2-2R FINANCE
2-2R FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €74k and a net result of €10k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 773 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €74k |
| Net result | €10k |
| Staff (FTE) | 1.9 |
| Better than sector | 55% |
Strong profile, led by stability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 44.7% | 38.6% | |
| Net result | €10k | €28k | |
| Equity | €74k | €62k | |
| Gross operating margin | €196k | €66k | |
| Staff costs | €128k | €63k |
Show 4 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €10k |
| Cash flow | n/a |
| Staff costs | €128k |
| Income taxes | €7k |
| Dividends | - |
| Total assets | €165k |
| Equity | €74k |
| Debt | €91k |
| of which ≤ 1y | €46k |
| of which > 1y | €46k |
| Working capital | n/a |
| Employees (FTE) | 1.9 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 44.7% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 6.3% |
| ROE | 14.2% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (26 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €165k |
| Fixed assets | 21/28 | €87k |
| Intangible fixed assets | 21 | €54k |
| Tangible fixed assets | 22/27 | €29k |
| Financial fixed assets | 28 | €4k |
| Current assets | 29/58 | €77k |
| Amounts receivable within one year | 40/41 | €9k |
| Investments | 50/53 | €35k |
| Cash & bank | 54/58 | €21k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €165k |
| Equity | 10/15 | €74k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €59k |
| Accumulated profits (losses) | 14 | €4k |
| Amounts payable | 17/49 | €91k |
| Amounts payable after one year | 17 | €46k |
| Amounts payable within one year | 42/48 | €46k |
| Trade debts payable within one year | 44 | €16k |
| Income statement | ||
| Gross operating margin | 9900 | €196k |
| Operating result | 9901 | €19k |
| Financial income | 75 | €116 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €17k |
| Income taxes | 67/77 | €7k |
| Net result for the period | 9904 | €10k |
| Result to be appropriated | 9905 | €10k |
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 25-06-2015 |
| Status | Active |
| Postal code | 7700 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54432C0182/00S000 | Wallonia | 237 m² | 1 · 90 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
22-05-2023 Discharge granted to the board
Technical details
{
"events": [
{
"kind": "substantive_delegation",
"role": "mandataire ad hoc",
"person": null,
"reason": null,
"subkind": "additional",
"via_org": {
"kbo": null,
"name": "GROUPE LIFAP \u2013 COFISIM, FIDUCIAIRE",
"address": "7700 Mouscron, Rue Charles-Quint, 25",
"country": "BE",
"legal_form": "SA"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "de donner pouvoir, avec possibilit\u00E9 de d\u00E9l\u00E9gation, \u00E0 la soci\u00E9t\u00E9 anonyme \u00AB GROUPE LIFAP \u2013 COFISIM, FIDUCIAIRE \u00BB ou tout employ\u00E9 ou collaborateur de ladite soci\u00E9t\u00E9 dont le si\u00E8ge est situ\u00E9 \u00E0 7700 Mouscron, Rue Charles-Quint, 25, en qualit\u00E9 de mandataire ad hoc de la soci\u00E9t\u00E9, afin d\u2019 effectuer toutes le",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "gerant",
"person": {
"rrn": null,
"name": "Philippe DE DEURWAERDER",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale donne d\u00E9charge compl\u00E8te et enti\u00E8re au g\u00E9rant d\u00E9missionnaire pour l\u2019 ex\u00E9cution de son mandat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Chlo\u00E9 HUIN",
"firm_city": null,
"firm_name": "Alain MAHIEU, Chlo\u00E9 HUIN \u0026 Mathilde VAN DEN BERGH, Notaires associ\u00E9s",
"office_city": "Mouscron",
"is_associated": true
},
"act_meta": {
"language": "mixed",
"pub_date": "2023-05-22",
"filing_date": "2023-05-17",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-05-12",
"unanimous": true
},
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-05-12",
"unanimous": true
},
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-05-12",
"unanimous": true
},
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-05-12",
"unanimous": true
},
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-05-12",
"unanimous": true
},
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-05-12",
"unanimous": true
},
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-05-12",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0632.753.665",
"name_full": "2-2R FINANCE",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Chlo\u00E9 HUIN",
"org_rep_person_name": null,
"person_role_at_subject": "notaire"
},
"co_filed_documents": [
"l\u0027exp\u00E9dition de l\u0027acte",
"les statuts coordonn\u00E9s conformes"
],
"corrected_publication_numac": null
}| Legal nameFR | 2-2R FINANCE |