3B structure
ActiveSummary
3B structure has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,947 and a net result of €46,968. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 12% of 11,771 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-10-2010 Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyors NACE 71121and 1 other
- Establishment unit
- 2.200.799.148 5000 Namur, since 13-10-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 26-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €96,058
- ▲ 36.0%
- Turnover
- ≈ €200,000
- estimated
- Profit
- €46,968
- ▲ 36.3%
- Equity
- €17,947
- ▲ 12.3%
- Total assets
- €335,485
- ▲ 96.4%
- Staff
- ≈ 0.1 FTE
- estimated
- 2025 accounts filed 46 days after the deadline
Score breakdownraises riskLast filed accounts filed 46 days late; 3 of the last 3 accounts lateLiquidity: current ratio 0.62, cash €1,649, halvedlowers riskSize: total assets €335,485Founded in 2010Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 13% of them on solvency, 14% on liquidity, 59% on profitability and 59% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 81 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 46 days after the deadline Filed on 15 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00513832.
Annual accounts 2025 filed on 15-09-2026 at the NBB all 15 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 17% higher than in 2024 and the highest since 2021. It is the third rise in a row, after the fall in 2022.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Architectural and engineering activities; technical testing and analysis (NACE 71). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €2,010 | €59,926 | €1,760 |
| Financial fixed assets | - | - | - | - | €156,800 |
| Depreciation and write-downs of the year | €8,486 | €8,236 | €8,027 | €17,636 | €26,320 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €102,463 | €114,830 | €97,254 | €137,736 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €111,946 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €2,450 | €2,233 | €2,051 | €2,403 | €2,450 | ▲ 1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,387 | €8,418 | €8,438 | €8,486 | €8,236 | €8,027 | €17,636 | €26,320 | ▲ 49.2% |
| Other operating charges640/8 | - | - | - | €2,027 | €948 | €5,268 | €1,944 | €10,193 | ▲ 424% |
| Gross operating margin9900 | €11,453 | €23,988 | €10,689 | €25,790 | €8,836 | €41,908 | €70,618 | €96,058 | ▲ 36.0% |
| Operating profit (loss)9901 | -€2,796 | €12,078 | -€1,560 | €12,827 | -€2,581 | €26,562 | €48,634 | €57,095 | ▲ 17.4% |
| Financial income75/76B | - | - | - | - | €0 | - | €0 | €1 | ▲ 78× |
| Recurring financial income75 | €0 | €22 | - | - | €0 | - | €0 | €1 | ▲ 78× |
| Financial charges65/66B | - | - | - | €2,481 | €2,403 | €2,201 | €2,805 | €6,187 | ▲ 121% |
| Recurring financial charges65 | €2,520 | €2,558 | €3,076 | €2,481 | €2,403 | €2,201 | €2,805 | €6,187 | ▲ 121% |
| Profit (loss) for the period before taxes9903 | -€5,316 | €9,542 | -€4,637 | €10,347 | -€4,984 | €24,361 | €45,829 | €50,909 | ▲ 11.1% |
| Income taxes67/77 | €1,903 | €3,449 | - | €1,378 | €120 | €6,760 | €11,375 | €3,941 | ▼ 65.4% |
| Profit (loss) for the period9904 | -€7,219 | €6,093 | -€4,637 | €8,968 | -€5,104 | €17,601 | €34,454 | €46,968 | ▲ 36.3% |
| Profit (loss) for the period to be appropriated9905 | -€7,219 | €6,093 | -€4,637 | €8,968 | -€5,104 | €17,601 | €34,454 | €46,968 | ▲ 36.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €122,094 | €111,927 | €113,951 | €118,264 | €100,003 | €135,794 | €170,844 | €335,485 | ▲ 96.4% |
| Fixed assets21/28 | €113,484 | €107,829 | €102,247 | €93,760 | €85,524 | €79,508 | €121,798 | €254,038 | ▲ 109% |
| Tangible fixed assets22/27 | €113,484 | €107,329 | €101,747 | €93,260 | €85,024 | €79,008 | €121,298 | €96,738 | ▼ 20.2% |
| Land and buildings22 | - | - | - | €82,877 | €76,518 | €70,160 | €63,802 | €57,443 | ▼ 10.0% |
| Furniture and vehicles24 | - | - | - | €10,384 | €8,506 | €7,132 | €51,623 | €34,304 | ▼ 33.5% |
| Other tangible fixed assets26 | - | - | - | - | - | €1,715 | €5,873 | €4,991 | ▼ 15.0% |
| Financial fixed assets28 | - | €500 | €500 | €500 | €500 | €500 | €500 | €157,300 | ▲ 315× |
| Current assets29/58 | €8,610 | €4,098 | €11,704 | €24,504 | €14,479 | €56,286 | €49,046 | €81,447 | ▲ 66.1% |
| Amounts receivable within one year40/41 | €2,185 | - | €922 | €4,981 | €4,469 | €29,863 | €12,076 | €4,678 | ▼ 61.3% |
| Trade receivables40 | - | - | - | €4,981 | - | €24,571 | €10,406 | €2,674 | ▼ 74.3% |
| Other amounts receivable41 | - | - | - | €0 | €4,469 | €5,291 | €1,670 | €2,004 | ▲ 20.0% |
| Current investments50/53 | - | - | - | - | €3,500 | €3,500 | €3,500 | €3,500 | = |
| Cash at bank and in hand54/58 | €6,133 | €3,606 | €513 | €18,709 | €6,471 | €22,924 | €33,098 | €1,649 | ▼ 95.0% |
| Deferred charges and accrued income490/1 | - | - | - | €814 | €38 | - | €371 | €71,620 | ▲ 193× |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €122,094 | €111,927 | €113,951 | €118,264 | €100,003 | €135,794 | €170,844 | €335,485 | ▲ 96.4% |
| Equity10/15 | €5,504 | -€804 | -€5,440 | -€3,973 | -€9,077 | €1,524 | €15,979 | €17,947 | ▲ 12.3% |
| Contributions10/11 | €12,400 | - | - | - | - | - | - | - | - |
| Reserves13 | €765 | €765 | €765 | €765 | €765 | €765 | €5,765 | €5,765 | = |
| Non-distributable reserves130/1 | - | - | - | €765 | €765 | €765 | €765 | €765 | = |
| Reserves not available under the articles1311 | - | - | - | €765 | €765 | €765 | €765 | €765 | = |
| Distributable reserves133 | - | - | - | - | - | - | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€7,661 | -€1,568 | -€6,205 | -€4,738 | -€9,842 | €760 | €10,214 | €12,182 | ▲ 19.3% |
| Amounts payable17/49 | €116,590 | €112,731 | €119,391 | €122,237 | €109,080 | €134,270 | €154,865 | €317,539 | ▲ 105% |
| Amounts payable after more than one year17 | €104,299 | €99,887 | €95,372 | €90,753 | €86,028 | €81,593 | €89,192 | €180,524 | ▲ 102% |
| Financial debts170/4 | - | - | - | €90,753 | €86,028 | €81,593 | €89,192 | €180,524 | ▲ 102% |
| Amounts payable within one year42/48 | €11,961 | €12,464 | €23,289 | €30,649 | €22,637 | €52,007 | €63,946 | €132,295 | ▲ 107% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4,619 | €4,725 | €4,435 | €13,078 | €30,642 | ▲ 134% |
| Trade debts44 | €4,543 | €430 | €5,346 | €7,568 | €5,114 | €13,836 | - | - | - |
| Suppliers440/4 | - | - | - | €7,568 | €5,114 | €472 | - | - | - |
| Bills of exchange payable441 | - | - | - | - | - | €13,364 | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €18,462 | €12,798 | €26,736 | €36,868 | €47,654 | ▲ 29.3% |
| Taxes450/3 | - | - | - | €15,720 | €10,055 | €26,736 | €36,868 | €44,654 | ▲ 21.1% |
| Remuneration and social security454/9 | - | - | - | €2,743 | €2,743 | - | - | €3,000 | - |
| Other amounts payable47/48 | - | - | - | - | - | €7,000 | €14,000 | €54,000 | ▲ 286% |
| Accrued charges and deferred income492/3 | - | - | - | €835 | €415 | €670 | €1,727 | €4,719 | ▲ 173% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,219 | €6,093 | -€4,637 | €8,968 | -€5,104 | €17,601 | €34,454 | €46,968 | ▲ 36.3% |
| + Depreciation and write-downs630 | €7,387 | €8,418 | €8,438 | €8,486 | €8,236 | €8,027 | €17,636 | €26,320 | ▲ 49.2% |
| Operating cash flow (approximation) | €168 | €14,511 | €3,801 | €17,454 | €3,132 | €25,628 | €52,090 | €73,288 | ▲ 40.7% |
| Investment in fixed assets (approximation) | - | -€2,764 | -€2,855 | €0 | €0 | -€2,010 | -€59,926 | -€158,560 | ▼ 165% |
| Change in cash | - | -€2,527 | -€3,094 | €18,196 | -€12,238 | €16,452 | €10,175 | -€31,449 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,325 companies had the same profile as 3B structure has now. Two years later, 1.4% had gone bankrupt and 95.2% were still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of 3B structure itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for 3B structure. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-09-2026 | 2026-00513832 | |
| 31-12-2024 | micro format | 22-10-2025 | 2025-00547008 | |
| 31-12-2023 | micro format | 23-10-2024 | 2024-00513020 | |
| 31-12-2022 | micro format | 03-01-2024 | 2024-00543649 | |
| 31-12-2021 | full format | 14-09-2022 | 2022-20428921 | |
| 31-12-2020 | full format | 29-11-2021 | 2021-79300376 | |
| 31-12-2019 | full format | 03-09-2020 | 2020-51200052 | |
| 31-12-2018 | full format | 13-08-2019 | 2019-46200413 | |
| 31-12-2017 | full format | 29-08-2018 | 2018-52800474 | |
| 31-12-2016 | full format | 31-08-2017 | 2017-55800578 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 03-07-2024 Converted to unavailable equity · €13,165
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Peut désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, dissolution pour quelque cause et à quelque moment”
Articles of association, deed of 03-07-2024 (in French)
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- Equity €262,470 Profit of €387,991 in 2025 (profit of €308,243 in 2024) Checked score 6727.99%
Board mandates elsewhere
1 board mandateConnections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
03-07
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments · MiscellaneousLegal-form conversion · Capital conversion · Capital13 points ▸
- General meeting, “assemblée générale extraordinaire de la société à responsabilité limitée «3B STRUCTURE»” (deed in French)
- Other provision, “unanimité des voix, soumission au Code des sociétés et des associations” (deed in French)
- Legal-form conversion, “société à responsabilité limitée” (deed in French)
- Capital conversion, “réserve statutairement indisponible” (deed in French)
- Other provision, “mise à disposition pour distribution du compte de capitaux propres statutairement indisponible, formes et majorités de la modification des statuts” (deed in French)
- Other provision, “récupération du capital effectivement libéré”, 12400 (deed in French)
- Amendment of the articles, mentioned 2 times in the deed
- Capital
- Other provision, “compte capitaux propres statutairement indisponible, conditions émission déterminent indisponible ou disponible” (deed in French)
- General meeting, “adoptée à unanimité voix, adoption nouveaux statuts” (deed in French)
- Registered office clause, “5000 Namur,rue du Travail,114B, maintien adresse siège” (deed in French)
- Other provision, “administrateur” (deed in French)
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0830.237.153
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92302G0579/00V002 | Wallonia | 258 m² | 1 · 50 m² | 9.6 m · 3 |