Equity
€236,591 ▼ 4.2%
JODIJO paid out €27,000 in dividends. That is 163% of the 2025 profit.
JODIJO
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €841,801 (2017)
€42,655▲ 50.1%
lowest -€148,299 (2016)
€16,581▲ 112%
peak €247,010 (2024)
€236,591▼ 4.2%
€168,522▼ 31.0%
peak 16.1 FTE (2016)
-not published
Board3 names since 2004
3 directorsDerkinderen Jozef and 2 others
Documentsfilings and deeds
04-05-202688 days before the deadline
2025micro format
Gross margin from €28,420 to €42,655Result from €7,840 to €16,581Amendment of the articles · Legal-form change · Resignations… 26-02Dividend €27,000Debts from €244,222 to €168,522Cash from €2,936 to €4,403
Key points
from the 2025 annual accountsChecked score
67
Healthy
Financially stronger than 48% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.2%▲ +0.2 percentage points vs 06-2025
08-2025: 1.5%▲ +0.3 percentage points vs 07-2025
09-2025: 1.7%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 1.2%▼ -0.5 percentage points vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.0%▼ -0.2 percentage points vs 05-2026lowest value
07-2026: 1.0%● unchanged vs 06-2026lowest value
08-2026: 1.0%● unchanged vs 07-2026lowest value
09-2026: 1.0%● unchanged vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
1 of the last 3 accounts late
Liquidity: current ratio 0.34, cash €4,403
lowers risk
Founded in 2004
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 75% of them on solvency, 26% on liquidity, 56% on profitability and 36% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as JODIJO has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JODIJO itself is higher: 1.0% within 12 months. It rests on far more data about JODIJO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for JODIJO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.34 (0.95 in 2024), below 1. Short-term debt is 41.6% and cash 1.1% of total assets. 41.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 days early
2024
56 days late
2023
14 days late
2022
29 days late
2021
52 days late
2020
25 days late
2019
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DJ
Derkinderen Jozef
Director, since 25-02-2025
VE
Van Eetvelde Johan
Director, since 25-02-2025
VJ
Verbrugghe Johan
Director, since 25-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0870518085
Amendment of the articles · Legal-form change · Resignations & appointments
Board composition: DEKINDEREN Jozef Emiel Flora (director (not named in the articles)) · Board composition: VERBRUGGHE Johan Maurits (director (not named in the articles)) · Board composition: VAN EETVELDE Johan Emiel Ernest (director (not named in the articles)) · General meeting of 26-07-2024 · Gazette deed
Environmental permit refused
Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Mechelen
Incorporation
published on 23-12-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JODIJO Mechelen | €405,114 | €42,655 | 58.4% | - |
| D & F INVEST Beveren-Kruibeke-Zwijndrecht | €400,325 | €36,946 | -8.7% | - |
| DYVO Bruges | €354,795 | €38,985 | -24.8% | - |
| BEIRTJESHOEVE Lievegem | €435,827 | €46,219 | 18.6% | - |
| BELLE BISTRO TEAROOM Izegem | €423,159 | €53,931 | 15.4% | - |
| NEW SHANGHAI Mechelen | €330,794 | €60,180 | 97.8% | - |
| RESTAURANT L'OLIVIER Sint-Katelijne-Waver | €330,536 | €38,333 | 65.4% | - |
These companies have the same main activity as JODIJO: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €331,000 and €436,000, founded between 2001 and 2007.
Official details
Source: KBO- Status
- Active since 10-12-2004Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Establishment unit
- 2.145.098.0852800 Mechelen, since 10-12-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 24-09-2025
Annual accounts 2025
- ≈ €210,000estimated
- €405,114▼ 17.5%
- Filing
- Filed on 04-05-2026, 88 days before the end of the filing period
Insights on JODIJO
JODIJO files the micro format. That format states no turnover. The gross margin fell from €332,190 in 2006 to €42,655 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JODIJO
- What is the company number of JODIJO?
- The company number of JODIJO is 0870.518.085. The VAT number is the same number with BE in front: BE 0870.518.085.
- Where is JODIJO based?
- The registered office is at Guldenstraat 20, 2800 Mechelen.Company details
- What does JODIJO do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of JODIJO?
- JODIJO is a private limited company (BV).
- When was JODIJO founded?
- JODIJO was founded on 10-12-2004.
- Is JODIJO still active?
- Yes, JODIJO is an active enterprise in the KBO register.
- How many employees does JODIJO have?
- JODIJO had an average of 15.1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of JODIJO?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €42,655 and 60 comparable companies (NACE 56111). It probably lies between €160,000 and €280,000.
- Is JODIJO profitable?
- In financial year 2025, JODIJO made a profit of €16,581.
- Where can I find the annual accounts of JODIJO?
- JODIJO filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JODIJO due?
- JODIJO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.