32 décembre
ActiveSummary
32 décembre has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €8k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-9
Solvency28▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
26 d late
2023
29 d late
2022
27 d late
2021
28 d late
2020
87 d late
2019
420 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1k
2024 · €-6k
2018: €-25k
2019: €-36k▼ -42.6% vs 2018
2020: €-38k▼ -5.1% vs 2019
2021: €-40k▼ -6.5% vs 2020lowest in 8 years
2022: €-38k▲ +4.6% vs 2021
2023: €-25k▲ +33.8% vs 2022
2024: €-6k▲ +74.9% vs 2023
2025: €1k▲ +122% vs 2024highest in 8 years
2018 → 2025
Total assets
€44k▼ 3.1%
2024 · €46k
2018: €44k
2019: €16k▼ -63.1% vs 2018lowest value
2023: €20k
2024: €46k▲ +130% vs 2023highest value
2025: €44k▼ -3.1% vs 2024
2018 → 2025
Net result
€8k▼ 58.9%
2024 · €19k
2018: €-25klowest in 8 years
2019: €-11k▲ +56.7% vs 2018
2020: €-2k▲ +82.9% vs 2019
2021: €-2k▼ -33.3% vs 2020
2022: €2k▲ +175% vs 2021
2023: €13k▲ +604% vs 2022
2024: €19k▲ +46.4% vs 2023highest in 8 years
2025: €8k▼ -58.9% vs 2024
2018 → 2025
Working capital
€1k
2024 · €-6k
2018: €-34k
2019: €-37k▼ -6.3% vs 2018lowest value
2023: €-25k
2024: €-6k▲ +74.7% vs 2023
2025: €1k▲ +116% vs 2024highest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-40k-€-38k▲ 4.6%€-25k▲ 33.8%€-6k▲ 74.9%€1k
2021: €-40klowest in 5 years
2022: €-38k▲ +4.6% vs 2021
2023: €-25k▲ +33.8% vs 2022
2024: €-6k▲ +74.9% vs 2023
2025: €1k▲ +122% vs 2024highest in 5 years
Operating result€-2k-€2k€13k▲ 604%€20k▲ 57.2%€15k▼ 27.2%
2021: €-2klowest in 5 years
2022: €2k▲ +177% vs 2021
2023: €13k▲ +604% vs 2022
2024: €20k▲ +57.2% vs 2023highest in 5 years
2025: €15k▼ -27.2% vs 2024
Net result€-2k-€2k€13k▲ 604%€19k▲ 46.4%€8k▼ 58.9%
2021: €-2klowest in 5 years
2022: €2k▲ +175% vs 2021
2023: €13k▲ +604% vs 2022
2024: €19k▲ +46.4% vs 2023highest in 5 years
2025: €8k▼ -58.9% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€376 ▲ 571%
Current assets
€44k ▼ 3.8%
Equity and liabilities €44k
Equity
€1k
Debt
€43k
Debt finances 96.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€15k▼
2024 · €24k
Cash flow
€8k▼
2024 · €23k
Current ratio
1.02▲
2024 · 0.88
Debt to equity
30.00▲
2024 · -8.19
ROE
544.7%
ROA
17.6%▼
2024 · 41.4%
Interest coverage
6.36▼
2024 · 70.10
Debt ≤ 1 year
€43k▼
2024 · €52k
Income taxes
€5k▲
2024 · €1k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€44k▼
Fixed assets21/28€56€376▲
Tangible fixed assets22/27-€320
Plant, machinery and equipment23-€320
Financial fixed assets28€56€56=
Current assets29/58€46k€44k▼
Amounts receivable within one year40/41€21k€21k▲
Trade receivables40€15k€14k▼
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€24k€22k▼
Deferred charges and accrued income490/1€618€700▲
Equity and liabilities
Total equity and liabilities10/49€46k€44k▼
Equity10/15€-6k€1k▲
Contributions10/11€6k€6k=
Outside capital11-€6k
Other1109/19-€6k
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-14k€-6k▲
Amounts payable17/49€52k€43k▼
Amounts payable within one year42/48€52k€43k▼
Current portion of amounts payable after more than one year42€8k-
Trade debts44€514€357▼
Suppliers440/4€514€357▼
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€8k€8k▼
Remuneration and social security454/9€1k€300▼
Other amounts payable47/48€35k€34k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€123▼
Other operating charges640/8€37k€901▼
Gross operating margin9900€64k€18k▼
Operating profit (loss)9901€20k€15k▼
Financial charges65/66B€345€2k▲
Recurring financial charges65€345€2k▲
Profit (loss) for the period before taxes9903€20k€12k▼
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€19k€8k▼
Profit (loss) for the period to be appropriated9905€19k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-6k▲
Profit (loss) brought forward from the previous period14P€-33k€-14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €276 | €2k | €2k | ▲ 0.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €4k | €123 | ▼ 96.8% |
| Other operating charges640/8 | - | - | €384 | €37k | €901 | ▼ 97.6% |
| Gross operating margin9900 | €-2k | €2k | €14k | €64k | €18k | ▼ 71.7% |
| Operating profit (loss)9901 | €-2k | €2k | €13k | €20k | €15k | ▼ 27.2% |
| Financial charges65/66B | €50 | - | €8 | €345 | €2k | ▲ 578% |
| Recurring financial charges65 | €50 | - | €8 | €345 | €2k | ▲ 578% |
| Profit (loss) for the period before taxes9903 | €-2k | €2k | €13k | €20k | €12k | ▼ 37.7% |
| Income taxes67/77 | - | - | - | €1k | €5k | ▲ 344% |
| Profit (loss) for the period9904 | €-2k | €2k | €13k | €19k | €8k | ▼ 58.9% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €2k | €13k | €19k | €8k | ▼ 58.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | - | - | €20k | €46k | €44k | ▼ 3.1% |
| Fixed assets21/28 | - | - | - | €56 | €376 | ▲ 571% |
| Tangible fixed assets22/27 | - | - | - | - | €320 | - |
| Plant, machinery and equipment23 | - | - | - | - | €320 | - |
| Financial fixed assets28 | - | - | - | €56 | €56 | = |
| Current assets29/58 | - | - | €20k | €46k | €44k | ▼ 3.8% |
| Amounts receivable within one year40/41 | - | - | €15k | €21k | €21k | ▲ 0.1% |
| Trade receivables40 | - | - | €15k | €15k | €14k | ▼ 5.6% |
| Other amounts receivable41 | - | - | - | €6k | €7k | ▲ 14.3% |
| Cash at bank and in hand54/58 | - | - | €5k | €24k | €22k | ▼ 7.6% |
| Deferred charges and accrued income490/1 | - | - | €489 | €618 | €700 | ▲ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | - | - | €20k | €46k | €44k | ▼ 3.1% |
| Equity10/15 | €-40k | €-38k | €-25k | €-6k | €1k | ▲ 122% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Uncalled capital101 | €12k | €12k | - | - | - | - |
| Outside capital11 | - | - | €6k | - | €6k | - |
| Other1109/19 | - | - | €6k | - | €6k | - |
| Reserves13 | €1k | €1k | €1k | €1k | €1k | = |
| Non-distributable reserves130/1 | €1k | €1k | €1k | €1k | €1k | = |
| Legal reserve130 | €1k | €1k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €-48k | €-46k | €-33k | €-14k | €-6k | ▲ 56.0% |
| Amounts payable17/49 | €40k | €38k | €45k | €52k | €43k | ▼ 17.7% |
| Amounts payable within one year42/48 | €39k | €38k | €45k | €52k | €43k | ▼ 17.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8k | - | - |
| Trade debts44 | €4k | - | €4k | €514 | €357 | ▼ 30.5% |
| Suppliers440/4 | €605 | - | €4k | €514 | €357 | ▼ 30.5% |
| Bills of exchange payable441 | €3k | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | €6k | €9k | €8k | ▼ 12.9% |
| Taxes450/3 | - | - | €5k | €8k | €8k | ▼ 2.4% |
| Remuneration and social security454/9 | - | - | €1k | €1k | €300 | ▼ 76.9% |
| Other amounts payable47/48 | €36k | €38k | €35k | €35k | €34k | ▼ 0.8% |
| Accrued charges and deferred income492/3 | €538 | €500 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €2k | €13k | €19k | €8k | ▼ 58.9% |
| + Depreciation and write-downs630 | - | - | - | €4k | €123 | ▼ 96.8% |
| Operating cash flow (approximation) | €-2k | €2k | €13k | €23k | €8k | ▼ 65.4% |
| Investment in fixed assets (approximation) | - | - | - | - | €-443 | - |
| Change in cash | - | - | - | €19k | €-2k | ▼ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €19k ▲46.4%
Operating result €20k, net result €19k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 420 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2005
Ground area
1,220 m²
Building footprint
212 m²
Volume, LiDAR
1,338 m³
Parcel 25013B0100/00X004, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WOMAN-IN-BLACK
since 20052.160.413.395
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013B0100/00X004 | Wallonia | 1,220 m² | 1 · 212 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,957 companies in sector 47120 we hold annual accounts for 2,190. 526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-02-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
Scores and ratios are computed by Checked and are not a credit decision.