Starting capital
€2,000 100 shares
VERTRIVO
Lifetime
1 annual account with figurespeak -€1,039 (2025)
-€1,039
lowest -€1,676 (2025)
-€1,676
peak €324 (2025)
€324
€2,879
Board1 name since 2025
1 directorVAN PETEGHEM Jasja
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €1,676Incorporation 23-071 establishment registeredFirst year with figures
Key points
from the 2025 annual accounts2025 accounts filed 31 days after the deadlineTurnover not published (micro format)
Checked score
54
Fair
Financially stronger than 22% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.7%lowest value
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Liquidity: current ratio 2.75, cash €104
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €3,203
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 31% of them on solvency, 30% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 177 companies had the same profile as VERTRIVO has now. Each dot is one company, two years later.
91.5%
were still trading
5.1%
stopped another way
3.4%
went bankrupt
That fits the bankruptcy probability of VERTRIVO itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 177 companies, not a prediction for VERTRIVO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VAN PETEGHEM Jasja 50 sharesdeed of 23-07-2025
- MOENS VAN TONGERLOO Dominique Lutgarde 50 sharesdeed of 23-07-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1025685522
Incorporation
Founding capital of €2,000, 100 shares · Founders: VAN PETEGHEM Jasja and MOENS VAN TONGERLOO Dominique Lutgarde · Appointment: VAN PETEGHEM Jasja (sole director) · published on 23-07-2025 · Gazette deed
First establishment
Kluisdreef 21, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VERTRIVO Schilde | €3,203 | -€1,039 | 10.1% | - |
| Madimmo Jette | €4,906 | €1,345 | 51.9% | - |
| TMC-Projects Ghent | €3,769 | -€14,971 | -277.3% | - |
| URBIZ.IMMO Watermael-Boitsfort | €4,425 | -€2,746 | -21.5% | - |
| LFP INVEST Gembloux | €3,337 | €837 | 83.8% | - |
| NCSYNDIC Sint-Genesius-Rode | €5,116 | €2,048 | 70.6% | - |
| Vermeire Gestion Schaerbeek | €1,518 | -€4,128 | -295.2% | - |
These companies have the same main activity as VERTRIVO: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €1,520 and €5,120, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 18-07-2025Normal situation
- Activity
- Property management for co-owned buildings (syndics)NACE 68321and 1 other
- Establishment unit
- 2.376.982.2282970 Schilde, since 18-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 02-10-2025
Insights on VERTRIVO
The annual accounts of VERTRIVO for financial year 2025 show a net loss of 52% of total assets. The 2025 annual accounts show equity of €324 and a net result of -€1,676.
Its solvency ranks better than 33% of 17,185 sector peers (NACE 68, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
The computed 12-month bankruptcy probability is 0.7% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VERTRIVO
- What is the company number of VERTRIVO?
- The company number of VERTRIVO is 1025.685.522. The VAT number is the same number with BE in front: BE 1025.685.522.
- Where is VERTRIVO based?
- The registered office is at Kluisdreef 21, 2970 Schilde.Company details
- What does VERTRIVO do?
- According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
- What is the legal form of VERTRIVO?
- VERTRIVO is a private limited company (BV).
- When was VERTRIVO founded?
- VERTRIVO was founded on 18-07-2025.
- Is VERTRIVO still active?
- Yes, VERTRIVO is an active enterprise in the KBO register.
- What is the turnover of VERTRIVO?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is VERTRIVO profitable?
- In financial year 2025, VERTRIVO made a loss of €1,676.
- Where can I find the annual accounts of VERTRIVO?
- VERTRIVO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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