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e.u.INVEST

Active Private limited companyfounded 2008active for 18 yearsRue du Couvent 28-30, 4700 EupenKBO/BCE: BE 0895.432.734 subsidiary of e.u. Immobilien

Lifetime

18 annual accounts with figures on one time axis
peak €159,761 (2016)
€149,604▲ 76.2%
lowest -€23,484 (2009)
€85,191▲ 61.9%
peak €115,797 (2016)
€94,236▲ 54.4%
€555,580▲ 2.3%
peak 1 FTE (2012)
0.3 FTE 
Board2 names since 2008
2 directorse.u. Immobilien and 1 other
Owners
  
Documentsfilings and deeds
16-10-202615 days before the deadline
2026abbreviated format
Gross margin from €84,905 to €149,604Result from €52,615 to €85,191Dividend €52,000Equity from €61,045 to €94,236

Key points

from the 2026 annual accounts

Equity

€94,236 ▲ 54.4%
61,0452025+85,191Profit-52,000Dividend94,2362026

e.u.INVEST paid out €52,000 in dividends. That is 61% of the 2026 profit.

Turnover

≈ €260,000 estimated

The accounts state no turnover.

Debts

€555,580 85% of the balance sheet
Financial debts 23%Suppliers 7%Taxes and wages 8%Other 62%

€132,264 of the debts are secured on the company's own assets. In 2022 that was €161,009.

Checked score

71
Healthy
Financially stronger than 51% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.5%▼ -0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.6 percentage points vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▲ +0.4 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026

Financial strength
Average

40+5equity 14.5% of total assets
30=short-term debt 66.3%
70+10return on assets 13.1%

Score breakdown

raises risk
Liquidity: current ratio 1.51
Equity €94,236 (14.5% of total assets)
lowers risk
Size: 0.3 FTE, total assets €649,817
Founded in 2008
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 35% of them on solvency, 23% on liquidity, 60% on profitability and 87% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,053 companies had the same profile as e.u.INVEST has now. Each dot stands for 13 companies, two years later.

95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of e.u.INVEST itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,053 companies, not a prediction for e.u.INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.51 (1.47 in 2025), above the usual 1.5. Short-term debt is 66.3% of total assets. However, 85.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.51
NBB · annual accounts
lowers risk · Size: 0.3 FTE, total assets €649,817
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €94,236 (14.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 16-10-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
15 days early
2025
4 days early
2024
38 days early
2023
4 days early
2022
35 days early
2021
2 days late
2020
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 16 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

EU
Director, LEEMAN Bettina, since 01-02-2008
RR
Director, since 01-02-2008
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0895432734
2 directors appointed RATHMES Rainer (director) and e.u. Immobilien (director) · Permanent representative: LEEMAN Bettina · Director discharge: RATHMES Rainer · Gazette deed
First establishment Rue du Couvent 28-30, Eupen
Incorporation published on 12-02-2008 · Gazette deed
All 26 events

Comparable companies

same main activity, similar in size and age
Company
e.u.INVEST Eupen €649,817 €149,604 14.5% 0.3
DRUON PROPERTY SERVICES Antwerp €660,519 €93,973 10.6% 0.5
GECIM Anzegem €608,579 €157,308 52.1% 0
ADRIMAR Menen €996,730 €207,149 27.3% 0
THE BOX Antwerp €915,443 €124,386 52.9% 0.3
BLUESTONE SERVICE Anderlecht €692,034 €202,098 49.3% 1
KRYVANWOOD Anzegem €669,997 €107,076 87.4% 1

These companies have the same main activity as e.u.INVEST: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €609,000 and €997,000, founded between 1999 and 2012.

Official details

Source: KBO
Status
Active since 31-01-2008Normal situation
Activity
Property management for co-owned buildings (syndics)NACE 68321
Establishment unit
2.217.615.9784700 Eupen, since 28-03-2013
Financial year end
31 March
Peppol
Reachable since 14-11-2025
Company details

Annual accounts to 31-03-2026

€649,817▲ 7.5%
Employeeson 31-03-2026
1
Filing
Filed on 16-10-2026, 15 days before the end of the filing period
Financials

Insights on e.u.INVEST

e.u.INVEST files the abbreviated format. That format states no turnover. The gross margin rose from -€1,294 in 2009 to €149,604 in 2026.

e.u. Immobilien holds 98% of the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about e.u.INVEST

What is the company number of e.u.INVEST?
The company number of e.u.INVEST is 0895.432.734. The VAT number is the same number with BE in front: BE 0895.432.734.
Where is e.u.INVEST based?
The registered office is at Rue du Couvent 28-30, 4700 Eupen.Company details
What does e.u.INVEST do?
According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
What is the legal form of e.u.INVEST?
e.u.INVEST is a private limited company (BV).
When was e.u.INVEST founded?
e.u.INVEST was founded on 31-01-2008.
Is e.u.INVEST still active?
Yes, e.u.INVEST is an active enterprise in the KBO register.
How many employees does e.u.INVEST have?
e.u.INVEST had an average of 0.3 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of e.u.INVEST?
The turnover in financial year 2026 is ≈ €260,000. This figure is estimated from the gross margin of €149,604 and 38 comparable companies (NACE 683). It probably lies between €210,000 and €380,000. In financial year 2023 turnover was €274,037.
Is e.u.INVEST profitable?
In financial year 2026, e.u.INVEST made a profit of €85,191.
Where can I find the annual accounts of e.u.INVEST?
e.u.INVEST filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of e.u.INVEST due?
e.u.INVEST must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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