NOMAT
ActiveNOMAT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €60k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 13% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+5
Solvency30▼-65
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.98 in 2024; short-term debt: 94.5% and cash: 14% of total assets), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
11.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
31 d early
2023
5 d late
2022
24 d late
2021
23 d late
2020
3 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€60k▲ 65.6%
2024 · €36k
2018: €2k
2019: €41k
2020: €55k
2021: €51k
2022: €37k
2023: €64k
2024: €36k
2018 → 2025
Working capital
€-337k▼ 12,292%
2024 · €-3k
2018: €5k
2019: €55k
2020: €112k
2021: €166k
2022: €213k
2023: €-43k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€208k▲ 21.9%€272k▲ 30.6%€308k▲ 13.3%€27k▼ 91.1%
Operating result€67k-€71k▲ 6.9%€82k▲ 14.6%€36k▼ 56.0%€84k▲ 135%
Net result€51k-€37k▼ 26.6%€64k▲ 69.9%€36k▼ 43.3%€60k▲ 65.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 135% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €500k
Fixed assets
€364k▲ 17.4%
Current assets
€136k▲ 4.7%
Equity and liabilities €500k
Equity
€27k▼ 91.1%
Debt
€472k▲ 258%
The debt ratio rises from 30.0% to 94.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €73k
Cash flow
€80k▲
2024 · €73k
Solvency
5.5%▼
2024 · 70.0%
Current ratio
0.29▼
2024 · 0.98
Quick ratio
0.29▼
2024 · 0.98
Debt / equity
17.26▲
2024 · 0.43
ROE
218.2%▲
2024 · 11.7%
ROA
11.9%▲
2024 · 8.2%
Interest coverage
13.49▲
2024 · 8.72
Debt
€472k▲
2024 · €132k
Debt ≤ 1 year
€472k▲
2024 · €132k
Income taxes
€17k▲
2024 · €-9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€440k€500k▲
Fixed assets21/28€310k€364k▲
Tangible fixed assets22/27€310k€364k▲
Land and buildings22€302k€291k▼
Plant, machinery and equipment23€8k€30k▲
Furniture and vehicles24€293€43k▲
Current assets29/58€129k€136k▲
Amounts receivable within one year40/41€51k€61k▲
Trade receivables40€42k€61k▲
Other amounts receivable41€9k-
Cash at bank and in hand54/58€77k€70k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€440k€500k▲
Equity10/15€308k€27k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€287k€7k▼
Amounts payable17/49€132k€472k▲
Amounts payable within one year42/48€132k€472k▲
Trade debts44€577€754▲
Suppliers440/4€577€754▲
Taxes, remuneration and social security45€20k€68k▲
Taxes450/3€20k€68k▲
Other amounts payable47/48€111k€403k▲
Accrued charges and deferred income492/3-€28
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€20k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€75k€107k▲
Operating profit (loss)9901€36k€84k▲
Financial income75/76B€41€277▲
Recurring financial income75€41€277▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€28k€77k▲
Income taxes67/77€-9k€17k▲
Profit (loss) for the period9904€36k€60k▲
Profit (loss) for the period to be appropriated9905€36k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€287k€347k▲
Profit (loss) brought forward from the previous period14P€251k€287k▲
Profit to be distributed694/7-€340k
Return on contributions (dividend)694-€340k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Highest result since 2018net €64k ▲69.9%
Net result €64k, the highest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €200kEq €208k ▲21.9%
5 profitable years in a row build equity to €208k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Equity above €150kEq €171k ▲42.7%
4 profitable years in a row build equity to €171k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 3 days late
2020
31-12
Financial
Equity above €100kEq €120k ▲85.3%
3 profitable years in a row build equity to €120k.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity doublescurrent ratio 3.05
Current ratio from 1.26 to 3.05.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Robert Pingot 137030 MonsGround area
1,187 m²
Building footprint
99 m²
Volume, LiDAR
854 m³
Parcel 53071A0284/00D003, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Robert Pingot 13, 7030 Mons
since 20132.225.399.239
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53071A0284/00D003 | Wallonia | 1,187 m² | 1 · 99 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 33,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.