2Link
Active2Link has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-7k. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
-24.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
on the day
2023
29 d late
2022
31 d late
2021
2 d early
2020
1280 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 19.7%
2024 · €34k
2018: €71k
2019: €69k
2020: €76k
2021: €118k
2022: €88k
2023: €88k
2024: €34k
2018 → 2025
Total assets
€28k▼ 19.7%
2024 · €34k
2018: €84k
2019: €73k
2020: €79k
2021: €121k
2022: €91k
2023: €90k
2024: €34k
2018 → 2025
Net result
€-7k▲ 59.3%
2024 · €-17k
2018: €-3k
2019: €-3k
2020: €8k
2021: €5k
2022: €-30k
2023: €394
2024: €-17k
2018 → 2025
Working capital
€27k▼ 19.7%
2024 · €34k
2018: €71k
2019: €69k
2020: €75k
2021: €117k
2022: €87k
2023: €88k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€88k▼ 25.6%€88k▲ 0.4%€34k▼ 61.3%€27k▼ 19.7%
Operating result€-5k-€-31k▼ 564%€-3k▲ 90.9%€-6k▼ 106%€-7k▼ 14.2%
Net result€5k-€-30k€394€-17k€-7k▲ 59.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €6k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €28k
Equity
€27k▼ 19.7%
Debt
€131▼ 24.7%
The debt ratio stays at 0.5%.
Key figures and ratios
Solvency
99.5%=
2024 · 99.5%
Debt / equity
0.00▼
2024 · 0.01
ROE
-24.5%▲
2024 · -48.4%
ROA
-24.4%▲
2024 · -48.2%
Debt
€131▼
2024 · €174
Debt ≤ 1 year
€131▼
2024 · €174
A ratio outside any meaningful range has been withheld (balance sheet total €28k, equity €27k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€28k▼
Current assets29/58€34k€28k▼
Amounts receivable within one year40/41€21k€15k▼
Trade receivables40€236-
Other amounts receivable41€21k€15k▼
Current investments50/53€6k€3k▼
Cash at bank and in hand54/58€7k€9k▲
Deferred charges and accrued income490/1€142€162▲
Equity and liabilities
Total equity and liabilities10/49€34k€28k▼
Equity10/15€34k€27k▼
Contributions10/11€6k€6k=
Reserves13€16k€16k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€12k€5k▼
Amounts payable17/49€174€131▼
Amounts payable within one year42/48€174€131▼
Trade debts44-€131
Suppliers440/4-€131
Taxes, remuneration and social security45€174-
Taxes450/3€174-
Income statement
Code20242025
Other operating charges640/8€732€675▼
Gross operating margin9900€-5k€-6k▼
Operating profit (loss)9901€-6k€-7k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€2k€74▼
Recurring financial charges65€2k€74▼
Profit (loss) for the period before taxes9903€-6k€-7k▼
Income taxes67/77€11k-
Profit (loss) for the period9904€-17k€-7k▲
Profit (loss) for the period to be appropriated9905€-17k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€5k▼
Profit (loss) brought forward from the previous period14P€28k€12k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1280 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 196.49
Current ratio from 43.76 to 196.49; short-term debt falls from €2k to €174.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €394
Net result €394 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-30k ▼745%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €118k ▲54.7%
2 profitable years in a row build equity to €118k.
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 18.49
Current ratio from 6.64 to 18.49; short-term debt falls from €13k to €4k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heurbeek(LUB) 93210 LubbeekGround area
909 m²
Building footprint
97 m²
Volume, LiDAR
716 m³
Parcel 24066F0116/00N000, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
2LINK
since 20032.134.591.106
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066F0116/00N000 | Flanders | 909 m² | 1 · 97 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500QEBHEO2E61YP30
Similar companies · same sector, comparable size
LouFin
BE 1025.118.566
Antwerpen · Eq €27k
NOMAT
BE 0543.453.386
Mons · Eq €27k
PIAU
BE 0644.563.218
Jalhay · Eq €27k
Mujo
BE 1006.084.493
Gent · Eq €27k
ARVEA
BE 1008.224.631
Ukkel · Eq €27k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 33,570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-09-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.