107 it
Active107 it has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €18k. Its solvency ranks better than 28% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency57
Growth-
Stability85
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.39), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.7%
Return on assets
7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
46 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€80k
Total assets
€262k
Net result
€18k
Working capital
€38k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €262k
Fixed assets
€128k
Current assets
€134k
Equity and liabilities €262k
Equity
€80k
Debt
€182k
Debt finances 69.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€55k
Cash flow
€46k
Solvency
30.7%
Current ratio
1.39
Quick ratio
1.39
Debt / equity
2.26
ROE
22.9%
ROA
7.0%
Interest coverage
21.37
Debt
€182k
Debt ≤ 1 year
€96k
Debt > 1 year
€84k
Income taxes
€6k
Staff costs
€31k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€262k
Fixed assets21/28€128k
Tangible fixed assets22/27€128k
Furniture and vehicles24€126k
Other tangible fixed assets26€2k
Current assets29/58€134k
Amounts receivable within one year40/41€38k
Trade receivables40€29k
Other amounts receivable41€9k
Current investments50/53€12k
Cash at bank and in hand54/58€74k
Deferred charges and accrued income490/1€10k
Equity and liabilities
Total equity and liabilities10/49€262k
Equity10/15€80k
Contributions10/11€1k
Reserves13€79k
Distributable reserves133€79k
Profit (loss) carried forward14€0
Amounts payable17/49€182k
Amounts payable after more than one year17€84k
Financial debts170/4€84k
Amounts payable within one year42/48€96k
Current portion of amounts payable after more than one year42€24k
Trade debts44€9k
Suppliers440/4€9k
Taxes, remuneration and social security45€8k
Taxes450/3€2k
Remuneration and social security454/9€6k
Other amounts payable47/48€54k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Non-recurring operating income76A€100
Remuneration, social security and pensions62€31k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k
Other operating charges640/8€2k
Gross operating margin9900€88k
Operating profit (loss)9901€27k
Financial income75/76B€127
Recurring financial income75€127
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€25k
Income taxes67/77€6k
Profit (loss) for the period9904€18k
Profit (loss) for the period to be appropriated9905€18k
Appropriation of the result
Profit (loss) to be appropriated9906€18k
Transfer from equity791/2€36k
Profit to be distributed694/7€54k
Return on contributions (dividend)694€54k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chapelle des Anges 554890 Thimister-ClermontGround area
1,167 m²
Building footprint
145 m²
Volume, LiDAR
729 m³
Parcel 63017C0240/00V000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
107 it
since 20142.230.453.533
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63017C0240/00V000 | Wallonia | 1,167 m² | 1 · 145 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZONNESTAD
BE 1000.659.027
Aalter · Eq €80k
ATEEKA
BE 1012.597.945
Incourt · Eq €80k
Kenveld
BE 1013.892.302
Elsene · Eq €80k
AIGHT
BE 0777.334.739
Gent · Eq €80k
Stamsify
BE 0799.368.882
Maasmechelen · Eq €80k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2014
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
47400Retail sale of information and communication equipment
47410Retail trade
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.