2J SERVICES
ActiveSummary
The annual accounts of 2J SERVICES for fiscal year 2025 show a net loss of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €184 and a net result of -€18,603. Equity is shrinking by ~55.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 31840 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability7▼-1
Solvency25▼-8
Growth58=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.34 against 2.06 in 2024; short-term debt: 8.4% and cash: 2.6% of total assets), and 99.9% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
-9.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€18,603
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31840 sector peers (2025).
NBB · sector comparisonPosition among 31840 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
13 d late
2024
89 d late
2023
20 d late
2022
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€184▼ 99.0%
2024 · €18,788
Total assets
€202,193▼ 12.3%
2024 · €230,442
Net result
-€18,603▲ 3.5%
2024 · -€19,281
Working capital
-€11,212
2024 · €12,318
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€41,437-€6,722-€15,188-€14,694▲ 3.3%
Net result-€44,439-€2,508-€19,281-€18,603▲ 3.5%
Equity€35,561-€38,069▲ 7.1%€18,788▼ 50.6%€184▼ 99.0%
Total assets€215,454-€212,415▼ 1.4%€230,442▲ 8.5%€202,193▼ 12.3%
Debt€179,894-€174,346▼ 3.1%€211,655▲ 21.4%€202,009▼ 4.6%
Working capital€11,905--€8,197€12,318-€11,212
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14,694 in 2025 against €15,188 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202,193
Fixed assets
€196,470 ▼ 4.9%
Current assets
€5,724 ▼ 76.0%
Equity and liabilities €202,193
Equity
€184 ▼ 99.0%
Debt
€202,009 ▼ 4.6%
Debt's share of the balance-sheet total rises from 91.8% to 99.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€4,611▲
2024 · -€5,590
Cash flow
-€8,520▲
2024 · -€9,684
Current ratio
0.34▼
2024 · 2.06
ROA
-9.2%▼
2024 · -8.4%
Interest coverage
-1.18▲
2024 · -1.37
Debt ≤ 1 year
€16,935▲
2024 · €11,571
Debt > 1 year
€185,023▼
2024 · €196,875
Equity ratios withheld: equity of €184 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,304 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a small loss
5.2%
went bankrupt
1.6%
stopped otherwise
92%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,278 | €9,170 | €9,597 | €10,084 | ▲ 5.1% |
| Other operating charges640/8 | €2,862 | €3,439 | €3,987 | €3,798 | ▼ 4.7% |
| Gross operating margin9900 | -€3,297 | €19,330 | -€1,603 | -€813 | ▲ 49.3% |
| Operating profit (loss)9901 | -€41,437 | €6,722 | -€15,188 | -€14,694 | ▲ 3.3% |
| Financial charges65/66B | €3,003 | €4,214 | €4,093 | €3,909 | ▼ 4.5% |
| Recurring financial charges65 | €3,003 | €4,214 | €4,093 | €3,909 | ▼ 4.5% |
| Profit (loss) for the period before taxes9903 | -€44,439 | €2,508 | -€19,281 | -€18,603 | ▲ 3.5% |
| Profit (loss) for the period9904 | -€44,439 | €2,508 | -€19,281 | -€18,603 | ▲ 3.5% |
| Profit (loss) for the period to be appropriated9905 | -€44,439 | €2,508 | -€19,281 | -€18,603 | ▲ 3.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €215,454 | €212,415 | €230,442 | €202,193 | ▼ 12.3% |
| Fixed assets21/28 | €193,960 | €207,011 | €206,553 | €196,470 | ▼ 4.9% |
| Tangible fixed assets22/27 | €193,960 | €207,011 | €206,553 | €196,470 | ▼ 4.9% |
| Land and buildings22 | €193,960 | €207,011 | €206,553 | €196,470 | ▼ 4.9% |
| Current assets29/58 | €21,495 | €5,405 | €23,889 | €5,724 | ▼ 76.0% |
| Amounts receivable within one year40/41 | €96 | €101 | €240 | €389 | ▲ 62.4% |
| Other amounts receivable41 | €96 | €101 | €240 | €389 | ▲ 62.4% |
| Cash at bank and in hand54/58 | €21,398 | €5,304 | €23,529 | €5,334 | ▼ 77.3% |
| Deferred charges and accrued income490/1 | - | - | €120 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €215,454 | €212,415 | €230,442 | €202,193 | ▼ 12.3% |
| Equity10/15 | €35,561 | €38,069 | €18,788 | €184 | ▼ 99.0% |
| Contributions10/11 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Profit (loss) carried forward14 | -€44,439 | -€41,931 | -€61,212 | -€79,816 | ▼ 30.4% |
| Amounts payable17/49 | €179,894 | €174,346 | €211,655 | €202,009 | ▼ 4.6% |
| Amounts payable after more than one year17 | €169,728 | €160,745 | €196,875 | €185,023 | ▼ 6.0% |
| Financial debts170/4 | €169,728 | €160,745 | €196,875 | €185,023 | ▼ 6.0% |
| Amounts payable within one year42/48 | €9,590 | €13,601 | €11,571 | €16,935 | ▲ 46.4% |
| Current portion of amounts payable after more than one year42 | €7,814 | €7,957 | €10,571 | €10,847 | ▲ 2.6% |
| Trade debts44 | €1,776 | €5,645 | €1,000 | €6,088 | ▲ 509% |
| Suppliers440/4 | €1,776 | €5,645 | €1,000 | €6,088 | ▲ 509% |
| Accrued charges and deferred income492/3 | €576 | - | €3,209 | €50 | ▼ 98.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€44,439 | €2,508 | -€19,281 | -€18,603 | ▲ 3.5% |
| + Depreciation and write-downs630 | €35,278 | €9,170 | €9,597 | €10,084 | ▲ 5.1% |
| Operating cash flow (approximation) | -€9,162 | €11,678 | -€9,684 | -€8,520 | ▲ 12.0% |
| Investment in fixed assets (approximation) | - | -€22,220 | -€9,140 | €0 | ▲ 100% |
| Change in cash | - | -€16,095 | €18,225 | -€18,195 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
31-12
Financial
Liquidity times 5current ratio 2.06
Current ratio from 0.40 to 2.06; short-term debt falls from €13,601 to €11,571.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €2,508
Net result €2,508 after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq
Ground area
116 m²
Building footprint
65 m²
Volume, LiDAR
455 m³
Parcel 25090B0054/00K000, Wallonia · tallest building 16.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25090B0054/00K000 | Wallonia | 116 m² | 1 · 65 m² | 16.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 1,057 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
68203Renting and operating of own or leased non-residential real estate, excluding land
73300Public relations and communication consultancy
78200Temporary employment agencies and other provision of personnel
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0779482595
Registered
08-05-2024
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.