Losses
-€37,884 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
2J SERVICES
Lifetime
4 annual accounts with figures on one time axispeak €19,330 (2023)
-€813▲ €791
lowest -€44,439 (2022)
-€18,603▲ €678
peak €38,069 (2023)
€184▼ 99.0%
€202,009▼ 4.6%
Board1 name since 2021
Documentsfilings and deeds
13-08-202613 days late
2025micro format
Gross margin from -€1,603 to -€813Loss of €18,603Equity from €18,788 to €184Cash from €23,529 to €5,334
Key points
from the 2025 annual accountsDebts
€202,009 100% of the balance sheet
Financial debts 92%Suppliers 3%Other 5%
Of this, €16,935 falls due within a year.
Liquidity
0.34 was 2.06 in 2024
Short-term debts rose from €11,571 to €16,935.
Filings
4 annual accounts 4 late
The 2024 accounts came latest: 89 days after the end of the period.
Starting capital
€80,000 800 shares
Position in the sector
-€18,603
Lower net result than 92% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 16% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024lowest value
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 1.0%▲ +0.4 percentage points vs 07-2025
09-2025: 1.1%▲ +0.1 percentage points vs 08-2025
10-2025: 2.0%▲ +0.9 percentage points vs 09-2025highest value
11-2025: 1.1%▼ -0.9 percentage points vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.2%▲ +0.1 percentage points vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.2%● unchanged vs 06-2026
08-2026: 1.8%▲ +0.6 percentage points vs 07-2026
09-2026: 0.6%▼ -1.2 percentage points vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
No registered site in the KBO
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €202,193
Founded in 2021
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 9% of them on solvency, 42% on liquidity, 10% on profitability and 3% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,301 companies had the same profile as 2J SERVICES has now. Each dot stands for 4 companies, two years later.
92.5%
were still trading
1.6%
stopped another way
5.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of 2J SERVICES itself is lower: 0.6% within 12 months. It rests on far more data about 2J SERVICES than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for 2J SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.34 (2.06 in 2024), below 1. Short-term debt is 8.4% and cash 2.6% of total assets. 99.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€18,603
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
13 days late
2024
89 days late
2023
20 days late
2022
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 46 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 September (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SEGHERS Romain Jean-François Valère Ghislain 32 sharesdeed of 31-12-2021
- VAN SNICK Guillaume Paul Jean Joseph 32 sharesdeed of 31-12-2021
- VAN SNICK Jean-François Mathias 360 sharesdeed of 31-12-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0779482595
Incorporation
Founding capital of €80,000, 800 shares · Founders: SEGHERS Romain Jean-François Valère Ghislain, VAN SNICK Guillaume Paul Jean Joseph, VAN SNICK Jean-François Mathias and 2 others · Appointment: CLINCKART Fabienne Marcelle Georgette Ghislaine (director) · published on 31-12-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 2J SERVICES Rebecq | €202,193 | -€813 | 0.1% | - |
| Sales & Marketing Solutions Grez-Doiceau | €219,454 | -€55,712 | 18.9% | - |
| MEABAN Wavre | €181,884 | -€5,686 | 34.5% | - |
| Sarginson Consulting Lasne | €224,529 | -€45,922 | 3.6% | - |
| TRIALZEN Lasne | €252,931 | -€440,099 | -0.9% | - |
| LesDiaks Ixelles | €203,429 | -€122,464 | -59.2% | - |
| LoDoSaRo Brasschaat | €201,955 | -€15,571 | 19.9% | - |
These companies have the same main activity as 2J SERVICES: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €182,000 and €253,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 29-12-2021Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Financial year end
- 31 December
- Peppol
- Reachable since 08-05-2024
Insights on 2J SERVICES
2J SERVICES files the micro format. That format states no turnover. The gross margin rose from -€3,297 in 2022 to -€813 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 2J SERVICES
- What is the company number of 2J SERVICES?
- The company number of 2J SERVICES is 0779.482.595. The VAT number is the same number with BE in front: BE 0779.482.595.
- Where is 2J SERVICES based?
- The registered office is at Rue du Pont 10-12, 1430 Rebecq.Company details
- What does 2J SERVICES do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of 2J SERVICES?
- 2J SERVICES is a private limited company (BV).
- When was 2J SERVICES founded?
- 2J SERVICES was founded on 29-12-2021.
- Is 2J SERVICES still active?
- Yes, 2J SERVICES is an active enterprise in the KBO register.
- What is the turnover of 2J SERVICES?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is 2J SERVICES profitable?
- In financial year 2025, 2J SERVICES made a loss of €18,603.
- Where can I find the annual accounts of 2J SERVICES?
- 2J SERVICES filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 2J SERVICES due?
- 2J SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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