2B CREATIVE
Active2B CREATIVE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €9k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 91% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability32▼-18
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 17.14 against 5.88 in 2023), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
5.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2023
on the day
2021
1 d early
2020
on the day
2019
54 d late
2017
52 d early
2016
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▲ 36.4%
2023 · €107k
2019: €45k
2020: €62k
2021: €84k
2023: €107k
2019 → 2025
Total assets
€158k▲ 18.2%
2023 · €134k
2019: €102k
2020: €87k
2021: €110k
2023: €134k
2019 → 2025
Net result
€9k▼ 12.3%
2023 · €11k
2019: €23k
2020: €21k
2021: €26k
2023: €11k
2019 → 2025
Working capital
€145k▲ 48.3%
2023 · €98k
2019: €42k
2020: €60k
2021: €79k
2023: €98k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232025Trend
Equity€45k-€62k▲ 38.8%€84k▲ 33.8%€107k▲ 28.0%€146k▲ 36.4%
Operating result€30k-€28k▼ 4.5%€35k▲ 22.0%€18k▼ 47.8%€17k▼ 7.0%
Net result€23k-€21k▼ 7.3%€26k▲ 19.4%€11k▼ 58.6%€9k▼ 12.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2023 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €158k
Fixed assets
€4k▼ 72.4%
Current assets
€154k▲ 30.7%
Equity and liabilities €158k
Equity
€146k▲ 36.4%
Debt
€12k▼ 54.6%
The debt ratio falls from 20.0% to 7.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€22k▼
2023 · €23k
Cash flow
€15k▼
2023 · €16k
Solvency
92.3%▲
2023 · 80.0%
Current ratio
17.14▲
2023 · 5.88
Quick ratio
17.14▲
2023 · 5.88
Debt / equity
0.08▼
2023 · 0.25
ROE
6.4%▼
2023 · 9.9%
ROA
5.9%▼
2023 · 7.9%
Interest coverage
7.92▼
2023 · 11.04
Debt
€12k▼
2023 · €27k
Debt ≤ 1 year
€9k▼
2023 · €20k
Income taxes
€5k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€134k€158k▲
Fixed assets21/28€16k€4k▼
Tangible fixed assets22/27€16k€4k▼
Furniture and vehicles24€16k€4k▼
Financial fixed assets28€150€150=
Current assets29/58€118k€154k▲
Amounts receivable within one year40/41€91k€114k▲
Trade receivables40€9k€11k▲
Other amounts receivable41€82k€103k▲
Cash at bank and in hand54/58€26k€30k▲
Deferred charges and accrued income490/1€468€10k▲
Equity and liabilities
Total equity and liabilities10/49€134k€158k▲
Equity10/15€107k€146k▲
Contributions10/11€19k€19k=
Reserves13€88k€127k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€87k€126k▲
Amounts payable17/49€27k€12k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€20k€9k▼
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€2k€299▼
Suppliers440/4€2k€299▼
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€15k€6k▼
Accrued charges and deferred income492/3€288€3k▲
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€652€2k▲
Gross operating margin9900€24k€25k▲
Operating profit (loss)9901€18k€17k▼
Financial income75/76B€43€265▲
Recurring financial income75€43€265▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€16k€14k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k▼
Transfer to equity691/2€11k€9k▼
To other reserves6921€11k€9k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €9k ▼12.3%
Net result drops to €9k, the lowest in the series.
30-09
Financial
Liquidity triplescurrent ratio 17.14
Current ratio from 5.88 to 17.14; short-term debt falls from €20k to €9k.
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €107k ▲28%
4 profitable years in a row build equity to €107k.
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2019net €26k ▲19.4%
Operating result €35k, net result €26k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2018
09-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
02-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
06-03
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
08-04
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Wouwer 221860 MeiseGround area
853 m²
Building footprint
159 m²
Volume, LiDAR
1,029 m³
Parcel 23050F0446/00F006, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
2B Creative
since 20082.169.315.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0446/00F006 | Flanders | 853 m² | 1 · 159 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NOVILYS
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,706 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-02-2008
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.