3A
The computed 12-month bankruptcy probability of 3A is 0.2% (very low). The 2024 annual accounts show equity of €42k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 30% of 4799 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €42k |
| Net result | €-2k |
| Better than sector | 30% |
| Active | 14 yrs |
Mixed profile: strong on stability, weaker on profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 39.7% | 61.1% | |
| Net result | €-2k | €34k | |
| Equity | €42k | €59k | |
| Gross operating margin | €-10k | €56k | |
| Total assets | €105k | €117k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-4k |
| Net profit | €-2k |
| Cash flow | €-1k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €105k |
| Equity | €42k |
| Debt | €63k |
| of which ≤ 1y | €31k |
| of which > 1y | €31k |
| Working capital | €74k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 3.36 |
| Quick ratio | 3.36 |
| Working capital ratio | 70.2% |
| Solvency | 39.7% |
| Debt / equity | 1.52 |
| Long-term debt ratio | 0.74 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -1.4% |
| ROE | -3.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €105k |
| Fixed assets | 21/28 | €169 |
| Tangible fixed assets | 22/27 | €169 |
| Current assets | 29/58 | €105k |
| Amounts receivable within one year | 40/41 | €7k |
| Cash & bank | 54/58 | €98k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €105k |
| Equity | 10/15 | €42k |
| Contributions / capital | 10/11 | €19k |
| Accumulated profits (losses) | 14 | €23k |
| Amounts payable | 17/49 | €63k |
| Amounts payable after one year | 17 | €31k |
| Amounts payable within one year | 42/48 | €31k |
| Trade debts payable within one year | 44 | €28 |
| Income statement | ||
| Gross operating margin | 9900 | €-10k |
| Operating result | 9901 | €-4k |
| Financial income | 75 | €3k |
| Result before taxes | 9903 | €-2k |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
| NACE primary | Accountants(69201) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 12-01-2012 |
| Status | Active |
| Postal code | 3300 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24057D0254/00L000 | Flanders | 994 m² | 1 · 244 m² | 7.8 m · 1 fl. |
| 24057C0071/00R000 | Flanders | 205 m² | 1 · 44 m² | 6.8 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
17-03-2026 Registered office moved within Kumtich
- Leuvenselaan 656, 3300 Kumtich → Daalstraat 65, 3300 Kumtich
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Kumtich",
"region": null,
"street": "Daalstraat",
"country": "BE",
"postcode": "3300",
"box_number": null,
"street_number": "65"
},
"old_address": {
"city": "Kumtich",
"region": null,
"street": "Leuvenselaan",
"country": "BE",
"postcode": "3300",
"box_number": null,
"street_number": "656"
},
"effective_date": "2026-02-02",
"evidence_quote": "De bestuurder/zaakvoerder beslist om vanaf 02/02/2026 de maatschappelijke zetel van de vennootschap te wijzigen van 3300 Kumtich, Leuvenselaan 656 naar de nieuwe locatie te 3300 Kumtich, Daalstraat 65."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0842.654.440",
"name_full": "3A",
"legal_form": "BV"
}
}16-01-2012 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "3300 Tienen, Leuvenselaan(KMT) 656",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1970-07-07",
"name": "Jo PAIROUX",
"niss": null,
"address": "3300 Tienen (Kumtich), Leuvenselaan 656"
},
"share_class": "naam",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 12400,
"holder_person_name": "Jo PAIROUX",
"is_subscriber_only": false,
"n_shares_subscribed": 1860,
"amount_subscribed_eur": 18600,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 18600,
"subject_company": {
"kbo": "0842.654.440",
"name_full": "3A",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2012-01-03",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | 3A |