7,858 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,497 | €23,390 | €25,323 | €38,531 | €39,255 | ▲ 1.9% |
| Other operating charges640/8 | €663 | €997 | €764 | €732 | €754 | ▲ 2.9% |
| Gross operating margin9900 | €48,626 | €67,877 | €32,675 | €33,161 | €64,832 | ▲ 95.5% |
| Operating profit (loss)9901 | €20,608 | €43,490 | €6,588 | -€6,102 | €24,824 | ▲ 507% |
| Financial income75/76B | €39 | €6 | €0 | €11 | €8 | ▼ 21.9% |
| Recurring financial income75 | €39 | €4 | €0 | €11 | €8 | ▼ 21.9% |
| Non-recurring financial income76B | - | €2 | €0 | - | - | - |
| Financial charges65/66B | €44 | €53 | €55 | €3,239 | €2,675 | ▼ 17.4% |
| Recurring financial charges65 | €44 | €53 | €55 | €3,239 | €2,675 | ▼ 17.4% |
| Profit (loss) for the period before taxes9903 | €20,603 | €43,443 | €6,533 | -€9,331 | €22,157 | ▲ 337% |
| Income taxes67/77 | €4,157 | €11,192 | €1,646 | €137 | €1,537 | ▲ 1,022% |
| Profit (loss) for the period9904 | €16,447 | €32,251 | €4,887 | -€9,468 | €20,620 | ▲ 318% |
| Profit (loss) for the period to be appropriated9905 | €16,447 | €32,251 | €4,887 | -€9,468 | €20,620 | ▲ 318% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €93,536 | €118,012 | €105,301 | €169,891 | €168,330 | ▼ 0.9% |
| Fixed assets21/28 | €40,968 | €69,814 | €62,490 | €122,580 | €110,353 | ▼ 10.0% |
| Tangible fixed assets22/27 | €40,868 | €69,714 | €62,390 | €122,480 | €110,253 | ▼ 10.0% |
| Plant, machinery and equipment23 | €40,868 | €25,044 | €22,172 | €96,714 | €93,939 | ▼ 2.9% |
| Furniture and vehicles24 | - | €44,670 | €35,218 | €25,766 | €16,314 | ▼ 36.7% |
| Assets under construction and advance payments27 | - | - | €5,000 | €0 | - | - |
| Financial fixed assets28 | €100 | €100 | €100 | €100 | €100 | = |
| Current assets29/58 | €52,568 | €48,199 | €42,811 | €47,311 | €57,977 | ▲ 22.5% |
| Amounts receivable after more than one year29 | €0 | - | - | - | - | - |
| Other amounts receivable291 | €0 | - | - | - | - | - |
| Stocks and contracts in progress3 | €4,346 | €3,204 | €2,602 | €3,188 | €6,196 | ▲ 94.3% |
| Stocks30/36 | €4,346 | €3,204 | €2,602 | €3,188 | €6,196 | ▲ 94.3% |
| Amounts receivable within one year40/41 | €25,656 | €11,145 | €19,117 | €25,884 | €18,250 | ▼ 29.5% |
| Trade receivables40 | €21,813 | €11,145 | €14,763 | €21,653 | €17,535 | ▼ 19.0% |
| Other amounts receivable41 | €3,843 | €0 | €4,354 | €4,231 | €715 | ▼ 83.1% |
| Cash at bank and in hand54/58 | €19,611 | €29,977 | €16,298 | €10,121 | €26,193 | ▲ 159% |
| Deferred charges and accrued income490/1 | €2,955 | €3,872 | €4,794 | €8,118 | €7,338 | ▼ 9.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €93,536 | €118,012 | €105,301 | €169,891 | €168,330 | ▼ 0.9% |
| Equity10/15 | €35,440 | €65,691 | €69,577 | €59,035 | €44,355 | ▼ 24.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €16,000 | €47,000 | €50,900 | €40,435 | €25,755 | ▼ 36.3% |
| Distributable reserves133 | €16,000 | €47,000 | €50,900 | €40,435 | €25,755 | ▼ 36.3% |
| Profit (loss) carried forward14 | €840 | €91 | €77 | €0 | €0 | - |
| Amounts payable17/49 | €58,096 | €52,322 | €35,724 | €110,856 | €123,976 | ▲ 11.8% |
| Amounts payable after more than one year17 | €50,000 | €40,000 | €25,000 | €79,451 | €60,037 | ▼ 24.4% |
| Financial debts170/4 | €50,000 | €40,000 | €25,000 | €79,451 | €60,037 | ▼ 24.4% |
| Amounts payable within one year42/48 | €8,096 | €12,322 | €10,724 | €31,390 | €63,925 | ▲ 104% |
| Current portion of amounts payable after more than one year42 | - | - | - | €16,237 | €16,914 | ▲ 4.2% |
| Trade debts44 | €1,505 | €4,065 | €1,976 | €2,060 | €806 | ▼ 60.9% |
| Suppliers440/4 | €1,505 | €4,065 | €1,976 | €2,060 | €806 | ▼ 60.9% |
| Taxes, remuneration and social security45 | €5,591 | €4,606 | €4,298 | €6,718 | €9,905 | ▲ 47.4% |
| Taxes450/3 | €2,978 | €4,606 | €4,298 | €6,718 | €9,905 | ▲ 47.4% |
| Remuneration and social security454/9 | €2,614 | €0 | - | - | - | - |
| Other amounts payable47/48 | €1,000 | €3,650 | €4,450 | €6,375 | €36,300 | ▲ 469% |
| Accrued charges and deferred income492/3 | - | - | - | €15 | €14 | ▼ 5.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,447 | €32,251 | €4,887 | -€9,468 | €20,620 | ▲ 318% |
| + Depreciation and write-downs630 | €19,497 | €23,390 | €25,323 | €38,531 | €39,255 | ▲ 1.9% |
| Operating cash flow (approximation) | €35,944 | €55,640 | €30,210 | €29,063 | €59,875 | ▲ 106% |
| Investment in fixed assets (approximation) | - | -€52,235 | -€18,000 | -€98,620 | -€27,028 | ▲ 72.6% |
| Change in cash | - | €10,366 | -€13,679 | -€6,177 | €16,073 | ▲ 360% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €20,620
Net result €20,620 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€9,468
Net result drops to -€9,468, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €32,251 ▲96.1%
Operating result €43,490, net result €32,251, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9,472
Net result €9,472 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2014
Ground area
6,312 m²
Building footprint
2,660 m²
Volume, LiDAR
12,931 m³
2 parcels, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
3D4ALL
since 20142.227.745.352
3D4ALL
since 20192.289.348.072
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051A0347/02H000 | Flanders | 4,862 m² | 1 · 2,521 m² | 6.3 m · 2 fl. |
| 44051B0187/00A000 | Flanders | 1,450 m² | 1 · 139 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2025 annual accounts of 3D4ALL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,743. 1,330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-03-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
82100Office administrative and support services
Contact
E-mail
info@3d4all.beGent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0547768304
Also
9925:BE0547768304
Registered
30-01-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.