Human Centric Solutions
ActiveHuman Centric Solutions has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €-9k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-64
Solvency80▼-20
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 27.75 in 2024; short-term debt: 44.7% and cash: 13.1% of total assets), and 44.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.2%
Return on assets
-8.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
105 d early
2024
146 d early
2023
131 d early
2022
104 d early
2021
90 d early
2020
44 d early
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 50.0%
2024 · €118k
2019: €45k
2020: €91k
2021: €127k
2022: €113k
2023: €115k
2024: €118k
2019 → 2025
Total assets
€107k▼ 12.3%
2024 · €122k
2019: €58k
2020: €95k
2021: €130k
2022: €119k
2023: €121k
2024: €122k
2019 → 2025
Net result
€-9k
2024 · €3k
2019: €43k
2020: €46k
2021: €36k
2022: €-14k
2023: €2k
2024: €3k
2019 → 2025
Working capital
€50k▼ 50.0%
2024 · €100k
2019: €27k
2020: €77k
2021: €122k
2022: €75k
2023: €86k
2024: €100k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€113k▼ 11.0%€115k▲ 1.8%€118k▲ 2.8%€59k▼ 50.0%
Operating result€47k-€-14k€2k€1k▼ 38.9%€-11k
Net result€36k-€-14k€2k€3k▲ 52.2%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€9k▼ 49.7%
Current assets
€98k▼ 5.6%
Equity and liabilities €107k
Equity
€59k▼ 50.0%
Debt
€48k▲ 1,127%
The debt ratio rises from 3.2% to 44.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €12k
Cash flow
€28▼
2024 · €14k
Solvency
55.2%▼
2024 · 96.8%
Current ratio
2.04▼
2024 · 27.75
Quick ratio
2.04▼
2024 · 27.75
Debt / equity
0.81▲
2024 · 0.03
ROE
-15.5%▼
2024 · 2.7%
ROA
-8.6%▼
2024 · 2.6%
Interest coverage
-10.06▼
2024 · 52.45
Debt
€48k▲
2024 · €4k
Debt ≤ 1 year
€48k▲
2024 · €4k
Income taxes
€132▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€107k▼
Fixed assets21/28€19k€9k▼
Tangible fixed assets22/27€19k€9k▼
Plant, machinery and equipment23€27€0▼
Furniture and vehicles24€19k€9k▼
Current assets29/58€104k€98k▼
Amounts receivable within one year40/41€2k€3k▲
Other amounts receivable41€2k€3k▲
Current investments50/53€78k€78k=
Cash at bank and in hand54/58€21k€14k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€122k€107k▼
Equity10/15€118k€59k▼
Contributions10/11€3k€3k=
Reserves13€116k€57k▼
Distributable reserves133€116k€57k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€4k€48k▲
Amounts payable within one year42/48€4k€48k▲
Trade debts44€745€4k▲
Suppliers440/4€745€4k▲
Taxes, remuneration and social security45€300€200▼
Taxes450/3€300€0▼
Remuneration and social security454/9-€200
Other amounts payable47/48€3k€43k▲
Accrued charges and deferred income492/3€183€167▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€9k▼
Other operating charges640/8€607€771▲
Non-recurring operating charges66A€218€0▼
Gross operating margin9900€13k€-1k▼
Operating profit (loss)9901€1k€-11k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€231€224▼
Recurring financial charges65€231€224▼
Profit (loss) for the period before taxes9903€3k€-9k▼
Income taxes67/77€128€132▲
Profit (loss) for the period9904€3k€-9k▼
Profit (loss) for the period to be appropriated9905€3k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-9k▼
Transfer from equity791/2-€59k
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-14k ▼139%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 52.10
Current ratio from 24.36 to 52.10; short-term debt falls from €3k to €2k.
31-12
Financial
Equity above €100kEq €127k ▲39.5%
3 profitable years in a row build equity to €127k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €46k ▲7.1%
Net result €46k, the highest in the series.
31-12
Financial
Liquidity times 7current ratio 24.36
Current ratio from 3.39 to 24.36; short-term debt falls from €11k to €3k.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houtemstraat(SMH) 4693300 TienenGround area
1,455 m²
Building footprint
181 m²
Parcel 24102B0380/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Human Centric Solutions
since 20192.291.310.739
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24102B0380/00H000 | Flanders | 1,455 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,558 EUR awarded · 5,211 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,155 EUR | 808 EUR |
| 2024 | 1 | 2,107 EUR | 2,107 EUR |
| 2023 | 1 | 629 EUR | 629 EUR |
| 2022 | 1 | 1,667 EUR | 1,667 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
47120Other non-specialised retail sale
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47910Retail trade
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.