1G3d Conseils
Active1G3d Conseils has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €-3k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 15.04 against 9.26 in 2024; short-term debt: 6.2% and cash: 77.5% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
26 d late
2022
18 d late
2021
31 d early
2020
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▼ 3.5%
2024 · €98k
2020: €42k
2021: €74k
2022: €102k
2023: €110k
2024: €98k
2020 → 2025
Total assets
€101k▼ 7.2%
2024 · €109k
2020: €119k
2021: €141k
2022: €162k
2023: €140k
2024: €109k
2020 → 2025
Net result
€-3k▲ 69.1%
2024 · €-11k
2020: €27k
2021: €32k
2022: €28k
2023: €7k
2024: €-11k
2020 → 2025
Working capital
€88k▼ 0.8%
2024 · €88k
2020: €16k
2021: €52k
2022: €82k
2023: €90k
2024: €88k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€102k▲ 37.3%€110k▲ 7.3%€98k▼ 10.2%€95k▼ 3.5%
Operating result€49k-€43k▼ 12.5%€13k▼ 69.8%€-12k€-4k▲ 63.7%
Net result€32k-€28k▼ 13.5%€7k▼ 73.2%€-11k€-3k▲ 69.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€7k▼ 26.9%
Current assets
€94k▼ 5.2%
Equity and liabilities €101k
Equity
€95k▼ 3.5%
Debt
€6k▼ 41.3%
The debt ratio falls from 9.8% to 6.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-2k
Cash flow
€-698▲
2024 · €-1k
Solvency
93.8%▲
2024 · 90.2%
Current ratio
15.04▲
2024 · 9.26
Quick ratio
15.04▲
2024 · 9.26
Debt / equity
0.07▼
2024 · 0.11
ROE
-3.6%▲
2024 · -11.3%
ROA
-3.4%▲
2024 · -10.2%
Interest coverage
-17.29▲
2024 · -19.38
Debt
€6k▼
2024 · €11k
Debt ≤ 1 year
€6k▼
2024 · €11k
Income taxes
€340▼
2024 · €493
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€101k▼
Formation expenses20€0€0=
Fixed assets21/28€10k€7k▼
Intangible fixed assets21€8k€7k▼
Tangible fixed assets22/27€2k€902▼
Furniture and vehicles24€2k€902▼
Current assets29/58€99k€94k▼
Amounts receivable within one year40/41€29k€12k▼
Trade receivables40€16k€616▼
Other amounts receivable41€13k€11k▼
Cash at bank and in hand54/58€68k€78k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€109k€101k▼
Equity10/15€98k€95k▼
Contributions10/11€15k€15k=
Reserves13€95k€95k=
Distributable reserves133€95k€95k=
Profit (loss) carried forward14€-11k€-15k▼
Amounts payable17/49€11k€6k▼
Amounts payable within one year42/48€11k€6k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€5k€3k▼
Accrued charges and deferred income492/3€64€67▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€3k▼
Other operating charges640/8€901€1k▲
Gross operating margin9900€-991€-114▲
Operating profit (loss)9901€-12k€-4k▲
Financial income75/76B€993€1k▲
Recurring financial income75€993€1k▲
Financial charges65/66B€98€84▼
Recurring financial charges65€98€84▼
Profit (loss) for the period before taxes9903€-11k€-3k▲
Income taxes67/77€493€340▼
Profit (loss) for the period9904€-11k€-3k▲
Profit (loss) for the period to be appropriated9905€-11k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-15k▼
Profit (loss) brought forward from the previous period14P-€-11k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼250%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 9.26
Current ratio from 3.96 to 9.26; short-term debt falls from €30k to €11k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Equity above €100kEq €102k ▲37.3%
3 profitable years in a row build equity to €102k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €32k ▲17.3%
Operating result €49k, net result €32k, both a record.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bayet 346000 CharleroiGround area
202 m²
Building footprint
66 m²
Volume, LiDAR
694 m³
Parcel 52302A0648/00P002, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
1G3d Conseils
since 20192.295.273.980
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52302A0648/00P002 | Wallonia | 202 m² | 1 · 65 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CLAPS
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CWC Consulting
BE 0794.195.517
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MMIA
BE 0825.673.007
Schilde · Eq €95k
CYCLAMEN
BE 0547.793.741
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 7,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2019
Fiscal year end31-12
Abbreviation FR
1G3d
Activities, NACEBEL
82990Other business support services
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.