Skip to content

TIPTOP STUDIO

Active
Private limited companyfounded 20242 yrs activeRue Raoul Van Spitael(K) 3, 7540 Tournai, BelgiumKBO/BCE: BE 1004.144.889
Summary

TIPTOP STUDIO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,831 and a net result of €5,687. Its solvency ranks better than 33% of 970 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+79
Solvency58▲+32
Growth85
Track record82
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-05-2026, 61 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
61 d early
2024
57 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 59 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TIPTOP STUDIO was incorporated on 3 January 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
€43,039▲ 26.3%
2024 · €34,072
EBIT margin
17.5%▲ 22.6pp
2024 · -5.1%
Net result
€5,687
2024 · -€1,856
Working capital
€1,907
2024 · -€3,557
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€34,072-€43,039▲ 26.3%
Operating result-€1,751-€7,518
Net result-€1,856within the sector's middle half-€5,687within the sector's middle half
EBIT margin-5.1%-17.5%▲ 22.6pp
Equity€144below the sector's middle half-€5,831below the sector's middle half▲ 3,949%
Total assets€11,557below the sector's middle half-€17,798below the sector's middle half▲ 54.0%
Debt€11,413-€11,967▲ 4.9%
Working capital-€3,557within the sector's middle half-€1,907within the sector's middle half
Solvency1.2%below the sector's middle half-32.8%within the sector's middle half▲ 31.5pp
Current ratio0.69below the sector's middle half-1.16within the sector's middle half▲ 0.47
Return on assets (ROA)-16.1%below the sector's middle half-32.0%above the sector's middle half▲ 48.0pp
above within below the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,500€0€2,500€5,000€7,500Operating result 2024: -€1,751-€1,751Net result 2024: -€1,856-€1,856Operating result 2025: €7,518€7,518Net result 2025: €5,687€5,68720242025-€2,500€0€2,500€5,000€7,500Operating result 2024: -€1,751-€1,750Net result 2024: -€1,856-€1,860Operating result 2025: €7,518€7,520Net result 2025: €5,687€5,69020242025
The operating result returns to profit in 2025: €7,518 after a loss of €1,751 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,798
Fixed assets €3,924 ▲ 6.0%
Current assets €13,874 ▲ 76.6%
Equity and liabilities €17,798
Equity €5,831 ▲ 3,949%
Debt €11,967 ▲ 4.9%
Debt's share of the balance-sheet total falls from 98.8% to 67.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,633▲
2024 · €251
Cash flow
€6,802▲
2024 · €146
Quick ratio
1.13▲
2024 · 0.69
Debt to equity
2.05
ROE
97.5%
Interest coverage
86.33▲
2024 · 2.39
Debt ≤ 1 year
€11,967▲
2024 · €11,413
Income taxes
€1,739
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€11,557€17,798▲
Fixed assets21/28€3,701€3,924▲
Tangible fixed assets22/27€3,701€3,924▲
Plant, machinery and equipment23-€377
Furniture and vehicles24€287€985▲
Other tangible fixed assets26€3,414€2,562▼
Current assets29/58€7,856€13,874▲
Stocks and contracts in progress3-€321
Stocks30/36-€321
Amounts receivable within one year40/41€6,925€6,925=
Trade receivables40€6,925€6,925=
Cash at bank and in hand54/58€931€6,628▲
Equity and liabilities
Total equity and liabilities10/49€11,557€17,798▲
Equity10/15€144€5,831▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€1,856€3,831▲
Amounts payable17/49€11,413€11,967▲
Amounts payable within one year42/48€11,413€11,967▲
Trade debts44€873€1,068▲
Suppliers440/4€873€1,068▲
Taxes, remuneration and social security45€1,991€2,652▲
Taxes450/3€291€2,652▲
Remuneration and social security454/9€1,700-
Other amounts payable47/48€8,549€8,247▼
Income statement Code20242025
Turnover70€34,072€43,039▲
Goods, raw materials, services and sundry goods60/61€33,433€34,006▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,002€1,115▼
Other operating charges640/8€387€400▲
Gross operating margin9900€638€9,033▲
Operating profit (loss)9901-€1,751€7,518▲
Financial income75/76B-€8
Recurring financial income75-€8
Financial charges65/66B€105€100▼
Recurring financial charges65€105€100▼
Profit (loss) for the period before taxes9903-€1,856€7,426▲
Income taxes67/77-€1,739
Profit (loss) for the period9904-€1,856€5,687▲
Profit (loss) for the period to be appropriated9905-€1,856€5,687▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,856€3,831▲
Profit (loss) brought forward from the previous period14P--€1,856

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€34,072€43,039▲ 26.3%
Goods, raw materials, services and sundry goods60/61€33,433€34,006▲ 1.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,002€1,115▼ 44.3%
Other operating charges640/8€387€400▲ 3.4%
Gross operating margin9900€638€9,033▲ 1,316%
Operating profit (loss)9901-€1,751€7,518▲ 529%
Financial income75/76B-€8-
Recurring financial income75-€8-
Financial charges65/66B€105€100▼ 4.8%
Recurring financial charges65€105€100▼ 4.8%
Profit (loss) for the period before taxes9903-€1,856€7,426▲ 500%
Income taxes67/77-€1,739-
Profit (loss) for the period9904-€1,856€5,687▲ 406%
Profit (loss) for the period to be appropriated9905-€1,856€5,687▲ 406%
Line20242025Change
Assets
Total assets20/58€11,557€17,798▲ 54.0%
Fixed assets21/28€3,701€3,924▲ 6.0%
Tangible fixed assets22/27€3,701€3,924▲ 6.0%
Plant, machinery and equipment23-€377-
Furniture and vehicles24€287€985▲ 243%
Other tangible fixed assets26€3,414€2,562▼ 25.0%
Current assets29/58€7,856€13,874▲ 76.6%
Stocks and contracts in progress3-€321-
Stocks30/36-€321-
Amounts receivable within one year40/41€6,925€6,925=
Trade receivables40€6,925€6,925=
Cash at bank and in hand54/58€931€6,628▲ 612%
Equity and liabilities
Total equity and liabilities10/49€11,557€17,798▲ 54.0%
Equity10/15€144€5,831▲ 3,949%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€1,856€3,831▲ 306%
Amounts payable17/49€11,413€11,967▲ 4.9%
Amounts payable within one year42/48€11,413€11,967▲ 4.9%
Trade debts44€873€1,068▲ 22.3%
Suppliers440/4€873€1,068▲ 22.3%
Taxes, remuneration and social security45€1,991€2,652▲ 33.2%
Taxes450/3€291€2,652▲ 811%
Remuneration and social security454/9€1,700--
Other amounts payable47/48€8,549€8,247▼ 3.5%
Line20242025Change
Profit (loss) for the period9904-€1,856€5,687▲ 406%
+ Depreciation and write-downs630€2,002€1,115▼ 44.3%
Operating cash flow (approximation)€146€6,802▲ 4,559%
Investment in fixed assets (approximation)--€1,338-
Change in cash-€5,697-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €5,687
Net result €5,687 after one loss-making year.
04-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
15 m²
Parcel 57042A0329/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TIPTOP STUDIO
Rue Raoul Van Spitael(K) 3, 7540 TournaiComputer programming
since 20242.354.163.868
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57042A0329/00F000 Wallonia 15 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,856 companies in sector 18130 we hold annual accounts for 832. 335 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
18130Pre-press and pre-media services
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
73300Public relations and communication consultancy
77330Rental and leasing activities
82990Other business support services
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004144889
Also 9925:BE1004144889
Registered 15-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.