1655
Judicial reorganisationThe file of 1655 contains 1 judicial reorganisation, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show negative equity (€-154k) and a net result of €25k. Equity is shrinking by ~63.4% per year across the filed fiscal years. Its solvency ranks better than 6% of 13090 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency33=
Growth32=
Stability60
Credit verdict
No credit on open account
Liquidity short (current ratio 0.26 against 0.21 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 13090 sector peers (2025).
NBB · sector comparisonPosition among 13090 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
1 d early
2022
246 d late
2021
14 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-154k▲ 13.9%
2024 · €-179k
2019: €9k
2020: €16k
2021: €-7k
2022: €-58k
2023: €-108k
2024: €-179k
2019 → 2025
Total assets
€62k▲ 6.0%
2024 · €59k
2019: €143k
2020: €141k
2021: €90k
2022: €103k
2023: €60k
2024: €59k
2019 → 2025
Net result
€25k
2024 · €-71k
2019: €26k
2020: €7k
2021: €-23k
2022: €-51k
2023: €-50k
2024: €-71k
2019 → 2025
Working capital
€-147k▲ 16.2%
2024 · €-176k
2019: €-10k
2020: €7k
2021: €758
2022: €-37k
2023: €-104k
2024: €-176k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-58k▼ 731%€-108k▼ 86.1%€-179k▼ 65.9%€-154k▲ 13.9%
Operating result€-18k-€-47k▼ 159%€-41k▲ 12.3%€-49k▼ 17.8%€38k
Net result€-23k-€-51k▼ 125%€-50k▲ 2.1%€-71k▼ 42.3%€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €38k after a loss of €49k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€9k▼ 14.4%
Current assets
€53k▲ 10.6%
Key figures and ratios
EBITDA
€40k▲
2024 · €-44k
Cash flow
€26k▲
2024 · €-66k
Solvency
-247.7%▲
2024 · -305.3%
Current ratio
0.26▲
2024 · 0.21
Quick ratio
0.12▼
2024 · 0.13
Debt / equity
-1.40▼
2024 · -1.33
ROE
-16.2%▼
2024 · 39.7%
ROA
40.1%▲
2024 · -121.2%
Interest coverage
2.97▲
2024 · -1.96
Debt
€216k▼
2024 · €237k
Debt ≤ 1 year
€200k▼
2024 · €224k
Staff costs
€163k▼
2024 · €221k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€62k▲
Fixed assets21/28€11k€9k▼
Tangible fixed assets22/27€11k€9k▼
Plant, machinery and equipment23€5k€4k▼
Other tangible fixed assets26€5k€5k=
Financial fixed assets28€140€140=
Current assets29/58€48k€53k▲
Amounts receivable after more than one year29€20k€0▼
Other amounts receivable291€20k€0▼
Stocks and contracts in progress3€18k€30k▲
Stocks30/36€18k€30k▲
Amounts receivable within one year40/41€2k€7k▲
Trade receivables40-€6k
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€5k€14k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€59k€62k▲
Equity10/15€-179k€-154k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-199k€-174k▲
Amounts payable17/49€237k€216k▼
Amounts payable within one year42/48€224k€200k▼
Current portion of amounts payable after more than one year42€5k€0▼
Financial debts43€6k€10k▲
Credit institutions430/8€6k€10k▲
Trade debts44€59k€44k▼
Suppliers440/4€59k€44k▼
Taxes, remuneration and social security45€154k€142k▼
Taxes450/3€81k€72k▼
Remuneration and social security454/9€74k€71k▼
Other amounts payable47/48€420€4k▲
Accrued charges and deferred income492/3€13k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€221k€163k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€7k€5k▼
Gross operating margin9900€185k€208k▲
Operating profit (loss)9901€-49k€38k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€22k€13k▼
Recurring financial charges65€22k€13k▼
Profit (loss) for the period before taxes9903€-71k€25k▲
Profit (loss) for the period9904€-71k€25k▲
Profit (loss) for the period to be appropriated9905€-71k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-199k€-174k▲
Profit (loss) brought forward from the previous period14P€-128k€-199k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after 4 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-71k
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-11
Judicial reorganisation
Opening
ondernemingsrechtbank Brussel · amiable · event 25-10-2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 246 days late
2022
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 39 days late
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 352 days late
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 716 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabriekstraat 231652 BeerselGround area
454 m²
Building footprint
170 m²
Volume, LiDAR
913 m³
Parcel 23001C0190/02G000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Smidse
since 20142.228.794.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001C0190/02G000 | Flanders | 454 m² | 1 · 170 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 42,467 EUR awarded · 42,467 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 11,841 EUR | 11,841 EUR |
| 2024 | 1 | 10,518 EUR | 10,518 EUR |
| 2023 | 1 | 10,875 EUR | 10,875 EUR |
| 2022 | 1 | 9,233 EUR | 9,233 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeersel2.228.794.635
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 8,149 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2014
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.