Turnover
≈ €82,000 estimated
The micro format states no turnover.
1A
Overview
Lifetime
2 annual accounts with figures on one time axispeak €10,765 (2025)
€10,765▲ 175%
peak €7,309 (2025)
€7,309▲ 989%
peak €10,309 (2025)
€10,309▲ 244%
€12,026▲ 23.1%
Board1 name since 2023
1 directorHEINEN Christoph
Documentsfilings and deeds
18-02-202618 days late
2025micro format
Gross margin from €3,913 to €10,765Result from €671 to €7,309Equity from €3,000 to €10,309Debts from €9,766 to €12,026Cash from €774 to €1,407
Key points
from the 2025 annual accountsLiquidity
1.72 was 0.97 in 2024
Short-term debts rose from €9,766 to €12,026.
Starting capital
€3,000 100 shares
2025 accounts filed 18 days after the deadline
Checked score
51
Fair
Financially stronger than 64% of micro companies in printing (NACE 18)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,614 companies (NACE 18, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.3%
01-2025: 2.5%▲ +0.2 percentage points vs 12-2024
02-2025: 1.9%▼ -0.6 percentage points vs 01-2025
03-2025: 1.9%● unchanged vs 02-2025
04-2025: 1.9%● unchanged vs 03-2025
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 1.9%● unchanged vs 06-2025
08-2025: 1.9%● unchanged vs 07-2025
09-2025: 2.0%▲ +0.1 percentage points vs 08-2025
10-2025: 2.1%▲ +0.1 percentage points vs 09-2025
11-2025: 2.1%● unchanged vs 10-2025
12-2025: 2.1%● unchanged vs 11-2025
01-2026: 2.2%▲ +0.1 percentage points vs 12-2025
02-2026: 2.7%▲ +0.5 percentage points vs 01-2026
03-2026: 1.7%▼ -1.0 percentage point vs 02-2026
04-2026: 1.6%▼ -0.1 percentage points vs 03-2026
05-2026: 1.6%● unchanged vs 04-2026lowest value
06-2026: 1.6%● unchanged vs 05-2026lowest value
07-2026: 2.1%▲ +0.5 percentage points vs 06-2026
08-2026: 2.1%● unchanged vs 07-2026
09-2026: 2.2%▲ +0.1 percentage points vs 08-2026
10-2026: 3.3%▲ +1.1 percentage points vs 09-2026highest value
11-2026: 3.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
1 change of registered office in 24 months
Size: total assets €22,335
Liquidity: current ratio 1.72, cash €1,407
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro). It does better than 48% of them on solvency, 19% on liquidity, 94% on profitability and 97% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as 1A has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of 1A itself is higher: 3.3% within 12 months. It rests on far more data about 1A than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for 1A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.72 (0.97 in 2024), above the usual 1.5. Short-term debt is 53.8% and cash 6.3% of total assets. However, 53.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
18 days late
2024
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 5 days after the deadline. In the sector (NACE 18), the median for financial year 2024 was 5 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered office moved within Malmedy
New registered office: Rue Martin Legros, 11 à 4960 MALMEDY · Previous registered office: Rue Outrelepont 46 B, 4960 MALMEDY · General meeting of 01-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804166325
Incorporation
Founding capital of €3,000, 100 shares · Founder: HEINEN Christoph (comparant) · Appointment: HEINEN Christoph (director) · published on 25-07-2023 · Gazette deed
First establishment
Rue Outrelepont 46B, Malmedy
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 1A Malmedy | €22,335 | €10,765 | 46.2% | - |
| TIPTOP STUDIO Tournai | €17,798 | €9,033 | 32.8% | - |
| OLIVE DESIGN Brasschaat | €24,124 | €8,173 | 22.1% | - |
| 6.3 DESIGN Ohey | €30,807 | €12,821 | 84.5% | - |
| W.O.I.T.E.R. Hasselt | €30,581 | €7,159 | 83.4% | - |
| Videohuysarthur Lievegem | €19,637 | €12,945 | 85.6% | - |
| News 21 Wanze | €31,359 | €20,486 | 3.2% | - |
These companies have the same main activity as 1A: pre-press and pre-media services (NACE 18130). They are comparable in size and age: total assets between €17,800 and €31,400, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 20-07-2023Normal situation
- Activity
- Pre-press and pre-media servicesNACE 18130and 4 others
- Establishment unit
- 2.347.824.1274960 Malmedy, since 20-07-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 20-01-2026
Annual accounts to 30-06-2025
- €10,765▲ 175%
- €7,309▲ 989%
- €10,309▲ 244%
- €22,335▲ 75.0%
- Filing
- Filed on 18-02-2026
Insights on 1A
The computed 12-month bankruptcy probability of 1A is 3.3% (moderate). The 2025 annual accounts show equity of €10,309 and a net result of €7,309.
Its solvency ranks better than 47% of 1,124 sector peers (NACE 18, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 18-02-2026, 18 days late€10,765
▲ 175%
€8,627
▲ 516%
€7,309
▲ 989%
€8,644
▲ €8,976
46.2%
▲ 22.7 percentage points
1.72
▲ 0.75
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €82,000. Estimated: probably between €38,000 and €200,000.
Balance sheet
balance sheet total €22,335 on 30-06-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
46.2%
Higher than 47% of 1,124 companies in 2025.
1.72
Higher than 48% of 1,088 companies in 2025.
32.7%
Higher than 91% of 1,097 companies in 2025.
1A
Middle half of the sector
80% of the sector
Micro accounts in printing (NACE 18)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
22,335 | 12,766 | |
21/28 |
1,665 | 3,331 | |
22/27 |
1,665 | 3,331 | |
24 |
1,665 | 3,331 | |
29/58 |
20,670 | 9,435 | |
40/41 |
19,263 | 8,661 | |
40 |
0 | 1,028 | |
41 |
19,263 | 7,633 | |
54/58 |
1,407 | 774 | |
| Balance sheet: equity and liabilities | |||
10/49 |
22,335 | 12,766 | |
10/15 |
10,309 | 3,000 | |
10/11 |
3,000 | 3,000 | |
13 |
7,309 | - | |
133 |
7,309 | - | |
14 |
0 | 0 | |
17/49 |
12,026 | 9,766 | |
42/48 |
12,026 | 9,766 | |
44 |
5,169 | 3,563 | |
440/4 |
5,169 | 3,563 | |
45 |
6,857 | 5,733 | |
450/3 |
6,857 | 5,733 | |
47/48 |
0 | 470 | |
| Income statement | |||
9900 |
10,765 | 3,913 | |
630 |
1,666 | 1,669 | |
640/8 |
422 | 434 | |
66A |
49 | 410 | |
9901 |
8,627 | 1,400 | |
75/76B |
813 | - | |
75 |
813 | - | |
65/66B |
215 | 90 | |
65 |
215 | 90 | |
9903 |
9,225 | 1,310 | |
67/77 |
1,916 | 638 | |
9904 |
7,309 | 671 | |
9905 |
7,309 | 671 | |
| Appropriation of the result | |||
9906 |
7,309 | 671 | |
691/2 |
7,309 | - | |
6921 |
7,309 | - | |
694/7 |
0 | 671 | |
694 |
0 | 671 | |
| Document | |||
The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 18-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 18 days after the deadline. Filed on 18 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00040774.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 10,294 | 3,069 | ||
| 8,976 | 2,340 | ||
| 0 | 5,000 | ||
| 633 | - | ||
| 8,644 | -331 | ||
| 46.2% | 23.5% | ||
| 1.72 | 0.97 | ||
| 1.17 | 3.26 | ||
| 70.9% | 22.4% | ||
| 32.7% | 5.3% | ||
| 47.86 | 34.04 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 | 30-06-2024 |
|---|---|---|
| Tangible fixed assets | - | €5,000 |
| €1,666 | €1,669 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on 1A
The operating result for 2025 is nearly 6.2 times that of 2024.
Debt's share of the balance-sheet total falls from 76.5% to 53.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 19-07-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 18-02-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 25-07-2023
Mandates through the years
1 name, the dashed line is todayHEINEN Christoph
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- HEINEN Christoph
- Director (not named in the articles), from 19-07-2023 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €103 in 2025
- Source
- deed of 25-07-2023
Articles of association
deed of 25-07-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of December at 18:00
Shareholders
At incorporation
deed of 25-07-2023 ↗
- HEINEN Christoph 100 shares (100%)
Network & group
No group
1A has no parent and no holdings in its annual accounts. HEINEN Christoph is the only director. 1A shares no director with another company.
At the same address
Rue Martin Legros 11, 4960 Malmedy · 2 other companies| ASSOCIATION PARTIELLE DES COPROPRIETAIRES RESIDENCE AU RYTHME DU CARILLON 11 - MALMEDY
registered office since 23-05-2016 |
founded in 2016 0649.794.387 |
| ASSOCIATION PRINCIPALE DES COPROPRIETAIRES RESIDENCES AU RYTHME DU CARILLON 11-13 - MALMEDY
registered office since 23-05-2016 |
founded in 2016 0649.793.991 |
Timeline
Timeline
6 events since 2023Filings
Establishments
Address
2023202420252026
Deadline for the 2026 accounts: 31-01-2027
2026
Registered office moved within MalmedyNew registered office: Rue Martin Legros, 11 à 4960 MALMEDY · Previous registered office: Rue Outrelepont 46 B, 4960 MALMEDY · General meeting of 01-06-20262 points ▸
- General meeting, 01-06-2026
- Registered-office move, Rue Martin Legros, 11 à 4960 MALMEDY
Annual accounts 2025 filed PDFmicro format · 18 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804166325
2025
Annual accounts 2024 filed PDFmicro format · 8 days before the deadline
2023
IncorporationFounding capital of €3,000, 100 shares · Founder: HEINEN Christoph (comparant) · Appointment: HEINEN Christoph (director) · published on 25-07-20237 points ▸
- Founder, HEINEN Christoph (comparant)
- Founding capital, €3,000, 100 shares
- HEINEN Christoph holds 100 shares
- Registered office clause, Rue Outrelepont 46B, 4960 Malmedy
- Board rule, 1, 3
- Director appointment, HEINEN Christoph (director (not named in the articles))
- Permanent representative, HEINEN Christoph
- The deed holds 5 more points.
First establishment Rue Outrelepont 46B, Malmedy
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
1A was incorporated on 20 July 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office was moved to Malmedy in 2026.3 Since 2023, HEINEN Christoph has served as director.4
Company details
Identity
- Enterprise number
- 0804.166.325
- VAT number
- BE 0804.166.325
- Peppol ID
- 0208:0804166325
- Other Peppol ID
- 9925:BE0804166325
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-07-2023
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of December at 18:00deed of 25-07-2023 (in French)
- Peppol
- Reachable since 20-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- 1A in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 25-07-2023 (in French)
- Name clauseThe company operates under this name according to its articles.
- 1Adeed of 25-07-2023 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 25-07-2023 (in French)
Activities
NACEBEL 202518130
Pre-press and pre-media services main activity
73110
Advertising agencies
Codes under NACEBEL 2008
18130
Pre-press and pre-media services main activity
70210
Activities of head offices; management consultancy activities
73110
Advertising, market research and public relations activities
74103
Other professional, scientific and technical activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'amélioration de la compétitivité et la visibilité des commerçants partenaires, par tout moyen ou tout support; L'élaboration, la…”deed of 25-07-2023 (in French)
22 activities
- L'amélioration de la compétitivité et la visibilité des commerçants partenaires, par tout moyen ou tout support;
- L'élaboration, la conception et le mise en œuvre de campagnes de communication, d'information, de publicité, de marketing, d'e-marketing, de récolte de fonds tant au profit du monde humanitaire et non-marchand que du monde privé et commercial, ainsi que la réalisation de tous supports y relatifs;
- L'édition, l'impression, la production, la vente de livres, brochures, objets publicitaires, enseignes, textiles et broderies;
- Toutes opérations généralement quelconques se rapportant directement ou indirectement à l'édition, au graphisme, à la publication par quelque procédé que ce soit, le conseil, l'assistance, la gestion de tous dossiers qui concernent de près ou de loin l'impression, la reproduction par tous les moyens, la publication de tous les documents, la publicité, l'assistance, le conseil et la gestion des sociétés ou groupes de sociétés de toute forme juridique, principalement mais pas exclusivement, sur le plan du management, de la gestion commercial et financière, de la communication, du marketing, en publicité, de la production et de la gestion des ressources humaines;
- L’activité de consultant et d’intermédiaire commercial (courtier ou commissionnaire) dans les domaines précités ;
- La consultance en informatique et la prestation de services informatiques au sens le plus large;
- La consultance et les services dans le domaine d'Internet et ce qui en découle;
- La création, la réalisation et la gestion de sites internet;
- Les activités de graphisme sur tout support;
- La communication internet, télévisuelle, pré-press, radio ou par tout autre canal ou plateforme digitale;
- Le référencement, le hosting et le housing;
- L'e-commerce, le m-commerce, le multimédia, le marketing;
- La recherche et le développement dans le domaine des technologies de l'information et de la communication au sens large et tout ce qui a trait à l'innovation technologique en général;
- L'architecture de l'information, l'ergonomie des interfaces;
- Le développement, la recherche, l'achat et la vente de software et hardware;
- Toutes activités d'organisation d'événements, voyages, soirées, incentive, réceptions, ainsi que toutes activités de décoration, animations, recyclages, formations pour personnes privées ou pour des sociétés. De même que la consultance, les services ainsi que le training en général ayant rapport avec les activités précitées;
- La promotion immobilière;
- L’activité de conseil, de consultance, de formation, d’assistance et la fourniture de services en matière financière, technique, commerciale ou administrative ;
- L’exercice de mandats relatifs à l’administration, la gestion, la direction, au contrôle ou à la liquidation de toutes sociétés, entreprises ou associations ;
- La constitution et la gestion d’un patrimoine immobilier, en ce compris l’achat, la vente, la construction et la location de biens immobiliers de tous types meublés ou non ;
- La constitution et la gestion d’un patrimoine mobilier, en ce compris la prise de participation dans d’autres sociétés ;
- De manière générale, toute activité qui se rattache directement ou indirectement aux activités précitées.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Martin Legros 11 registered office 4960 Malmedy | ||
| Rue Outrelepont 46B 4960 Malmedy | 20-07-2023 | 2.347.824.127 |
Buildings and parcels at the addresses
- Ground area
- 5,894 m²
- Buildings
- 352 m²
- Volume, LiDAR
- 3,443 m³
- Tallest building
- 14.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 63049G0062/00F000 | 3,826 m² | 1 · 113 m² | 7.9 m · 2 |
| 63049F0236/00M008 | 2,068 m² | 1 · 239 m² | 14.6 m · 4 |