35BIS
Active35BIS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-20k. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-47
Solvency76▼-24
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 55.33 in 2024), and 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
-71.7%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d early
2023
14 d early
2022
61 d early
2021
30 d late
2019
136 d late
2018
502 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 76.9%
2024 · €59k
2018: €93k
2019: €136k
2021: €64k
2022: €61k
2023: €64k
2024: €59k
2018 → 2025
Total assets
€28k▼ 58.7%
2024 · €67k
2018: €111k
2019: €158k
2021: €64k
2022: €61k
2023: €73k
2024: €67k
2018 → 2025
Net result
€-20k
2024 · €6k
2018: €-16k
2019: €43k
2021: €-7k
2022: €2k
2023: €3k
2024: €6k
2018 → 2025
Working capital
€2k▼ 96.7%
2024 · €49k
2018: €76k
2019: €109k
2021: €43k
2022: €44k
2023: €51k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€61k▼ 5.3%€64k▲ 5.0%€59k▼ 7.1%€14k▼ 76.9%
Operating result€2k-€5k▲ 212%€5k▼ 4.4%€9k▲ 94.4%€9k▼ 0.3%
Net result€-7k-€2k€3k▲ 40.0%€6k▲ 83.3%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€16k▼ 10.7%
Current assets
€12k▼ 75.8%
Equity and liabilities €28k
Equity
€14k▼ 76.9%
Debt
€14k▲ 73.4%
The debt ratio rises from 12.1% to 50.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€11k▼
2024 · €13k
Cash flow
€-17k▼
2024 · €9k
Solvency
49.2%▼
2024 · 87.9%
Current ratio
1.15▼
2024 · 55.33
Quick ratio
1.15▼
2024 · 55.33
Debt / equity
1.03▲
2024 · 0.14
ROE
-145.8%▼
2024 · 9.3%
ROA
-71.7%▼
2024 · 8.2%
Interest coverage
12.53▼
2024 · 20.87
Debt
€14k▲
2024 · €8k
Debt ≤ 1 year
€10k▲
2024 · €895
Debt > 1 year
€4k▼
2024 · €7k
Income taxes
€28k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€28k▼
Fixed assets21/28€18k€16k▼
Tangible fixed assets22/27€16k€15k▼
Land and buildings22€8k€7k▼
Other tangible fixed assets26€8k€8k▼
Financial fixed assets28€1k€1k=
Current assets29/58€50k€12k▼
Amounts receivable within one year40/41€28k€70▼
Trade receivables40€70€70=
Other amounts receivable41€28k€0▼
Cash at bank and in hand54/58€21k€12k▼
Equity and liabilities
Total equity and liabilities10/49€67k€28k▼
Equity10/15€59k€14k▼
Contributions10/11€7k€7k=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€44k€-2k▼
Amounts payable17/49€8k€14k▲
Amounts payable after more than one year17€7k€4k▼
Financial debts170/4€7k€4k▼
Amounts payable within one year42/48€895€10k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€895€246▼
Suppliers440/4€895€246▼
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€14k€13k▼
Operating profit (loss)9901€9k€9k▼
Financial charges65/66B€605€907▲
Recurring financial charges65€605€907▲
Profit (loss) for the period before taxes9903€8k€8k▼
Income taxes67/77€3k€28k▲
Profit (loss) for the period9904€6k€-20k▼
Profit (loss) for the period to be appropriated9905€6k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€24k▼
Profit (loss) brought forward from the previous period14P€44k€44k=
Transfer to equity691/2€6k€0▼
To other reserves6921€6k€0▼
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-20k ▼462%
Net result drops to €-20k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity times 15current ratio 104.76
Current ratio from 7.00 to 104.76; short-term debt falls from €18k to €413.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 136 days late
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 502 days late
2019
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
31-12
Financial
Equity above €100kEq €136k ▲46.4%
Equity rises from €93k to €136k.
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 152 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-11-2022
Herwig Van Soom: Resigned as Director
24-12-2020
MELIS, Marc Henri Germain: Resigned as Director
24-12-2020
Rombaut, Bartholomeus Maria Frans Emmanuel: Resigned as Director
24-12-2020
Van Soom, Herwig Hendrik Maria: Resigned as Director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blijde-Inkomststraat 353000 LeuvenGround area
217 m²
Building footprint
135 m²
Volume, LiDAR
1,608 m³
Parcel 24502B0330/00A005, Flanders · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ORCA ARCHITECTEN EN INGENIEURS
since 19942.102.957.921
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0330/00A005 | Flanders | 217 m² | 1 · 135 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 26,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-1994
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
62200Computer consultancy and computer facilities management
73110Advertising agencies
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.