3 Mosquitoes
Active3 Mosquitoes has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €64k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.87 in 2024; short-term debt: 64.9% and cash: 81.5% of total assets), and 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.1%
Return on assets
24.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
102 d early
2024
48 d early
2023
22 d early
2022
17 d early
2021
53 d early
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k=
2024 · €90k
2018: €32k
2019: €50k
2020: €57k
2021: €84k
2022: €110k
2023: €132k
2024: €90k
2018 → 2025
Total assets
€257k▲ 37.3%
2024 · €187k
2018: €58k
2019: €77k
2020: €91k
2021: €112k
2022: €155k
2023: €171k
2024: €187k
2018 → 2025
Net result
€64k▲ 5.2%
2024 · €61k
2018: €21k
2019: €23k
2020: €12k
2021: €27k
2022: €35k
2023: €36k
2024: €61k
2018 → 2025
Working capital
€83k▼ 1.8%
2024 · €84k
2018: €29k
2019: €31k
2020: €42k
2021: €74k
2022: €92k
2023: €124k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€110k▲ 30.6%€132k▲ 19.9%€90k▼ 31.5%€90k=
Operating result€39k-€51k▲ 29.5%€47k▼ 6.5%€78k▲ 65.3%€82k▲ 4.9%
Net result€27k-€35k▲ 30.6%€36k▲ 2.8%€61k▲ 67.6%€64k▲ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€7k▲ 26.5%
Current assets
€249k▲ 37.7%
Equity and liabilities €257k
Equity
€90k=
Debt
€167k▲ 72.0%
The debt ratio rises from 51.8% to 64.9%. Debt is higher.
Key figures and ratios
EBITDA
€84k▼
2024 · €84k
Cash flow
€66k▼
2024 · €67k
Solvency
35.1%▼
2024 · 48.2%
Current ratio
1.50▼
2024 · 1.87
Quick ratio
1.50▼
2024 · 1.87
Debt / equity
1.85▲
2024 · 1.07
ROE
70.9%▲
2024 · 67.4%
ROA
24.9%▼
2024 · 32.5%
Interest coverage
122.09▼
2024 · 126.02
Debt
€167k▲
2024 · €97k
Debt ≤ 1 year
€167k▲
2024 · €97k
Income taxes
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€187k€257k▲
Fixed assets21/28€6k€7k▲
Tangible fixed assets22/27€6k€7k▲
Plant, machinery and equipment23€927€1k▲
Furniture and vehicles24€5k€6k▲
Current assets29/58€181k€249k▲
Amounts receivable within one year40/41€38k€38k▼
Trade receivables40€38k€38k▼
Other amounts receivable41€350€0▼
Cash at bank and in hand54/58€140k€209k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€187k€257k▲
Equity10/15€90k€90k=
Contributions10/11€19k€19k=
Reserves13€72k€72k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€97k€167k▲
Amounts payable within one year42/48€97k€167k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€18k€27k▲
Taxes450/3€14k€23k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€77k€137k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€811€1k▲
Gross operating margin9900€85k€85k▼
Operating profit (loss)9901€78k€82k▲
Financial income75/76B€97€273▲
Recurring financial income75€97€273▲
Financial charges65/66B€669€688▲
Recurring financial charges65€669€688▲
Profit (loss) for the period before taxes9903€78k€82k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€61k€64k▲
Profit (loss) for the period to be appropriated9905€61k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€64k▲
Transfer from equity791/2€54k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€115k€64k▼
Return on contributions (dividend)694€115k€64k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €64k ▲5.2%
Operating result €82k, net result €64k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €110k ▲30.6%
5 profitable years in a row build equity to €110k.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €12k ▼48.1%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Baan 813060 BertemGround area
771 m²
Building footprint
92 m²
Parcel 24009A0460/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Oude Baan 81, 3060 Bertem
since 20172.260.917.273
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24009A0460/00F000 | Flanders | 771 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.