100%DECO
Active100%DECO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-823. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 90% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-32
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 3.2 in 2024; short-term debt: 13.9% and cash: 0.6% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
-2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
53 d late
2023
30 d late
2022
10 d late
2021
17 d late
2019
64 d late
2018
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 3.2%
2024 · €26k
2018: €29k
2019: €26k
2021: €18k
2022: €15k
2023: €23k
2024: €26k
2018 → 2025
Total assets
€30k▼ 3.1%
2024 · €31k
2018: €43k
2019: €39k
2021: €33k
2022: €30k
2023: €31k
2024: €31k
2018 → 2025
Net result
€-823
2024 · €3k
2018: €-3k
2019: €-3k
2021: €-8k
2022: €-3k
2023: €8k
2024: €3k
2018 → 2025
Working capital
€9k▼ 8.7%
2024 · €9k
2018: €21k
2019: €19k
2021: €11k
2022: €-2k
2023: €6k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€15k▼ 19.0%€23k▲ 53.5%€26k▲ 13.7%€25k▼ 3.2%
Operating result€-7k-€-3k▲ 60.4%€8k€3k▼ 60.2%€-879
Net result€-8k-€-3k▲ 54.3%€8k€3k▼ 60.7%€-823
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €879 after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€17k=
Current assets
€13k▼ 7.0%
Equity and liabilities €30k
Equity
€25k▼ 3.2%
Debt
€5k▼ 2.7%
The debt ratio rises from 16.4% to 16.5%. Equity and debt are lower.
Key figures and ratios
Solvency
83.5%▼
2024 · 83.6%
Current ratio
3.07▼
2024 · 3.20
Quick ratio
3.07▼
2024 · 3.20
Debt / equity
0.20▲
2024 · 0.20
ROE
-3.3%▼
2024 · 12.0%
ROA
-2.8%▼
2024 · 10.1%
Debt
€5k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €4k
Debt > 1 year
€786=
2024 · €786
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€30k▼
Fixed assets21/28€17k€17k=
Tangible fixed assets22/27€17k€17k=
Furniture and vehicles24€17k€17k=
Current assets29/58€14k€13k▼
Amounts receivable within one year40/41€14k€13k▼
Trade receivables40€14k€13k▼
Cash at bank and in hand54/58€0€191▲
Equity and liabilities
Total equity and liabilities10/49€31k€30k▼
Equity10/15€26k€25k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€18k€17k▼
Amounts payable17/49€5k€5k▼
Amounts payable after more than one year17€786€786=
Financial debts170/4€786€786=
Amounts payable within one year42/48€4k€4k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Other amounts payable47/48€25€52▲
Income statement
Code20242025
Other operating charges640/8€418€400▼
Gross operating margin9900€4k€-480▼
Operating profit (loss)9901€3k€-879▼
Financial charges65/66B€55€-56▼
Recurring financial charges65€55€-56▼
Profit (loss) for the period before taxes9903€3k€-823▼
Profit (loss) for the period9904€3k€-823▼
Profit (loss) for the period to be appropriated9905€3k€-823▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€17k▼
Profit (loss) brought forward from the previous period14P€15k€18k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.86
Current ratio from 0.89 to 1.86; short-term debt falls from €14k to €7k.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2020
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 64 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Graanmarkt 91000 BrusselGround area
312 m²
Building footprint
377 m²
Volume, LiDAR
4,046 m³
Parcel 21811M0597/00C000, Brussels · tallest building 21.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
100%DECO
since 20042.144.340.101
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0597/00C000 | Brussels | 312 m² | 1 · 377 m² | 21.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
ALCYO
BE 0757.480.423
Bastogne · Eq €25k
PETIT BAIRRO
BE 0751.889.164
Saint-Georges-sur-Meuse · Eq €25k
EXCHANGE
BE 0435.017.185
Sint-Lambrechts-Woluwe · Eq €25k
MSB
BE 0807.241.621
Sint-Niklaas · Eq €25k
Living Life
BE 1023.371.279
Retie · Eq €25k
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 982 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-12-2004
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
52441
46831Wholesale of construction materials, general range
47784Retail sale of souvenirs and religious articles
47786Retail trade
51532
52497
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.