LoDoSaRo
ActiveLoDoSaRo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €180k and a net result of €69k. Equity is growing by ~54.3% per year across the filed fiscal years. Its solvency ranks better than 77% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+14
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 5.33 against 2.55 in 2023; short-term debt: 18.8% and cash: 26.7% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
9 d late
2022
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€180k▲ 62.3%
2023 · €111k
2022: €60k
2023: €111k
2022 → 2024
Total assets
€222k▲ 21.4%
2023 · €182k
2022: €101k
2023: €182k
2022 → 2024
Net result
€69k▲ 34.4%
2023 · €51k
2022: €55k
2023: €51k
2022 → 2024
Working capital
€180k▲ 62.3%
2023 · €111k
2022: €60k
2023: €111k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€60k-€111k▲ 86.3%€180k▲ 62.3%
Operating result€69k-€64k▼ 6.4%€86k▲ 34.3%
Net result€55k-€51k▼ 5.7%€69k▲ 34.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 34% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €222k
Equity
€180k▲ 62.3%
Debt
€42k▼ 41.9%
The debt ratio falls from 39.2% to 18.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
81.2%▲
2023 · 60.8%
Current ratio
5.33▲
2023 · 2.55
Quick ratio
5.33▲
2023 · 2.55
Debt / equity
0.23▼
2023 · 0.65
ROE
38.4%▼
2023 · 46.3%
ROA
31.2%▲
2023 · 28.2%
Debt
€42k▼
2023 · €72k
Debt ≤ 1 year
€42k▼
2023 · €72k
Income taxes
€17k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€182k€222k▲
Current assets29/58€182k€222k▲
Amounts receivable within one year40/41€100k€162k▲
Trade receivables40€100k€160k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€83k€59k▼
Equity and liabilities
Total equity and liabilities10/49€182k€222k▲
Equity10/15€111k€180k▲
Contributions10/11€5k€5k=
Reserves13€106k€175k▲
Distributable reserves133€106k€175k▲
Amounts payable17/49€72k€42k▼
Amounts payable within one year42/48€72k€42k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€44k€17k▼
Taxes450/3€44k€17k▼
Other amounts payable47/48€25k€22k▼
Income statement
Code20232024
Other operating charges640/8€887€505▼
Gross operating margin9900€65k€87k▲
Operating profit (loss)9901€64k€86k▲
Financial charges65/66B€109€56▼
Recurring financial charges65€109€56▼
Profit (loss) for the period before taxes9903€64k€86k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€51k€69k▲
Profit (loss) for the period to be appropriated9905€51k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€69k▲
Transfer to equity691/2€51k€69k▲
To other reserves6921€51k€69k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2022net €69k ▲34.4%
Operating result €86k, net result €69k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.33
Current ratio from 2.55 to 5.33; short-term debt falls from €72k to €42k.
31-12
Financial
Equity above €150kEq €180k ▲62.3%
3 profitable years in a row build equity to €180k.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet €51k ▼5.7%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €111k ▲86.3%
2 profitable years in a row build equity to €111k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voshollei 442930 BrasschaatGround area
6,359 m²
Building footprint
369 m²
Volume, LiDAR
2,260 m³
Parcel 11322E0152/00Z005, Flanders · tallest building 19.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LoDoSaRo
since 20222.330.616.426
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0152/00Z005 | Flanders | 6,359 m² | 1 · 369 m² | 19.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,605 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.