24Flow
Active24Flow has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 1624 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+38
Solvency34▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.72 against 6.03 in 2024; short-term debt: 10.5% and cash: 59.1% of total assets), but 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
192021232425
2019 to 2025 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1624 sector peers (2025).
NBB · sector comparisonPosition among 1624 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
49 d early
2024
21 d early
2023
1 d early
2022
40 d late
2021
1 d early
2020
3 d late
2019
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€152k▼ 2.9%
2024 · €157k
2019: €170k
2020: €351k
2021: €468k
2023: €365k
2024: €157k
2019 → 2025
Total assets
€1.72M▲ 119%
2024 · €784k
2019: €253k
2020: €424k
2021: €652k
2023: €834k
2024: €784k
2019 → 2025
Net result
€-5k▲ 97.8%
2024 · €-209k
2019: €152k
2020: €105k
2021: €118k
2023: €46k
2024: €-209k
2019 → 2025
Working capital
€1.03M▲ 121%
2024 · €469k
2019: €87k
2020: €210k
2021: €296k
2023: €634k
2024: €469k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€351k-€468k▲ 33.6%€365k▼ 22.0%€157k▼ 57.1%€152k▼ 2.9%
Operating result€117k-€126k▲ 7.6%€60k▼ 52.5%€-189k€80k
Net result€105k-€118k▲ 11.9%€46k▼ 61.3%€-209k€-5k▲ 97.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €80k after a loss of €189k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.72M
Fixed assets
€502k▲ 127%
Current assets
€1.22M▲ 116%
Equity and liabilities €1.72M
Equity
€152k▼ 2.9%
Debt
€1.57M▲ 150%
The debt ratio rises from 80.0% to 91.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€202k▲
2024 · €-131k
Cash flow
€118k▲
2024 · €-150k
Solvency
8.8%▼
2024 · 20.0%
Current ratio
6.72▲
2024 · 6.03
Quick ratio
6.72▲
2024 · 6.03
Debt / equity
10.30▲
2024 · 4.00
ROE
-3.0%▲
2024 · -133.2%
ROA
-0.3%▲
2024 · -26.6%
Interest coverage
2.32▲
2024 · -5.67
Debt
€1.57M▲
2024 · €627k
Debt ≤ 1 year
€181k▲
2024 · €93k
Debt > 1 year
€1.05M▲
2024 · €300k
Income taxes
€687▼
2024 · €2k
Staff costs
€476k▲
2024 · €227k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€784k€1.72M▲
Fixed assets21/28€222k€502k▲
Intangible fixed assets21€213k€487k▲
Tangible fixed assets22/27€4k€9k▲
Furniture and vehicles24€4k€9k▲
Financial fixed assets28€5k€6k▲
Current assets29/58€562k€1.22M▲
Amounts receivable within one year40/41€122k€184k▲
Trade receivables40€110k€172k▲
Other amounts receivable41€12k€12k▼
Cash at bank and in hand54/58€434k€1.02M▲
Deferred charges and accrued income490/1€5k€17k▲
Equity and liabilities
Total equity and liabilities10/49€784k€1.72M▲
Equity10/15€157k€152k▼
Contributions10/11€72k€72k=
Reserves13€84k€80k▼
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€83k€78k▼
Profit (loss) carried forward14€815€815=
Amounts payable17/49€627k€1.57M▲
Amounts payable after more than one year17€300k€1.05M▲
Financial debts170/4€300k€1.05M▲
Amounts payable within one year42/48€93k€181k▲
Financial debts43€413€2k▲
Credit institutions430/8€413€2k▲
Trade debts44€68k€132k▲
Suppliers440/4€68k€132k▲
Taxes, remuneration and social security45€25k€48k▲
Taxes450/3€454€687▲
Remuneration and social security454/9€25k€47k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€234k€335k▲
Income statement
Code20242025
Remuneration, social security and pensions62€227k€476k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€122k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€99k€680k▲
Operating profit (loss)9901€-189k€80k▲
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€23k€87k▲
Recurring financial charges65€23k€87k▲
Profit (loss) for the period before taxes9903€-207k€-4k▲
Income taxes67/77€2k€687▼
Profit (loss) for the period9904€-209k€-5k▲
Profit (loss) for the period to be appropriated9905€-209k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-208k€-4k▲
Profit (loss) brought forward from the previous period14P€815€815=
Transfer from equity791/2€209k€5k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-209k ▼558%
Net result drops to €-209k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 40 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
30-09
Financial
Equity above €200kEq €351k ▲106%
2 profitable years in a row build equity to €351k.
19-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisboogstraat 69000 GentGround area
74 m²
Building footprint
58 m²
Volume, LiDAR
515 m³
Parcel 44806F0383/00M006, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
24Flow
since 20182.281.851.853
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0383/00M006 | Flanders | 74 m² | 1 · 57 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 145,575 EUR awarded · 145,575 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 2,582 EUR | 31,219 EUR |
| 2024 | 1 | 6,998 EUR | 6,998 EUR |
| 2023 | 3 | 1,358 EUR | 107,358 EUR |
| 2022 | 1 | 134,637 EUR | 0 EUR |
Schemes
Strategisch onderzoekscentrum ICON project (SOC-ICON)
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Onderzoeksproject
Recognitions · licences · registrations
Legal Entity Identifier
894500XXGG6NEYPFN820
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.