16 STORIES
16 STORIES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.50M and a net result of €60k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 77% of 498 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €2.50M |
| Net result | €60k |
| Better than sector | 77% |
| Active | 3 yrs |
Mixed profile: strong on stability, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.0% | 43.2% | |
| Net result | €60k | €68k | |
| Equity | €2.50M | €492k | |
| Gross operating margin | €89k | €83k | |
| Total assets | €3.38M | €1.58M |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €60k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €20k |
| Dividends | - |
| Total assets | €3.38M |
| Equity | €2.50M |
| Debt | €878k |
| of which ≤ 1y | €681k |
| of which > 1y | €197k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 74.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 1.8% |
| ROE | 2.4% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €3.38M |
| Fixed assets | 21/28 | €3.33M |
| Financial fixed assets | 28 | €3.33M |
| Current assets | 29/58 | €47k |
| Amounts receivable within one year | 40/41 | €20k |
| Cash & bank | 54/58 | €26k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3.38M |
| Equity | 10/15 | €2.50M |
| Contributions / capital | 10/11 | €500k |
| Reserves | 13 | €1.25M |
| Accumulated profits (losses) | 14 | €752k |
| Amounts payable | 17/49 | €878k |
| Amounts payable after one year | 17 | €197k |
| Amounts payable within one year | 42/48 | €681k |
| Trade debts payable within one year | 44 | €17k |
| Income statement | ||
| Gross operating margin | 9900 | €89k |
| Operating result | 9901 | €88k |
| Financial charges | 65 | €8k |
| Result before taxes | 9903 | €80k |
| Income taxes | 67/77 | €20k |
| Net result for the period | 9904 | €60k |
| Result to be appropriated | 9905 | €60k |
-
Current17-12-2025 → present
-
Current15-12-2022 → present
-
CORE CONSTRUCTLegal entityDirector· perm. rep.: Pieter VAN HECKEState Gazette act 23012518 (25-01-2023)Current15-12-2022 → present
Former directors (3)
-
One PaintLegal entityDirector· perm. rep.: Sofie VanderhaeghenState Gazette act 23012518 (25-01-2023)Former15-12-2022 → 17-12-2025
2 events
- 17-12-2025 Resigned· Director
- 15-12-2022 Appointed· Director
-
Former- → 15-12-2022
-
Former- → 15-12-2022
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 24-08-2022 |
| Status | Active |
| Postal code | 2880 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0202/00F000 | Flanders | 2.3 ha | 1 · 1.4 ha | - |
| 42452C0174/00V000 | Flanders | 3,749 m² | 1 · 1,939 m² | 10.8 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
06-01-2026 Registered office moved from Hamme to Bornem
- Zwaarveld 34, 9220 Hamme → Industrieweg 31, 2880 Bornem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bornem",
"region": null,
"street": "Industrieweg",
"country": "BE",
"postcode": "2880",
"box_number": null,
"street_number": "31"
},
"old_address": {
"city": "Hamme",
"region": null,
"street": "Zwaarveld",
"country": "BE",
"postcode": "9220",
"box_number": null,
"street_number": "34"
},
"effective_date": "2025-12-17",
"evidence_quote": "De bestuurders besluiten \u0027met ingang vanaf heden de zetel van de Vennootschap te verplaatsen van Zwaarveld 34, 9220 Hamme naar het volgende adres: -Industrieweg (BOR) 31; 2880 Bornem."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0789.920.785",
"name_full": "16 STORIES",
"legal_form": "BV"
}
}25-01-2023 3 directors appointed, 2 resigning
- Sofie VANDERHAEGHEN, Bestuurder
- Pieter VAN HECKE, Bestuurder
- Jean-Marc MAMPAEY, Bestuurder
- Paul BORMS, Bestuurder
- Pieter VAN HECKE, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Paul BORMS",
"address": null,
"birth_date": null
},
"effective_date": "2022-12-15",
"evidence_quote": "De vergadering neemt kennis van het ontslag van de heer Paul BORMS en de heer Pieter VAN HECKE als bestuurder van de Vennootschap, met ingang van heden."
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Pieter VAN HECKE",
"address": null,
"birth_date": null
},
"effective_date": "2022-12-15",
"evidence_quote": "De vergadering neemt kennis van het ontslag van de heer Paul BORMS en de heer Pieter VAN HECKE als bestuurder van de Vennootschap, met ingang van heden."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Sofie VANDERHAEGHEN",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "0826176120",
"name": "BV ONE PAINT",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2022-12-15",
"evidence_quote": "De voorzitter stelt voor om, met ingang vanaf heden, de volgende personen tot bestuurder van de Vennootschap te benoemen en dit voor onbepaalde duur : -de BV ONE PAINT, met zetel te 9220 Hamme (VL.), Zwaarveld 34, RPR Gent, afdeling Dendermonde 0826.176.120, met als vaste vertegenwoordiger mevrouw S"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Pieter VAN HECKE",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "0899056970",
"name": "BV CORE CONSTRUCT",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2022-12-15",
"evidence_quote": "De voorzitter stelt voor om, met ingang vanaf heden, de volgende personen tot bestuurder van de Vennootschap te benoemen en dit voor onbepaalde duur : -de BV CORE CONSTRUCT, met zetel te 9200 Dendermonde, Leopold-I1-laan 21, RPR Gent, afdeling Dendermonde 0899.056.970, met als vaste vertegenwoordige"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Jean-Marc MAMPAEY",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "0689571713",
"name": "BV CAJIM",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2022-12-15",
"evidence_quote": "De voorzitter stelt voor om, met ingang vanaf heden, de volgende personen tot bestuurder van de Vennootschap te benoemen en dit voor onbepaalde duur : -de BV CAJIM, met zetel te 1330 Rixensart, Rue de la Grande Bruy\u00E8re 35, RPR Brussel 0689.571.713, met als vaste vertegenwoordiger de heer Jean-Marc M"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0789.920.785",
"name_full": "16 STORIES",
"legal_form": "BV"
}
}26-08-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9220 Hamme, Zwaarveld 34",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Paul BORMS en Sofie VANDERHAEGHEN",
"niss": null,
"address": "9250 Waasmunster, Dommelstraat 77"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 187500,
"holder_person_name": "Paul BORMS en Sofie VANDERHAEGHEN",
"is_subscriber_only": false,
"n_shares_subscribed": 375,
"amount_subscribed_eur": 187500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Thibault CLOOSTERMANS-HUWAERT",
"niss": null,
"address": "9100 Sint-Niklaas, Vossekotstraat 97"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 50000,
"holder_person_name": "Thibault CLOOSTERMANS-HUWAERT",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 50000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Pieter VAN HECKE",
"niss": null,
"address": "9200 Dendermonde, Leopoldlaan 21"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 187500,
"holder_person_name": "Pieter VAN HECKE",
"is_subscriber_only": false,
"n_shares_subscribed": 375,
"amount_subscribed_eur": 187500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Jean-Marc MAMPAEY",
"niss": null,
"address": "1330 Rixensart, Rue de la Grande Bruy\u00E8re 35"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 75000,
"holder_person_name": "Jean-Marc MAMPAEY",
"is_subscriber_only": false,
"n_shares_subscribed": 150,
"amount_subscribed_eur": 75000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 500000,
"subject_company": {
"kbo": "0789.920.785",
"name_full": "16 STORIES",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-08-23",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | 16 STORIES |
| AbbreviationNL | 16S |