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Stamsify

Active
Private limited companyfounded 20233 yrs activeOnze-Lieve-Vrouwe-straat(E) 53, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0799.368.882
Summary

Stamsify has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,195 and a net result of €45,238. Equity is growing by ~97.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency85▲+20
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.03 in 2024; short-term debt: 23.4% and cash: 18.2% of total assets), and 39.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.4%
Return on assets
34.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-02-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
22 d late
2024
5 d early
2023
16 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 March 2023, Stamsify was incorporated as a Private limited company.1 Total assets went from EUR 12,988 in 2023 to EUR 132,728 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€80,195▲ 119%
2024 · €36,557
Total assets
€132,728▲ 44.0%
2024 · €92,178
Net result
€45,238▲ 63.4%
2024 · €27,694
Working capital
€29,781▲ 3,718%
2024 · €780
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€7,359-€36,861▲ 401%€58,750▲ 59.4%
Net result€5,864-€27,694▲ 372%€45,238▲ 63.4%
Equity€8,864-€36,557▲ 312%€80,195▲ 119%
Total assets€12,988-€92,178▲ 610%€132,728▲ 44.0%
Debt€4,124-€55,621▲ 1,249%€52,533▼ 5.6%
Working capital€8,864-€780▼ 91.2%€29,781▲ 3,718%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2023: €7,359€7,359Net result 2023: €5,864€5,864Operating result 2024: €36,861€36,861Net result 2024: €27,694€27,694Operating result 2025: €58,750€58,750Net result 2025: €45,238€45,238202320242025€0€20,000€40,000€60,000Operating result 2023: €7,359€7,360Net result 2023: €5,864€5,860Operating result 2024: €36,861€36,900Net result 2024: €27,694€27,700Operating result 2025: €58,750€58,700Net result 2025: €45,238€45,200202320242025
The operating result has risen two years in a row; 2025 is 59% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132,728
Fixed assets €71,892 ▲ 12.4%
Current assets €60,837 ▲ 116%
Equity and liabilities €132,728
Equity €80,195 ▲ 119%
Debt €52,533 ▼ 5.6%
Debt's share of the balance-sheet total falls from 60.3% to 39.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€71,433▲
2024 · €40,045
Cash flow
€57,921▲
2024 · €30,878
Current ratio
1.96▲
2024 · 1.03
Debt to equity
0.66▼
2024 · 1.52
ROE
56.4%▼
2024 · 75.8%
ROA
34.1%▲
2024 · 30.0%
Interest coverage
39.11▲
2024 · 19.11
Debt ≤ 1 year
€31,055▲
2024 · €27,436
Debt > 1 year
€21,478▼
2024 · €28,185
Income taxes
€11,686▲
2024 · €7,072
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€92,178€132,728▲
Fixed assets21/28€63,962€71,892▲
Tangible fixed assets22/27€63,962€71,892▲
Furniture and vehicles24€61,767€57,788▼
Other tangible fixed assets26€2,195€14,103▲
Current assets29/58€28,216€60,837▲
Amounts receivable within one year40/41€18,750€35,310▲
Trade receivables40€18,750€15,650▼
Other amounts receivable41-€19,660
Cash at bank and in hand54/58€8,168€24,172▲
Deferred charges and accrued income490/1€1,298€1,355▲
Equity and liabilities
Total equity and liabilities10/49€92,178€132,728▲
Equity10/15€36,557€80,195▲
Contributions10/11€3,000€3,000=
Reserves13€33,557€77,195▲
Distributable reserves133€33,557€77,195▲
Amounts payable17/49€55,621€52,533▼
Amounts payable after more than one year17€28,185€21,478▼
Financial debts170/4€28,185€21,478▼
Amounts payable within one year42/48€27,436€31,055▲
Current portion of amounts payable after more than one year42€9,499€12,179▲
Trade debts44€2,286-
Suppliers440/4€2,286-
Taxes, remuneration and social security45€8,151€17,234▲
Taxes450/3€8,151€17,234▲
Other amounts payable47/48€7,500€1,643▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,184€12,683▲
Other operating charges640/8€546€803▲
Gross operating margin9900€40,591€72,237▲
Operating profit (loss)9901€36,861€58,750▲
Financial charges65/66B€2,096€1,826▼
Recurring financial charges65€2,096€1,826▼
Profit (loss) for the period before taxes9903€34,765€56,924▲
Income taxes67/77€7,072€11,686▲
Profit (loss) for the period9904€27,694€45,238▲
Profit (loss) for the period to be appropriated9905€27,694€45,238▲
Appropriation of the result
Profit (loss) to be appropriated9906€27,694€45,238▲
Transfer from equity791/2-€1,600
Transfer to equity691/2€27,694€45,238▲
To other reserves6921€27,694€45,238▲
Profit to be distributed694/7-€1,600
Return on contributions (dividend)694-€1,600

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3,184€12,683▲ 298%
Other operating charges640/8-€546€803▲ 47.1%
Gross operating margin9900€7,359€40,591€72,237▲ 78.0%
Operating profit (loss)9901€7,359€36,861€58,750▲ 59.4%
Financial charges65/66B€30€2,096€1,826▼ 12.9%
Recurring financial charges65€30€2,096€1,826▼ 12.9%
Profit (loss) for the period before taxes9903€7,329€34,765€56,924▲ 63.7%
Income taxes67/77€1,466€7,072€11,686▲ 65.2%
Profit (loss) for the period9904€5,864€27,694€45,238▲ 63.4%
Profit (loss) for the period to be appropriated9905€5,864€27,694€45,238▲ 63.4%
Line202320242025Change
Assets
Total assets20/58€12,988€92,178€132,728▲ 44.0%
Fixed assets21/28-€63,962€71,892▲ 12.4%
Tangible fixed assets22/27-€63,962€71,892▲ 12.4%
Furniture and vehicles24-€61,767€57,788▼ 6.4%
Other tangible fixed assets26-€2,195€14,103▲ 543%
Current assets29/58€12,988€28,216€60,837▲ 116%
Amounts receivable within one year40/41€4€18,750€35,310▲ 88.3%
Trade receivables40-€18,750€15,650▼ 16.5%
Other amounts receivable41€4-€19,660-
Cash at bank and in hand54/58€12,938€8,168€24,172▲ 196%
Deferred charges and accrued income490/1€45€1,298€1,355▲ 4.4%
Equity and liabilities
Total equity and liabilities10/49€12,988€92,178€132,728▲ 44.0%
Equity10/15€8,864€36,557€80,195▲ 119%
Contributions10/11€3,000€3,000€3,000=
Reserves13€5,864€33,557€77,195▲ 130%
Distributable reserves133€5,864€33,557€77,195▲ 130%
Amounts payable17/49€4,124€55,621€52,533▼ 5.6%
Amounts payable after more than one year17-€28,185€21,478▼ 23.8%
Financial debts170/4-€28,185€21,478▼ 23.8%
Amounts payable within one year42/48€4,124€27,436€31,055▲ 13.2%
Current portion of amounts payable after more than one year42-€9,499€12,179▲ 28.2%
Trade debts44€45€2,286--
Suppliers440/4€45€2,286--
Taxes, remuneration and social security45€4,079€8,151€17,234▲ 111%
Taxes450/3€4,079€8,151€17,234▲ 111%
Other amounts payable47/48-€7,500€1,643▼ 78.1%
Line202320242025Change
Profit (loss) for the period9904€5,864€27,694€45,238▲ 63.4%
+ Depreciation and write-downs630-€3,184€12,683▲ 298%
Operating cash flow (approximation)€5,864€30,878€57,921▲ 87.6%
Investment in fixed assets (approximation)---€20,613-
Change in cash--€4,770€16,004▲ 435%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
22-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
30-06
Financial Highest result since 2023net €45,238 ▲63.4%
Operating result €58,750, net result €45,238, both a record.
26-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
16-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,427 m²
Building footprint
168 m²
Volume, LiDAR
872 m³
Parcel 73013D0565/00A000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stamsify
Onze-Lieve-Vrouwe-straat(E) 53, 3630 MaasmechelenOther software publishing
since 20232.342.551.186
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73013D0565/00A000 Flanders 1,427 m² 1 · 168 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

984500EB3F06ESA39151
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 6,956 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-03-2023
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799368882
Also 9925:BE0799368882
Registered 19-09-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.