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Generated 17-08-2026
Active BE 0768.847.437Private limited company

21 AGENCY

Ter Stratenweg 25 ·2520 Ranst, Belgium· 5 yrs active
Sector: Activiteiten van reclamebureaus (73110)
Conclusion Checked

The computed 12-month bankruptcy probability of 21 AGENCY is 1.1% (low). The 2025 annual accounts show equity of €471k and a net result of €100k. Equity is growing by ~52.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 76 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €471k
Net result €100k
Staff (FTE) 8.8
Better than sector 29%
Financial profile 5 of 5 axes measured · computed by Checked
Health68Profitability100Solvency26Growth78Stability94
73 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 68
Profitability 100
Solvency 26
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
68 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 07-04-2026 with the NBB · fiscal year 2025 · verkort
€0€100k€200k€300k€400kOperating result 2022: €7k€7kNet result 2022: €5k€5kOperating result 2023: €8k€8kNet result 2023: €6k€6kOperating result 2024: €369k€369kNet result 2024: €260k€260kOperating result 2025: €188k€188kNet result 2025: €100k€100k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~52.9%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€250k€500k€750k€1.00M2026: €607k (€570k - €645k)2027: €735k (€695k - €775k)2028: €863k (€808k - €917k)2022: €105k2023: €111k2024: €371k2025: €471k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 73, Advertising & market research · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 17.9% 46.1%
better than 29% of 76 sector peers
Net result €100k €52k
better than 71% of 76 sector peers
Equity €471k €279k
better than 64% of 76 sector peers
Gross operating margin €842k €133k
better than 90% of 75 sector peers
Staff costs €547k €272k
higher than 75% of 37 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€282k
-23.7% 22-25
Net profit
€100k
-61.5% 22-25
Cash flow
€194k
-25.5% 22-25
Total assets
€2.64M
+58.3% 22-25
Equity
€471k
+27.0% 22-25
Working capital
€227k
- 22-25
Employees (FTE)
9
-6.4% 22-25
Staff costs
€547k
+144.0% 22-25
Show 11 other metrics
Income taxes
€41k
-51.3% 22-25
Debt
€2.17M
+67.3% 22-25
Debt ≤ 1y
€1.85M
+42.5% 22-25
Debt > 1y
€321k
- 22-25
Current ratio
1.12
+42.8% 22-25
Quick ratio
1.12
+42.8% 22-25
Solvency
17.9%
-19.8% 22-25
Debt / equity
4.60
+31.7% 22-25
ROE
21.3%
-69.7% 22-25
ROA
3.8%
-75.7% 22-25
Interest coverage
5.08
-63.5% 22-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€282k
Net profit€100k
Cash flow€194k
Staff costs€547k
Income taxes€41k
Dividends-
Total assets€2.64M
Equity€471k
Debt€2.17M
of which ≤ 1y€1.85M
of which > 1y€321k
Working capital€227k
Employees (FTE)8.8
Ratios (computed)
2025
Current ratio1.12
Quick ratio1.12
Working capital ratio8.6%
Solvency17.9%
Debt / equity4.60
Long-term debt ratio0.68
Interest coverage5.08
Gross margin-
Net margin-
ROA3.8%
ROE21.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.64M
Fixed assets 21/28€565k
Intangible fixed assets 21€317k
Tangible fixed assets 22/27€241k
Financial fixed assets 28€8k
Current assets 29/58€2.07M
Amounts receivable within one year 40/41€1.90M
Cash & bank 54/58€117k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.64M
Equity 10/15€471k
Contributions / capital 10/11€100k
Reserves 13€63k
Accumulated profits (losses) 14€308k
Amounts payable 17/49€2.17M
Amounts payable after one year 17€321k
Amounts payable within one year 42/48€1.85M
Trade debts payable within one year 44€1.26M
Income statement
Gross operating margin 9900€842k
Operating result 9901€188k
Financial income 75€9k
Financial charges 65€55k
Result before taxes 9903€141k
Income taxes 67/77€41k
Net result for the period 9904€100k
Result to be appropriated 9905€37k
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van reclamebureaus(73110)
Legal form Private limited company(610)
Incorporation28-05-2021
StatusActive
Postal code2520
Establishment units 1 location
21 Agency
Ter Stratenweg 25, 2520 RanstActiviteiten van reclamebureaus
since 20242.360.685.832
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11031C0355/00C000 Flanders 3,887 m² 1 · 1,064 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
07-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
13-11-2025
State Gazette act Director changes
v3.2
05-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
17-03-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2021
01-06-2021
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 9 months ago
2025
13-11-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
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  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0768.847.437",
    "name_full": "21 AGENCY",
    "legal_form": "BV"
  }
}
2021
01-06-2021 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Ter Stratenweg 25, 2520 Ranst",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "HESHOF Stijn",
        "niss": null,
        "address": "2920 Kalmthout, Koning Astridlaan 25"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 33300,
      "holder_person_name": "HESHOF Stijn",
      "is_subscriber_only": false,
      "n_shares_subscribed": 333,
      "amount_subscribed_eur": 33300,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "SOMERS Pascal Gaby Dick",
        "niss": null,
        "address": "2531 Boechout, Bloemenhof 25"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 33300,
      "holder_person_name": "SOMERS Pascal Gaby Dick",
      "is_subscriber_only": false,
      "n_shares_subscribed": 333,
      "amount_subscribed_eur": 33300,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "BECKERS Jan-Benjamin",
        "niss": null,
        "address": "2950 Kapellen, Bunderbeeklaan 17"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 33400,
      "holder_person_name": "BECKERS Jan-Benjamin",
      "is_subscriber_only": false,
      "n_shares_subscribed": 334,
      "amount_subscribed_eur": 33400,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 100000,
  "subject_company": {
    "kbo": "0768.847.437",
    "name_full": "21 AGENCY",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2021-05-27",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Reclamebureaus73110Activiteiten van reclamebureaus73110Markt- en opinieonderzoekbureaus73200Markt- en opinieonderzoek73200
Primary activity highlighted.
Names & trade names
Legal nameNL 21 AGENCY
Registered office
Ter Stratenweg 25
2520 Ranst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative