2N-GAGE.consulting
ActiveThe computed 12-month bankruptcy probability of 2N-GAGE.consulting is 1.5% (moderate). The 2025 annual accounts show equity of €162k and a net result of €18k. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 401 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-43
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 7.85 against 3.26 in 2024), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
9.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
13 d late
2022
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 12.8%
2024 · €144k
2022: €69k
2023: €105k
2024: €144k
2022 → 2025
Total assets
€186k▼ 3.9%
2024 · €194k
2022: €114k
2023: €204k
2024: €194k
2022 → 2025
Net result
€18k▼ 52.4%
2024 · €39k
2022: €72k
2023: €47k
2024: €39k
2022 → 2025
Working capital
€99k▲ 32.5%
2024 · €75k
2022: €61k
2023: €74k
2024: €75k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€69k-€105k▲ 53.3%€144k▲ 36.6%€162k▲ 12.8%
Operating result€102k-€66k▼ 35.2%€55k▼ 16.1%€26k▼ 52.9%
Net result€72k-€47k▼ 35.7%€39k▼ 17.3%€18k▼ 52.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 53% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€72k▼ 15.6%
Current assets
€114k▲ 5.3%
Equity and liabilities €186k
Equity
€162k▲ 12.8%
Debt
€24k▼ 51.9%
The debt ratio falls from 25.8% to 12.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€48k▼
2024 · €71k
Cash flow
€40k▼
2024 · €54k
Solvency
87.1%▲
2024 · 74.2%
Current ratio
7.85▲
2024 · 3.26
Quick ratio
7.61▲
2024 · 3.25
Debt / equity
0.15▼
2024 · 0.35
ROE
11.3%▼
2024 · 26.8%
ROA
9.9%▼
2024 · 19.9%
Interest coverage
37.87▼
2024 · 45.92
Debt
€24k▼
2024 · €50k
Debt ≤ 1 year
€15k▼
2024 · €33k
Debt > 1 year
€10k▼
2024 · €17k
Income taxes
€9k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€186k▼
Fixed assets21/28€86k€72k▼
Tangible fixed assets22/27€85k€71k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€80k€63k▼
Other tangible fixed assets26€3k€8k▲
Financial fixed assets28€750€750=
Current assets29/58€108k€114k▲
Stocks and contracts in progress3€543€4k▲
Stocks30/36€543€4k▲
Amounts receivable within one year40/41€10k€14k▲
Trade receivables40€10k€10k▲
Other amounts receivable41€422€4k▲
Current investments50/53€35k€35k=
Cash at bank and in hand54/58€59k€59k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€194k€186k▼
Equity10/15€144k€162k▲
Contributions10/11€5k€5k=
Reserves13€139k€157k▲
Distributable reserves133€139k€157k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€50k€24k▼
Amounts payable after more than one year17€17k€10k▼
Financial debts170/4€17k€10k▼
Amounts payable within one year42/48€33k€15k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43-€165
Credit institutions430/8-€165
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€25k€5k▼
Taxes450/3€25k€5k▼
Other amounts payable47/48-€435
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€22k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€72k€49k▼
Operating profit (loss)9901€55k€26k▼
Financial income75/76B€722€2k▲
Recurring financial income75€722€2k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€55k€27k▼
Income taxes67/77€16k€9k▼
Profit (loss) for the period9904€39k€18k▼
Profit (loss) for the period to be appropriated9905€39k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€18k▼
Profit (loss) brought forward from the previous period14P-€0
Transfer to equity691/2€39k€18k▼
To other reserves6921€39k€18k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €18k ▼52.4%
Net result drops to €18k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 7.85
Current ratio from 3.26 to 7.85; short-term debt falls from €33k to €15k.
31-12
Financial
Equity above €150kEq €162k ▲12.8%
4 profitable years in a row build equity to €162k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Equity above €100kEq €105k ▲53.3%
2 profitable years in a row build equity to €105k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burg. Carl Plissartstraat 199820 Merelbeke-MelleGround area
952 m²
Building footprint
185 m²
Volume, LiDAR
944 m³
Parcel 44058B0192/00G000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
2N-GAGE.consulting
since 20212.320.589.594
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44058B0192/00G000 | Flanders | 952 m² | 1 · 185 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARTUR INTERIEUR
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CONTACT NATURE
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NWOOD
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Of 456 companies in sector 31009 we hold annual accounts for 124. 89 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2021
Fiscal year end31-12
Trade name NL
A JOy of wood
Activities, NACEBEL
31009Manufacture of furniture
11010Manufacture of beverages
11040Manufacture of beverages
46180Agents specialised in the wholesale of other particular products
79120Travel agency, tour operator and other reservation service and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.