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Generated 30-07-2026
Active BE 1007.839.304Private limited company

11&

Heirstraat(E) 27 A ·3630 Maasmechelen, Belgium· 2 yrs active
Sector: NACE 53200 (53200)
Conclusion Checked

The computed 12-month bankruptcy probability of 11& is 5.2% (elevated). The 2024 annual accounts show equity of €26k and a net result of €24k. Its solvency ranks better than 79% of 253 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €26k
Net result €24k
Better than sector 79%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health85Profitability100Solvency99Growth50Stability67
80 / 100

Exceptional profile, strong across almost every axis.

Health 85
Profitability 100
Solvency 99
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
5.2% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
85 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 27-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 53 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 60.8% 31.0%
better than 79% of 253 sector peers
Net result €24k €8k
better than 80% of 253 sector peers
Equity €26k €21k
better than 55% of 253 sector peers
Gross operating margin €30k €39k
better than 45% of 252 sector peers
Total assets €43k €81k
better than 32% of 255 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA-
Net profit€24k
Cash flow-
Staff costs-
Income taxes€6k
Dividends-
Total assets€43k
Equity€26k
Debt€17k
of which ≤ 1y€17k
of which > 1y-
Working capital€26k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.55
Quick ratio2.55
Working capital ratio60.8%
Solvency60.8%
Debt / equity0.65
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA55.0%
ROE90.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€43k
Current assets 29/58€43k
Amounts receivable within one year 40/41€14k
Cash & bank 54/58€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€43k
Equity 10/15€26k
Contributions / capital 10/11€3k
Reserves 13€24k
Amounts payable 17/49€17k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€640
Income statement
Gross operating margin 9900€30k
Operating result 9901€30k
Financial charges 65€88
Result before taxes 9903€30k
Income taxes 67/77€6k
Net result for the period 9904€24k
Result to be appropriated 9905€24k
Ratios computed by Checked.
Legal Structure
NACE primary 53200
Legal form Private limited company(610)
Incorporation02-04-2024
StatusActive
Postal code3630
Establishment units 1 location
11&
Heirstraat(V) 27A, 3630 MaasmechelenOverige posterijen en koeriers
since 20242.358.220.349
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73096B0129/00B000 Flanders 463 m² 1 · 95 m² -
73096B0129/00C000 Flanders 339 m² 1 · 99 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
11-02-2026
State Gazette act Registered-office change
v3.2
2025
27-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
04-04-2024
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
11-02-2026
v3.2
All acts · 2 updated 5 months ago
2026
11-02-2026 Registered office moved within Maasmechelen Registered-office change
  • Stroveld 3, 3630 Maasmechelen → Heirstraat 27A, 3630 Maasmechelen
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Maasmechelen",
        "region": null,
        "street": "Heirstraat",
        "country": "BE",
        "postcode": "3630",
        "box_number": null,
        "street_number": "27A"
      },
      "old_address": {
        "city": "Maasmechelen",
        "region": null,
        "street": "Stroveld",
        "country": "BE",
        "postcode": "3630",
        "box_number": null,
        "street_number": "3"
      },
      "effective_date": "2026-01-05",
      "evidence_quote": "Bij beslissing van de bestuurder werd de maatschappelijke zetel van de vennootschap verplaatst naar Heirstraat 27A, 3630 Maasmechelen, met ingang van 5 januari 2026."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1007.839.304",
    "name_full": "11 \u0026",
    "legal_form": "BV"
  }
}
2024
04-04-2024 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Stroveld 3, 3630 Maasmechelen",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "RAVACHE Steven Louis Rozinus",
        "niss": null,
        "address": "3630 Maasmechelen, Stroveld 3"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1250,
      "holder_person_name": "RAVACHE Steven Louis Rozinus",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 1250,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "SCHURGERS Vanessa",
        "niss": null,
        "address": "3630 Maasmechelen, Stroveld 3"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1250,
      "holder_person_name": "SCHURGERS Vanessa",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 1250,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2500,
  "subject_company": {
    "kbo": "1007.839.304",
    "name_full": "11\u0026",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2024-03-27",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige posterijen en koeriers53200Overige posterijen en koeriers53200Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL 11&
Registered office
Heirstraat(E) 27 A
3630 Maasmechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative