2IM has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €10.25M and a net result of €-639k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 49% of 31540 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
24 d late
2023
324 d late
2022
29 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10.25M▼ 5.9%
2024 · €10.89M
2018: €9.46M
2019: €8.87M
2020: €11.37M
2021: €11.32M
2022: €11.37M
2023: €11.17M
2024: €10.89M
2018 → 2025
Total assets
€18.67M▼ 1.3%
2024 · €18.91M
2018: €10.34M
2019: €14.74M
2020: €16.99M
2021: €17.34M
2022: €18.99M
2023: €18.94M
2024: €18.91M
2018 → 2025
Net result
€-639k▼ 20.0%
2024 · €-532k
2018: €21k
2019: €-587k
2020: €-193k
2021: €-50k
2022: €47k
2023: €-204k
2024: €-532k
2018 → 2025
Working capital
€4.21M▼ 14.5%
2024 · €4.93M
2018: €5.13M
2019: €2.10M
2020: €2.38M
2021: €2.71M
2022: €2.49M
2023: €3.04M
2024: €4.93M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11.32M-€11.37M▲ 0.4%€11.17M▼ 1.8%€10.89M▼ 2.5%€10.25M▼ 5.9%
Operating result€-245k-€-140k▲ 42.9%€-158k▼ 13.1%€-749k▼ 373%€-728k▲ 2.7%
Net result€-50k-€47k€-204k€-532k▼ 160%€-639k▼ 20.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €728k in 2025 against €749k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18.67M
Fixed assets
€12.29M▼ 1.3%
Current assets
€6.38M▼ 1.3%
Equity and liabilities €18.67M
Equity
€10.25M▼ 5.9%
Debt
€8.42M▲ 4.9%
The debt ratio rises from 42.4% to 45.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
54.9%▼
2024 · 57.6%
ROE
-6.2%▼
2024 · -4.9%
ROA
-3.4%▼
2024 · -2.8%
Debt
€8.42M▲
2024 · €8.03M
Debt ≤ 1 year
€2.17M▲
2024 · €1.53M
Debt > 1 year
€6.20M▼
2024 · €6.44M
Income taxes
€78k
Staff costs
€97k▼
2024 · €133k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18.91M€18.67M▼
Fixed assets21/28€12.45M€12.29M▼
Intangible fixed assets21€282€0▼
Tangible fixed assets22/27€893k€686k▼
Land and buildings22€835k€660k▼
Plant, machinery and equipment23€11k€6k▼
Furniture and vehicles24€46k€20k▼
Financial fixed assets28€11.56M€11.61M▲
Current assets29/58€6.46M€6.38M▼
Amounts receivable after more than one year29€4.97M€4.97M=
Other amounts receivable291€4.97M€4.97M=
Amounts receivable within one year40/41€1.32M€1.37M▲
Trade receivables40€504k€487k▼
Other amounts receivable41€813k€884k▲
Cash at bank and in hand54/58€169k€34k▼
Equity and liabilities
Total equity and liabilities10/49€18.91M€18.67M▼
Equity10/15€10.89M€10.25M▼
Contributions10/11€15.65M€15.65M=
Profit (loss) carried forward14€-4.76M€-5.40M▼
Amounts payable17/49€8.03M€8.42M▲
Amounts payable after more than one year17€6.44M€6.20M▼
Financial debts170/4€6.44M€6.20M▼
Amounts payable within one year42/48€1.53M€2.17M▲
Current portion of amounts payable after more than one year42€438k€439k▲
Trade debts44€203k€266k▲
Suppliers440/4€203k€266k▲
Taxes, remuneration and social security45€24k€25k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€23k€24k▲
Other amounts payable47/48€866k€1.43M▲
Accrued charges and deferred income492/3€53k€53k▲
Income statement
Code20242025
Remuneration, social security and pensions62€133k€97k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€177k€222k▲
Other operating charges640/8€10k€19k▲
Non-recurring operating charges66A€133k-
Gross operating margin9900€-296k€-391k▼
Operating profit (loss)9901€-749k€-728k▲
Financial income75/76B€256k€200k▼
Recurring financial income75€256k€200k▼
Financial charges65/66B€40k€32k▼
Recurring financial charges65€40k€32k▼
Profit (loss) for the period before taxes9903€-532k€-561k▼
Income taxes67/77-€78k
Profit (loss) for the period9904€-532k€-639k▼
Profit (loss) for the period to be appropriated9905€-532k€-639k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4.76M€-5.40M▼
Profit (loss) brought forward from the previous period14P€-4.23M€-4.76M▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Weakest financial yearnet €-639k
Net result drops to €-639k, the lowest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 324 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 4.22
Current ratio from 2.09 to 4.22; short-term debt falls from €2.78M to €1.53M.
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €47k
Net result €47k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €10MEq €11.37M ▲28.3%
Equity rises from €8.87M to €11.37M.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oud Vliegveld 128400 OostendeGround area
2,353 m²
Building footprint
898 m²
Volume, LiDAR
6,256 m³
Parcel 35020B0474/00Z000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AiM
since 20082.167.744.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020B0474/00Z000 | Flanders | 2,353 m² | 1 · 898 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,748 EUR awarded · 1,748 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,748 EUR | 1,748 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 6,715 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.